Mobile banking at lightning speed

Opening a bunq account is a breeze. Skip the branch visits and paperwork hassles – with just your phone and a valid ID, you're good to go. Simply download the bunq app to get started, tell us a little bit about yourself, and take a quick video selfie. We’ll take a few minutes to make sure it’s really you, and get your account set up. In just 5 minutes, you'll be ready to get banking with bunq. Want more info about the signup process?

We offer three types of physical cards: Credit Mastercard, Debit Mastercard and a Debit Maestro. Easy Bank users get 1 free card included in their plan, while Easy Money and Easy Green users get 3, as well as up to 25 Virtual Credit Cards. Ordering a new card takes just a minute in the bunq app! Want to know what card best fits your lifestyle?

Creating a joint account is quick and easy. Just tap the Add button on your home screen, select "Sub-Account," and go for the "Joint" option. Invite an active bunqer or share the link for them to create a bunq account. Once they accept the invitation, both of you become legal owners of the monetary account. It's a convenient method to oversee shared expenses, payments, and contributions.

The type of IBAN you'll receive depends on your country of registration. If you're registered in The Netherlands, Germany, France, Spain, or Ireland, you'll receive a native IBAN. For residents of other countries, a Dutch IBAN will be assigned to you.

We'd argue banking with bunq is your safest bet! Security has been at our core from day 1, and we've pioneered using machine learning to keep our users safe. Unlike traditional banks that still rely on set rules, we're constantly innovating and making sure we’re at the forefront of technology. Moreover, our banking license automatically ensures your funds (up to €100,000) as part of the Deposit Guarantee Scheme of the Dutch Central Bank.