Budgeting so easy, you'll actually do it!
Take control of your money with bunq’s budgeting tools.
Discover bunq features that make budgeting easy
Easy Budgeting
Set up dedicated Bank Accounts and budget from them automatically.
Salary Sorter
Sort incoming payment automatically.
Insights
Get spending insights for all your bank accounts.
AutoSave
Round up payments and save the difference.
Spending Limits
Set limits per category and stick to them.
Invoice Scanning
Scan and process invoices in a snap.
Budgeting so easy, you'll actually do it!
Take control of your finances with Easy Budgeting! Set up separate Bank Accounts for different spending categories, each with a unique IBAN for seamless transfers and direct debits.
Salary Sorter
Take the hassle out of budgeting with Salary Sorter—automatically distribute your incoming payments into the right Bank Accounts for effortless budget management.
Spending Insights
Get a crystal-clear overview of your finances with Personalized Budgeting Insights. Track spending, analyze trends, and connect both your bunq and external Bank Accounts for a complete financial picture.
AutoSave
Turn on AutoSave and reach your savings goals faster. Every payment rounds up automatically, sending the difference to your Savings Account, so you save without even thinking about it!
Spending Limits
Set Spending Limits by Budgeting category in the bunq app and manage your finances effortlessly. Get alerts when you're nearing your limit and stick to your budget with ease.
Invoice scanning
Processing a lot of invoices? Save time with Invoice Scanning in the bunq app. Simply scan your document, and we’ll handle the data entry in seconds—no manual input needed.
Personalized budgeting insights
Open your Budgeting tab for personalized insights from Finn, tracking your daily, weekly, and monthly spending to help you stay on top of your finances.
Add notes to transactions
Easily track and manage your payments by adding notes and receipts to keep everything organized in one place.

Budget together
No more "Who paid for what?" Know exactly where your money’s going. Get your salary sorted, purchases categorized, and leftover funds automatically added to your Joint Savings Account.
Schedule exports of statements to any email.
Never waste time searching for an old statement again. With AutoExport, you can automate the process of exporting and sending bank statements to any email address so your books are kept up-to-date effortlessly. Set it up once, and bunq will send your files on the 1st of every month. You can choose to send the files in a password-protected ZIP file for extra security.
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Your money is protected if something doesn't go as planned.
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bunq Free
The essentials to get you started.
bunq Core
The bank account for everyday use.
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The bank account that travels with you.
bunq Elite
The bank account designed for your international lifestyle.
Frequently Asked Questions
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What's Salary Sorter?
Simplify your budget management by having your incoming payments automatically sorted into the right accounts. You can choose to sort by percentages or exact amounts, and send your money to any bunq Bank Account or even external IBANs. Set it up once, and watch your money move seamlessly for all similar payments arriving in your account in the future.
How does AutoSave work?
Every payment you make gets rounded up, and the difference is sent to one of your Savings Accounts. For example, the next time you spend €2.20 on that iced latte, you’ll add €0.80 to your savings automatically. You can also choose to save faster by rounding up to the next 2 or 5 euros.
How does Spending Limits work?
Setting up spending limits in the bunq app is simple and effective. Allocate a spending limit to each Budgeting category, and the app will automatically monitor your expenses. Whenever you reach 80%, 95%, or 100% of your limit, you’ll receive an alert, helping you stay on track. This proactive approach ensures you can enjoy your day-to-day activities while keeping your finances in check. Plus, you can adjust your daily spending limits anytime to match your goals and lifestyle.
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