High interest. Zero fees.

All you need is the bunq app, and a valid identity document so we can verify your identity. What’s great? You don’t need a bank account/IBAN to get started, we’ll give you one when you sign up! Go here to learn more about bunq's signup process.

You will receive MassInterest over the first 100,000 in your account. For more information, see the applicable terms and conditions.

Very! Thanks to our banking license from the Dutch Central Bank (DNB), your funds are protected up to €100,000 by the Dutch Deposit Guarantee scheme. In addition to that, the bunq app has many security features that ensure the protection of our users' bank accounts and data.