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Easy Savings

High interest. Zero fees.

  • A free, online savings account in just 5 minutes.

  • Easily grow your savings with 1.56%1.56%1.56%1.56%2.01%2.55%* interest.

  • Save money easily and securely, using only your phone.

Earn 1.56%1.56%1.56%1.56%2.01%2.55%* on your savings

Saving made easy

Effortlessly grow your savings with an interest rate of 1.56%1.56%1.56%1.56%2.01%2.55%* on deposits of up to €100,000.

  • Interest paid out monthly

  • Up to 2 withdrawals every month

  • Your deposits 100% insured up to €100,000

Eco-friendly interest

Get the freedom to choose exactly where and when we invest your deposits, and earn interest on green investments.


Get an NL, DE, ES, FR or IE IBAN to match your location as soon as you’re signed up, and add to your savings right away.

bunq Savings Calculator

How much will you keep in your savings account?
€ 100
€ 100,000
How long will you keep it there?
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Interest you’ll earn
Earn interest for free
How did we get this number?
Each day we take the lowest balance of your savings account(s) from the day before and apply your daily interest rate (yearly interest rate divided by number of days in the year) to a maximum sum of €100,000. Then, on the 1st of each month, we add it all together and pay it to you.
Starting amount
Yearly interest rate (first 4 months)
Yearly interest rate
Months spent saving
Interest earned
Total savings
The results of this calculator should be used for reference only. They are calculated based on the current interest rate applicable at bunq and may not reflect your personal situation. No rights can be derived from the information available on this page.

Take 100% control of your bank security

Deposit Guarantee

Your money’s fully protected up to €100.000 by the DGS.

3D Secure Payments

Be the first to know when your bank details are used online.

Biometric ID

Login with face or fingerprint ID for added security.

Instant Updates

Get notifications whenever your money moves.

Our plans

Enjoy a 30-day free trial of any plan

Switch or cancel your plan anytime

Easy Green

Open your sustainable bank account to become CO2-free in just 2 years with zero effort.

/ month
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Easy Money

Budget, save and bank like a local with multiple EU IBANs in over 15 different currencies.

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Easy Bank

Get a bank account in just 5 minutes to save time and money on instant payments.

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Easy Savings

The savings account with a kick! Sign up in 5 minutes to earn high interest with zero fees.

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Everything you need to know to start saving with bunq

Start your 30-day free trial

Open your account in just 5 minutes, directly from your smartphone.

*All new bunq users residing in Germany receive 2.55% interest on their savings in the first 4 months. After the first 4 months, our standard interest rate of 1.56% applies. This does not apply to already registered bunq users, who continue to earn 1.56% on their savings at bunq. For more information, click here.