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Easy Savings

High interest. Zero fees.

  • A free, online savings account in just 5 minutes.

  • Easily grow your savings with 1.56% interest.

  • Save money easily and securely, using only your phone.

Earn 1.56% on your savings


Saving made easy

Effortlessly grow your savings with an interest rate of 1.56% on deposits of up to €100,000.

  • Interest paid out monthly

  • Up to 2 instant withdrawals every month

  • Your deposits 100% insured up to €100,000


Eco-friendly interest

Get the freedom to choose exactly where and when we invest your deposits, and earn interest on green investments.


Get an NL, DE, ES, FR or IE IBAN to match your location as soon as you’re signed up, and add to your savings right away.

bunq Savings Calculator

How much will you keep in your savings account?
€ 100
€ 100,000
How long will you keep it there?
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Interest you’ll earn
Earn interest for free
How did we get this number?
Each day we take the lowest balance of your savings account(s) from the day before and apply your daily interest rate (yearly interest rate divided by number of days in the year) to a maximum sum of €100,000. Then, on the 1st of each month, we add it all together and pay it to you.
Starting amount
Yearly interest rate (first 4 months)
Yearly interest rate
Months spent saving
Interest earned
Total savings
The results of this calculator should be used for reference only. They are calculated based on the current interest rate applicable at bunq and may not reflect your personal situation. No rights can be derived from the information available on this page.

Take 100% control of your bank security


Everything you need to know to start saving with bunq

Start your 30-day free trial

Open your account in just 5 minutes, directly from your smartphone.

Alle neuen bunq -Nutzer*innen, die in Deutschland leben, erhalten in den ersten 4 Monaten 2,55% Zinsen auf ihr Erspartes. Nach den ersten 4 Monaten gilt der Zinssatz unseres Standardzinses von 1,56%. Dies gilt nicht für bestehende bunq-Nutzer. Bestehende Nutzer verdienen 1,56% auf ihr Erspartes bei bunq. Weitere Informationen findest du hier. Der Willkommensbonus ist für alle Neukunden verfügbar, die sich ab dem 15. März 2023 bei bunq anmelden.

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