Your savings perfectly organized
Earn 2.01% interest, round up purchases automatically, and have incoming money flow to the right pot—so growing your savings is clearer, faster, simpler.
Your savings perfectly organized
Earn 2.01% interest, round up purchases automatically, and have incoming money flow to the right pot—so growing your savings is clearer, faster, simpler.
Save for what matters
Whether it’s shared goals or personal plans, bunq helps you save with purpose and stay prepared for what’s next.
Save for your next escape
Automatically set money aside for flights, stays, and spontaneous adventures.
Build your future home fund
Grow your long-term savings steadily and stay motivated with a clear view of your progress.
Invest in your future opportunities
Build a dedicated savings pot for courses, certifications, or new career paths.
Prepare for milestones that matter
Save gradually for weddings, celebrations, or once-in-a-lifetime experiences — without financial stress.
Stay ready for life’s surprises
Create a financial cushion that gives you peace of mind when the unexpected happens.
Turn extra money into real progress
Automatically move bonuses, refunds, or surprise transfers into savings the moment they arrive.
Save for what matters
Whether it’s shared goals or personal plans, bunq helps you save with purpose and stay prepared for what’s next.
Build your future home fund
Grow your long-term savings steadily and stay motivated with a clear view of your progress.
Invest in your future opportunities
Build a dedicated savings pot for courses, certifications, or new career paths.
Stay ready for life’s surprises
Create a financial cushion that gives you peace of mind when the unexpected happens.
Save for your next escape
Automatically set money aside for flights, stays, and spontaneous adventures.
Prepare for milestones that matter
Save gradually for weddings, celebrations, or once-in-a-lifetime experiences — without financial stress.
Turn extra money into real progress
Automatically move bonuses, refunds, or surprise transfers into savings the moment they arrive.
2.01%* interest paid out weekly
Grow your savings faster with a high-interest rate. Earn weekly payouts and take advantage of compound interest, helping you reach your goals even quicker.
2.01%* interest paid out weekly
Grow your savings faster with a high-interest rate. Earn weekly payouts and take advantage of compound interest, helping you reach your goals even quicker.
Grow your savings with Foreign Currency Savings Accounts
Earn high interest across 8 global currencies with bunq. Get up to 3.01% annual interest on USD and GBP, and up to 29% annual interest on selected global currencies like TRY, PLN, and ZAR—all paid out weekly¹.
Grow your savings with Foreign Currency Savings Accounts
Earn high interest across 8 global currencies with bunq. Get up to 3.01% annual interest on USD and GBP, and up to 29% annual interest on selected global currencies like TRY, PLN, and ZAR—all paid out weekly¹.
Save the change
Every time you make a payment, AutoSave rounds up your purchase and saves the difference. Spend €2.20 on coffee? €0.80 goes straight into your Savings Account, helping you grow your money effortlessly with compound interest.
Save the change
Every time you make a payment, AutoSave rounds up your purchase and saves the difference. Spend €2.20 on coffee? €0.80 goes straight into your Savings Account, helping you grow your money effortlessly with compound interest.
Sort incoming payments
Automatically sort incoming payments into the right Savings Accounts. Set up custom rules to split your money and send it exactly where you need it so you can grow your savings with ease.
Sort incoming payments
Automatically sort incoming payments into the right Savings Accounts. Set up custom rules to split your money and send it exactly where you need it so you can grow your savings with ease.
Adding money is easy
Add funds with bank transfers, local payment methods like iDEAL and Instant Bank Transfer, or use Apple Pay, Google Pay, and credit cards.
Adding money is easy
Add funds with bank transfers, local payment methods like iDEAL and Instant Bank Transfer, or use Apple Pay, Google Pay, and credit cards.
Up to 3 free withdrawals a month
You can withdraw any amount, up to 2 times each month, completely free. Save with bunq for a year and you’ll unlock 3 free monthly withdrawals, giving you even more freedom when you need it.
Up to 3 free withdrawals a month
You can withdraw any amount, up to 2 times each month, completely free. Save with bunq for a year and you’ll unlock 3 free monthly withdrawals, giving you even more freedom when you need it.
