bank of The Free
A fully licensed European bank in one app. Open a Personal or Business Account in 5 minutes with no paperwork or branch visits.

bank of The Free
A fully licensed European bank in one app. Open a Personal or Business Account in 5 minutes with no paperwork or branch visits.

bank of The Free
A fully licensed European bank in one app. Open a Personal or Business Account in 5 minutes with no paperwork or branch visits.

22+ million people choose bunq
€100,000 protected
Your eligible deposits are covered per person by the Dutch Deposit Guarantee Scheme.
1 trusted app
With a 4.6/5 score from 40,000 reviews.
24/7 Online Support
Chat with us, day or night, in your own language.
22+ million people choose bunq
€100,000 protected
Your eligible deposits are covered per person by the Dutch Deposit Guarantee Scheme.
1 trusted app
With a 4.6/5 score from 40,000 reviews.
24/7 Online Support
Chat with us, day or night, in your own language.
22+ million people choose bunq
€100,000 protected
Your eligible deposits are covered per person by the Dutch Deposit Guarantee Scheme.
1 trusted app
With a 4.6/5 score from 40,000 reviews.
24/7 Online Support
Chat with us, day or night, in your own language.
Open your Bank Account in 5 minutes
1.
Download bunq
Get the app on iOS or Android. No paperwork, no branch visit.
2.
Verify your ID
Take a photo of your ID and a quick selfie. Done in a few minutes.
3.
Get 30 days of bunq Elite
Enjoy our top plan for free, then pick the one that fits you best.
Open your Bank Account in 5 minutes
1.
Download bunq
Get the app on iOS or Android. No paperwork, no branch visit.
2.
Verify your ID
Take a photo of your ID and a quick selfie. Done in a few minutes.
3.
Get 30 days of bunq Elite
Enjoy our top plan for free, then pick the one that fits you best.
Open your Bank Account in 5 minutes
1.
Download bunq
Get the app on iOS or Android. No paperwork, no branch visit.
2.
Verify your ID
Take a photo of your ID and a quick selfie. Done in a few minutes.
3.
Get 30 days of bunq Elite
Enjoy our top plan for free, then pick the one that fits you best.
Banking for you, or for your business
Same app, same 5-minute sign-up.

For you
Earn up to 3.11%* interest on your savings, paid weekly. Pay anywhere with your card and get a local Bank Account with an IBAN in 7 countries.

For your business
Run your business finances from one app, whether you freelance or run a team. Get Company Cards, connect your accounting software, and open up to 25 Bank Accounts.
Banking for you, or for your business
Same app, same 5-minute sign-up.

For you
Earn up to 3.11%* interest on your savings, paid weekly. Pay anywhere with your card and get a local Bank Account with an IBAN in 7 countries.

For your business
Run your business finances from one app, whether you freelance or run a team. Get Company Cards, connect your accounting software, and open up to 25 Bank Accounts.
Banking for you, or for your business
Same app, same 5-minute sign-up.

For you
Earn up to 3.11%* interest on your savings, paid weekly. Pay anywhere with your card and get a local Bank Account with an IBAN in 7 countries.

For your business
Run your business finances from one app, whether you freelance or run a team. Get Company Cards, connect your accounting software, and open up to 25 Bank Accounts.


Voted one of the world’s top fintechs.


Voted one of the world’s top fintechs.


Voted one of the world’s top fintechs.
Personal or business accounts that fit your lifestyle
New to bunq? Try bunq Elite free for 30 days. Students get bunq Pro for free.
bunq Free
€0.00
per month
Everything you need to get started.
Open your account in minutes · Start earning on your savings today
bunq Core
€3.99
per month
The bank account for everyday use.
Pay anywhere with a Physical Card · Spend abroad with no extra FX fees
bunq Pro
€9.99
per month
More ways to save, budget, and travel.
Organize your money across 25 Bank Accounts · Pay 20% less on stock trades
bunq Elite
€18.99
per month
Premium banking for your international life.
Travel insured, worldwide · 8GB of global eSIM data · Half-price trading
Personal or business accounts that fit your lifestyle
New to bunq? Try bunq Elite free for 30 days. Students get bunq Pro for free.
bunq Free
€0.00
per month
Everything you need to get started.
Open your account in minutes · Start earning on your savings today
bunq Core
€3.99
per month
The bank account for everyday use.
Pay anywhere with a Physical Card · Spend abroad with no extra FX fees
bunq Pro
€9.99
per month
More ways to save, budget, and travel.
Organize your money across 25 Bank Accounts · Pay 20% less on stock trades
bunq Elite
€18.99
per month
Premium banking for your international life.
Travel insured, worldwide · 8GB of global eSIM data · Half-price trading
Personal or business accounts that fit your lifestyle
New to bunq? Try bunq Elite free for 30 days. Students get bunq Pro for free.
bunq Free
€0.00
per month
Everything you need to get started.
Open your account in minutes · Start earning on your savings today
bunq Core
€3.99
per month
The bank account for everyday use.
Pay anywhere with a Physical Card · Spend abroad with no extra FX fees
bunq Pro
€9.99
per month
More ways to save, budget, and travel.
Organize your money across 25 Bank Accounts · Pay 20% less on stock trades
bunq Elite
€18.99
per month
Premium banking for your international life.
Travel insured, worldwide · 8GB of global eSIM data · Half-price trading
Earn up to 3.11%* interest on your savings, paid weekly
Open a high-interest Savings Account in minutes. Your interest is paid every week, so it earns interest too. Withdraw any amount for free, up to 2 times a month.

Earn up to 3.11%* interest on your savings, paid weekly
Open a high-interest Savings Account in minutes. Your interest is paid every week, so it earns interest too. Withdraw any amount for free, up to 2 times a month.

