Credit Cards
Discover Credit Cards that let you do more. Enjoy seamless, worldwide payments—whichever one you choose.
Always a perfect fit
Virtual Credit Card
Create instant Virtual Credit Cards for secure online shopping, budgeting, and more. Set one up in seconds and start using it right away. With a bunq Pro or bunq Elite account, you can create up to 25 Virtual Credit Cards.
Physical Credit Cards
bunq Core users get 1 physical card, while bunq Pro and bunq Elite users get 3. Need more? Easily add extra cards anytime!
Metal Credit Card
Crafted from 100% stainless steel, engraved with your preferred name, so you can pay in style wherever you go. Available for bunq Pro and bunq Elite users.
Get a Credit Card
Every bunq user gets a Credit Card. That means no interest fees or annual charges. Get it, top it up and instantly start making payments online or with your phone.
Apple Pay & Google Pay
Link all your bunq cards to your digital wallet of choice for quick and easy mobile payments. Set it up in just a few taps and start paying with your phone or smartwatch right away.
Full control in the app
Need to change your PIN, increase your daily limit or (un)freeze your card? With the bunq app you can make any change in just a few taps, and have it applied instantly.
2 accounts with 1 card
Set up a Secondary PIN for any of your physical cards. Use the first to pay with account A, and another to pay with account B. That's one less card to carry around.
Trusted by millions of users
Insured up to €100.000
Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).
Card Payment Refunds
Your money is protected if something doesn't go as planned.
Instant Payments
Send and receive money instantly, no waiting.
24/7 support
Help in your language, whenever you need it.
Choose your plan
Try it free for 30 days, no strings attached.
bunq Free
The essentials to get you started.
bunq Core
The bank account for everyday use.
bunq Pro
The bank account that travels with you.
bunq Elite
The bank account designed for your international lifestyle.
Frequently Asked Questions
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What’s a bunq Credit Card?
We made a card that works for you as it comes without the risk of falling into debt. This allows you to use it to the full extent and acceptability of a normal credit card, without the possibility of financial burden.
Is the bunq Credit Card a free credit card?
Your Free Credit Card is a virtual card you can set up from your bunq app and then use with Apple Pay or Google Pay.
What's the difference between the bunq Debit Card and Credit Card?
The bunq Credit Card will be the best card option for worldwide traveling. With it, you get the overall usability of a credit card without the risk that comes along with credit.
You can use it when traveling for hotel reservations, car rentals and all other payments that require a deposit. This means larger merchant acceptance and more convenience on your holiday. The main difference is that it'll be accepted by merchants who only accept credit cards.
Hotels and car rentals have had issues accepting our Debit Card (Mastercard) because they require a deposit and they'll only accept a credit card. This was then resolved with the Credit Card.
Is there overdraft on my Credit Card?
We’re here to break free from the status quo, and create the bank with you in mind. Giving you the freedom to live life on your terms.
In order to do so, we ensure that you can't fall into debt by not offering loans or overdraft. This way you can freely use your money without the burden of debt.
How do I get a bunq Credit Card?
Ordering a Credit Card is super easy, followings the steps below 📩
Go to Home Tab
Tap on 🟣 + Add
Tap on 🔵 Add Card
Select Credit Card
Choose cardholder name and card description
Confirm your address
Tap on Get Your Card
Is the bunq Credit Card a Visa card or Mastercard?
The bunq Credit Card is a Mastercard. It functions as a credit card for merchants, allowing for services like hotel reservations and car rentals that typically require a credit card. However, for you as the user, it operates like a debit card, with transactions directly debiting your linked account without offering a credit line.
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