bunq Elite

bunq Elite is the ultimate banking experience, designed for those with an international lifestyle ✈️. It offers premium financial tools, high cashback rewards, and priority support, making global spending and saving effortless. This plan is available for €18.99/month for Personal users.

💸 Essential Banking Features

• 25 Bank Accounts – Any mix of Payment Accounts, Joint Accounts, Savings Accounts, Joint Savings Accounts, or Foreign Currency Savings Accounts.

• First 3 Physical Cards (Free) – Mastercard Credit or Debit (excluding Metal Card Credit). The Metal Card is included in your card limit but requires a one-time fee of €99.99.

• 25 Virtual Credit Cards – Extra security and convenience for online payments.

• Foreign IBANs – Get a local IBAN in multiple countries.

• Foreign Currencies – 10 free Foreign Currency transactions per month.

• Transfers in Different Currencies – Powered by Wise for seamless international payments.

• ZeroFX – Exchange money at real exchange rates with no hidden fees.

• Instant Payments – Send and receive money instantly.

• (Instant) IBAN to IBAN Transfers – Move money seamlessly between accounts.

• Scheduled Payments & Requests – Automate payments for convenience.

• Direct Debit – Set up recurring payments effortlessly.

• bunq.me Requests – Create custom payment links for easy payments.

• Apple & Google Pay – Pay seamlessly from your phone.

• Secondary PIN – Link two accounts to a single card for smarter spending.

• ATM Withdrawals – First 6 withdrawals per month are free, the next 5 cost €0.99 each, and additional withdrawals cost €2.99 per transaction.

📈 Grow Your Money

• MassInterest, paid weekly, on savings up to €100,000:

• Up to 2.51% for 🇪🇺 EEA residents.

• 3.01% for savings in 🇺🇸USD and 🇬🇧GBP (Personal accounts).

• Stocks – Start investing from €10, with a 50% discount on fees.

🌱 Make an Impact

• Planting Trees as You Go – For every €100 spent, a tree is planted to help offset your CO2 footprint.

👨‍👩‍👧‍👦 Shared & Family Banking

• Joint Savings Account – Save together with others.

• Joint Bank Account – Manage shared finances effortlessly.

• Child Account – A secure account for your child.

• Parent Access – Enjoy free access to up to 4 child accounts.

• bunq Pack – Share a bunq plan with family or friends.

• Group Expenses – Easily track and split costs with others.

• Shared Access – Give trusted people access to your account.

🚀 Extra Perks & Convenience

• Easy Budgeting – Smart tools to manage spending and saving.

• Auto Save – Automatically save money with every purchase.

• Payment Sorter – Automate where your money goes.

• Spending Insights – Get detailed reports on your spending.

• Invoice Scanning – Upload and process invoices easily.

• Scan Receipts – Digitally store and track receipts.

• Loyalty Cards – Store all your loyalty cards in one place.

• Travel Insurance – Stay protected on your trips.

• eSIM – Save up to 90% on roaming costs and enjoy 4 x 2GB of free worldwide data each year.

• Tap to Pay – Accept card payments with just your phone.

• Zapier Integration – Connect bunq with thousands of apps.

• bunq Web – Manage your banking from any device.

• Switch Service – Move your banking to bunq seamlessly.

• API Access – Automate your banking with API integration.

• App Translation – Use the bunq app in your language.

🔒 Security & Peace of Mind

• Biometric ID – Secure login with fingerprint or Face ID.

• Deposit Protection – Your funds are safe and insured.

• Instant Notifications – Stay updated on all transactions.

• 24/7 Support & SOS Hotline – Enjoy VIP customer service 💎

Of course, to truly experience life without the hassle of money admin you can always switch to bunq Free, bunq Core, bunq Pro or bunq Elite in seconds. ✨

Whether you're planning for a big purchase, saving for a rainy day, or simply want to keep a close eye on your daily spending, the Budgeting tab is designed to make budgeting so easy you’ll actually do it. With just a tap in the app, you get instant access to spending category breakdowns and monthly comparisons, and you easily set up smart automations that help you save.

Spending Insights

The Budgeting tab allows you to easily compare with previous months, making it a powerful tool for managing your finances. You can view your spending per category and easily set spending limits. When you’ve spent 80%, 95% or 100% of a spending limit, the bunq app will send you a notification, making it easier to stay on budget without having to think about it.

AutoSave

Effortlessly grow your Savings Account or invest in Stocks! With AutoSave, every outgoing payment, including payments from Joint and Connected Accounts, is rounded up to the nearest €1, €2 or €5,. The difference between the payment and the rounded-up amount is automatically transferred to your Savings Account or invested in the Stock of your choice 💸

Salary Sorter

With Salary Sorter, you can automatically organize your budget every time you get paid. Sort your salary into categories like bills, savings, daily expenses, or even invest into Stocks. This saves you time and effort so you always have enough set aside for essentials like rent, utilities, or groceries. You’ll be able to consistently invest in Stocks to build your assets without having to think about it

At bunq, your security is our absolute priority. Throughout our entire history, not a single cent has been lost due to a security breach. Our state-of-the-art security systems are designed to protect you and your money at all times.

• Real-time monitoring: Our systems constantly watch for suspicious activity.

• Instant account lockdown: If anything seems out of the ordinary, we can quickly secure your account to prevent unauthorized access.

• Robust security protocols: We follow industry-leading best practices and continuously update our systems to ensure your data and money remain protected.

Want to learn more? Follow the link below

bunq Pro and bunq Elite users can get their new Metal Credit Card, for a one-time charge of €99.99.