Save with total peace of mind
Built on trusted European protections, with privacy by design and support whenever you need it.
Your money is protected
Your savings are insured up to €100,000 by the Dutch Deposit Guarantee Scheme.
Your privacy is paramount
Your data is safe and protected by our robust, bank-level security.
24/7 support
Get instant help in your language, whenever you need it.
Save with total peace of mind
Built on trusted European protections, with privacy by design and support whenever you need it.
Your money is protected
Your savings are insured up to €100,000 by the Dutch Deposit Guarantee Scheme.
Your privacy is paramount
Your data is safe and protected by our robust, bank-level security.
24/7 support
Get instant help in your language, whenever you need it.
Start saving in minutes
Open, save, and start earning interest—all from your phone. No appointments, no paperwork.
Download the bunq app
Available on iOS and Android.
Open a bunq account
Sign up in the app and verify your details.
Deposit money
Transfer funds in and start earning weekly interest.
Start saving in minutes
Open, save, and start earning interest—all from your phone. No appointments, no paperwork.
Download the bunq app
Available on iOS and Android.
Open a bunq account
Sign up in the app and verify your details.
Deposit money
Transfer funds in and start earning weekly interest.
See how much you can earn with bunq
See how much you can earn with bunq
Use our Savings Calculator to estimate how much your money could earn over time—so you can plan smarter and stay motivated from day one.
Compound Interest
Amount Deposited
Savings period
Estimated interest earned
There are no limits on how much or for how long you can save, this calculator is for informational purposes only.
Compound Interest
Amount Deposited
Savings period
Estimated interest earned
There are no limits on how much or for how long you can save, this calculator is for informational purposes only.
Choose your plan
Try it free for 30 days, no strings attached.
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bunq Free
Free
The essentials to get you started.
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bunq Core
€3.99/month
The bank account for everyday use.
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bunq Pro
€9.99/month
The bank account that makes budgeting easy.
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bunq Elite
€18.99/month
The bank account designed for your international lifestyle.
Choose your plan
Try it free for 30 days, no strings attached.
bunq Free
Free
The essentials to get you started.
bunq Core
€3.99/month
The bank account for everyday use.
bunq Pro
€9.99/month
The bank account that makes budgeting easy.
bunq Elite
€18.99/month
The bank account designed for your international lifestyle.
Sign up in 5 minutes
Enjoy smarter, easier, stress-free banking and see why millions already made the switch.
Sign up in 5 minutes
Enjoy smarter, easier, stress-free banking and see why millions already made the switch.
Frequently Asked Questions
How does bunq ensure my savings are safe?
Your Euro savings are protected by the Dutch Deposit Guarantee Scheme (DGS), which insures deposits up to €100,000 per account holder across all bunq accounts (excluding investments in stocks and crypto). This guarantee ensures that your money is secure while you save with bunq.
Your Euro savings are protected by the Dutch Deposit Guarantee Scheme (DGS), which insures deposits up to €100,000 per account holder across all bunq accounts (excluding investments in stocks and crypto). This guarantee ensures that your money is secure while you save with bunq.
Can I open multiple savings accounts?
Yes! With a bunq Pro or bunq Elite account, you can create up to 25 savings accounts, each with its own unique IBAN. This allows you to send and receive money independently and take full control of your budget. You can also personalize each account and group them as needed for a clear and organized financial overview.
Can I withdraw funds from my savings account at any time?
Yes, you can withdraw funds from your bunq Savings Account, but to encourage saving, withdrawals are limited to 2 per calendar month. You can withdraw the full balance or just a partial amount—it’s completely up to you. Here are a few key points to keep in mind: The 2-withdrawal limit applies to all your bunq Savings Accounts combined. The limit resets automatically on the 1st of each month at 01:00am CET. You’re free to close your Savings Account at any time after moving your money out.
How to open a Joint Savings Account?
With a Joint Savings Account, you can easily save together with your friends, family or partners and receive a high MassInterest rate.
How do I create a Joint Account?
