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Frequently Asked Questions
What’s a bunq Credit Card?
We made a card that works for you as it comes without the risk of falling into debt. This allows you to use it to the full extent and acceptability of a normal credit card, without the possibility of financial burden.
We made a card that works for you as it comes without the risk of falling into debt. This allows you to use it to the full extent and acceptability of a normal credit card, without the possibility of financial burden.
Is the bunq Credit Card a free credit card?
Your Free Credit Card is a digital card you can set up from your bunq app and then use with Apple Pay or Google Pay.
What's the difference between the bunq Debit Card and Credit Card?
The bunq Credit Card will be the best card option for worldwide traveling. With it, you get the overall usability of a credit card without the risk that comes along with credit.
You can use it when traveling for hotel reservations, car rentals and all other payments that require a deposit. This means larger merchant acceptance and more convenience on your holiday. The main difference is that it'll be accepted by merchants who only accept credit cards.
Hotels and car rentals have had issues accepting our Debit Card (Mastercard) because they require a deposit and they'll only accept a credit card. This was then resolved with the Credit Card.
Is there overdraft on my Credit Card?
We’re here to break free from the status quo, and create the bank with you in mind. Giving you the freedom to live life on your terms.
In order to do so, we ensure that you can't fall into debt by not offering loans or overdraft. This way you can freely use your money without the burden of debt.
How do I get a bunq Credit Card?
Ordering a Credit Card is super easy, followings the steps below 📩
Go to Home Tab
Tap on 🟣 + Add
Tap on 🔵 Add Card
Select Credit Card
Choose cardholder name and card description
Confirm your address
Tap on Get Your Card
Is the bunq Credit Card a Visa card or Mastercard?
The bunq Credit Card is a Mastercard. It functions as a credit card for merchants, allowing for services like hotel reservations and car rentals that typically require a credit card. However, for you as the user, it operates like a debit card, with transactions directly debiting your linked account without offering a credit line.









