High interest. Zero fees.

All new bunq users who live in Germany will earn 2.55% interest on their savings for their first 4 months. After the first 4 months, the interest rate will be our standard rate of 1.56%. This promotion does not apply to existing bunq users. Existing users earn 1.56% on their savings at bunq. For more information, click here.

No, you cannot make payments with Easy Savings. Easy Savings is a savings plan meant solely for saving and accumulating funds over time. It is not intended to be used as a payment method.

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Savings accounts can be opened by anyone, including private individuals, couples, friends, and minors. As long as the necessary identification and documentation is provided.

Our savings account has no minimum deposit requirement, you can withdraw at any time without any penalties and there are no limits on amounts to withdraw. However, there is a maximum of two withdrawals per month.

There is no fee associated with opening or maintaining a savings account.

The interest is credited to the savings account on a monthly basis.

Yes, the interest is compounded, which means that the interest earned is added to the principal amount, and then the interest is calculated based on the new total.

Yes, the interest is applied on a maximum sum of €100,000.00.

Yes, the interest rate is applied to all types of savings accounts.

Withdrawing money from your Savings Account is always completely free. Some top-up methods for depositing money into your Savings Account may incur a small fee and if you send money to your bunq Savings Account from another bank, your other bank may charge extra costs as well.