Go to the 🏠 Home tab
Tap on 🟣 +Add
Tap on 🟢 Add Bank Account
Tap on Joint Savings Account
Select Partner(s)
Personalize your account
Done! ✅
Frequently Asked Questions
How does bunq ensure my savings are safe?
Your Euro savings are protected by the Dutch Deposit Guarantee Scheme (DGS), which insures deposits up to €100,000 per account holder across all bunq accounts (excluding investments in stocks and crypto). This guarantee ensures that your money is secure while you save with bunq.
Your Euro savings are protected by the Dutch Deposit Guarantee Scheme (DGS), which insures deposits up to €100,000 per account holder across all bunq accounts (excluding investments in stocks and crypto). This guarantee ensures that your money is secure while you save with bunq.
Can I open multiple savings accounts?
Yes! With a bunq Pro or bunq Elite account, you can create up to 25 savings accounts, each with its own unique IBAN. This allows you to send and receive money independently and take full control of your budget. You can also personalize each account and group them as needed for a clear and organized financial overview.
Can I withdraw funds from my savings account at any time?
Yes, you can withdraw funds from your bunq Savings Account, but to encourage saving, withdrawals are limited to 2 per calendar month. You can withdraw the full balance or just a partial amount—it’s completely up to you. Here are a few key points to keep in mind: The 2-withdrawal limit applies to all your bunq Savings Accounts combined. The limit resets automatically on the 1st of each month at 01:00am CET. You’re free to close your Savings Account at any time after moving your money out.
How to open a Joint Savings Account?
With a Joint Savings Account, you can easily save together with your friends, family or partners and receive a high MassInterest rate.
How do I create a Joint Account?
Go to the 🏠 Home tab
Tap on 🟣 +Add
Tap on 🟢 Add Bank Account
Tap on Joint Savings Account
Select Partner(s)
Personalize your account
Done! ✅
Disclaimer
bunq bonus MassInterest
You can earn a 2.01% annual gross interest rate on savings above your personalized threshold, and 1.51% gross interest rate on the portion below it.
Your threshold is the highest balance in your Savings Account during the previous 6-month period, recalculated on January 1 and July 1 at 00:00 UTC.
If your account is new or had no savings during that period, your threshold is €0, so you receive the full 2.01% annual gross interest rate on all savings until the next calculation. Interest is paid out weekly based on your Payday. Read more about Payday here.
bunq may adjust the gross interest rate; you will always be notified by email.
Costs
There are no additional fees for opening or maintaining a Savings Account beyond the monthly price of your bunq plan.
Savings accounts are available with all bunq plans: bunq Free (€0/month), bunq Core (€3.99/month), bunq Pro (€9.99/month), bunq Elite (€18.99/month).
Credit Risk
Saving money always involves some credit risk. Your money is protected up to a total of €100,000 per person across all bunq accounts (excluding investments in stocks and crypto) under the Dutch Deposit Guarantee Scheme (DGS). Balances above this amount are not guaranteed.
Inflation Risk
Your savings may lose value if inflation exceeds the interest you earn.
Disclaimer
bunq bonus MassInterest
You can earn a 2.01% annual gross interest rate on savings above your personalized threshold, and 1.51% gross interest rate on the portion below it.
Your threshold is the highest balance in your Savings Account during the previous 6-month period, recalculated on January 1 and July 1 at 00:00 UTC.
If your account is new or had no savings during that period, your threshold is €0, so you receive the full 2.01% annual gross interest rate on all savings until the next calculation. Interest is paid out weekly based on your Payday. Read more about Payday here.
bunq may adjust the gross interest rate; you will always be notified by email.
Costs
There are no additional fees for opening or maintaining a Savings Account beyond the monthly price of your bunq plan.
Savings accounts are available with all bunq plans: bunq Free (€0/month), bunq Core (€3.99/month), bunq Pro (€9.99/month), bunq Elite (€18.99/month).
Credit Risk
Saving money always involves some credit risk. Your money is protected up to a total of €100,000 per person across all bunq accounts (excluding investments in stocks and crypto) under the Dutch Deposit Guarantee Scheme (DGS). Balances above this amount are not guaranteed.
Inflation Risk
Your savings may lose value if inflation exceeds the interest you earn.