The free bank account at bunq gives you all the essentials to get you started, all without monthly costs. Here’s what you get:

💸 Essential Banking Features

• A combination of 3 bank accounts – Choose between a Savings Account, Multi-currency Savings, Multi-currency Bank Account, or a regular Bank Account.

• Instant Payments – Send and receive money instantly, anytime.

• Scheduled Payments – Automate transfers with ease.

• bunq.me Requests – Create personalized payment requests and get paid faster.

• Apple Pay & Google Pay – Pay seamlessly with your phone.

• (Instant) IBAN to IBAN Transfers – Move money quickly across accounts.

🌍 Save & Spend Smart

• Digital Card – Instantly access a Digital Card for online payments with Apple Pay or Google Pay, at no extra cost.

• Foreign Currency Transfer – Spend in multiple currencies effortlessly.

• ZeroFX – Exchange up to €1,000 per year with zero fees.

• MassInterest – Earn interest on your savings, paid weekly:

• Up to 2.01% for EEA residents.

• Up to 3.01% for savings in USD and GBP.

🚀 Extra Perks & Convenience

• Tap to Pay – Accept card payments directly with your phone.

• eSIM – Save up to 90% on roaming costs when you travel.

• bunq Web – Manage your finances from any device.

• Joint Accounts – Share an account with friends or family.

• Group Expenses – Easily track and split costs with others.

🔒 Security & Peace of Mind

• Biometric ID – Secure login with fingerprint or Face ID.

• Deposit Protection – Your funds are safe and insured.

• Instant Notifications – Stay on top of your transactions.

• 24/7 Support – Get help whenever you need it.

Of course, to truly experience life without the hassle of money admin you can always switch to bunq Free, bunq Core, bunq Pro or bunq Elite in seconds. ✨

At bunq, your security is our absolute priority. Throughout our entire history, not a single cent has been lost due to a security breach. Our state-of-the-art security systems are designed to protect you and your money at all times.

• Real-time monitoring: Our systems constantly watch for suspicious activity.

• Instant account lockdown: If anything seems out of the ordinary, we can quickly secure your account to prevent unauthorized access.

• Robust security protocols: We follow industry-leading best practices and continuously update our systems to ensure your data and money remain protected.

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