Earn up to 3.11%* interest on your savings, paid weekly
Open a high-interest Savings Account in minutes. Your interest is paid every week, so it earns interest too. Withdraw any amount for free, up to 2 times a month.

Double your deposit
Celebrate bunq Update 32 and win up to €10,000**, every day between September 25 and October 31, 2026. Top up your Savings Account for a chance to double your deposit, while earning up to 3.11%* annual interest, paid weekly.
Available in the Netherlands, Germany, France, Ireland, Spain, Sweden, Norway, Finland, Denmark, Austria, Luxembourg, Cyprus, and Slovakia.

Double your deposit
Celebrate bunq Update 32 and win up to €10,000**, every day between September 25 and October 31, 2026. Top up your Savings Account for a chance to double your deposit, while earning up to 3.11%* annual interest, paid weekly.
Available in the Netherlands, Germany, France, Ireland, Spain, Sweden, Norway, Finland, Denmark, Austria, Luxembourg, Cyprus, and Slovakia.

Double your deposit
Celebrate bunq Update 32 and win up to €10,000**, every day between September 25 and October 31, 2026. Top up your Savings Account for a chance to double your deposit, while earning up to 3.11%* annual interest, paid weekly.
Available in the Netherlands, Germany, France, Ireland, Spain, Sweden, Norway, Finland, Denmark, Austria, Luxembourg, Cyprus, and Slovakia.

Disclaimer
** Promotion runs from 25 September 2026 at 00:01 until 31 October 2026 at 23:59 (Amsterdam time). Each eligible deposit into your personal bunq EUR savings account gives you a chance to have that deposit doubled, up to €10,000. One random winner is selected per day. The prize is a one-off bonus, credited to the savings account the winning deposit was made to or a tree in your bunq forest. Check your country's eligibility before participating. T&Cs apply. Learn more here .
Disclaimer
** Promotion runs from 25 September 2026 at 00:01 until 31 October 2026 at 23:59 (Amsterdam time). Each eligible deposit into your personal bunq EUR savings account gives you a chance to have that deposit doubled, up to €10,000. One random winner is selected per day. The prize is a one-off bonus, credited to the savings account the winning deposit was made to or a tree in your bunq forest. Check your country's eligibility before participating. T&Cs apply. Learn more here .
Disclaimer
** Promotion runs from 25 September 2026 at 00:01 until 31 October 2026 at 23:59 (Amsterdam time). Each eligible deposit into your personal bunq EUR savings account gives you a chance to have that deposit doubled, up to €10,000. One random winner is selected per day. The prize is a one-off bonus, credited to the savings account the winning deposit was made to or a tree in your bunq forest. Check your country's eligibility before participating. T&Cs apply. Learn more here .
Pay and get paid, wherever you live
Use your card the moment you sign up, and get your salary paid into your own local Bank Account.

Pay anywhere, worry-free
Get a Digital Card the moment you sign up and pay wherever Mastercard is accepted, at home or abroad.
A local Bank Account in 7 countries
Get your salary and pay rent with an IBAN from the Netherlands, Germany, France, Spain, Belgium, Italy, or Ireland.

Terms and conditions apply.
Pay and get paid, wherever you live
Use your card the moment you sign up, and get your salary paid into your own local Bank Account.

Pay anywhere, worry-free
Get a Digital Card the moment you sign up and pay wherever Mastercard is accepted, at home or abroad.
A local Bank Account in 7 countries
Get your salary and pay rent with an IBAN from the Netherlands, Germany, France, Spain, Belgium, Italy, or Ireland.

Terms and conditions apply.
Pay and get paid, wherever you live
Use your card the moment you sign up, and get your salary paid into your own local Bank Account.

Pay anywhere, worry-free
Get a Digital Card the moment you sign up and pay wherever Mastercard is accepted, at home or abroad.
A local Bank Account in 7 countries
Get your salary and pay rent with an IBAN from the Netherlands, Germany, France, Spain, Belgium, Italy, or Ireland.

Terms and conditions apply.
Disclaimer
* 3.11% is the bonus gross annual rate. You earn it on all your EUR savings until your first threshold calculation. Your threshold is your highest savings balance over the previous 6 months, recalculated every January 1 and July 1. After that, the part of your savings up to your threshold earns the base rate: 1.61% on the first €10,000 of that part and 1.51% on the rest. The part above your threshold earns the 3.11% bonus rate. All rates are variable and can change.
Disclaimer
* 3.11% is the bonus gross annual rate. You earn it on all your EUR savings until your first threshold calculation. Your threshold is your highest savings balance over the previous 6 months, recalculated every January 1 and July 1. After that, the part of your savings up to your threshold earns the base rate: 1.61% on the first €10,000 of that part and 1.51% on the rest. The part above your threshold earns the 3.11% bonus rate. All rates are variable and can change.
Disclaimer
* 3.11% is the bonus gross annual rate. You earn it on all your EUR savings until your first threshold calculation. Your threshold is your highest savings balance over the previous 6 months, recalculated every January 1 and July 1. After that, the part of your savings up to your threshold earns the base rate: 1.61% on the first €10,000 of that part and 1.51% on the rest. The part above your threshold earns the 3.11% bonus rate. All rates are variable and can change.
Your questions about bunq, answered
Your questions about bunq, answered
Your questions about bunq, answered

Your Bank Account, ready in 5 minutes
No paperwork, no branch visit. Just your phone and your ID.

Your Bank Account, ready in 5 minutes
No paperwork, no branch visit. Just your phone and your ID.

Your Bank Account, ready in 5 minutes
No paperwork, no branch visit. Just your phone and your ID.