bunq in Germany – Safe, Smart, & Eco-Friendly Mobile Banking

Discover why more people in Germany are choosing bunq for secure and flexible banking.

Illustration of a hand holding a bunq debit card overlaid on the German flag, representing bunq’s mobile banking services in Germany.

bunq in Germany – Safe, Smart, & Eco-Friendly Mobile Banking

Discover why more people in Germany are choosing bunq for secure and flexible banking.

Illustration of a hand holding a bunq debit card overlaid on the German flag, representing bunq’s mobile banking services in Germany.

bunq in Germany – Safe, Smart, & Eco-Friendly Mobile Banking

Discover why more people in Germany are choosing bunq for secure and flexible banking.

Illustration of a hand holding a bunq debit card overlaid on the German flag, representing bunq’s mobile banking services in Germany.
Illustration of a hand holding a smartphone with a bunq card on screen, surrounded by euro and finance icons, symbolizing digital banking in Germany.

Is bunq a bank in Germany?

Yes, bunq operates across Germany with a full EU banking license. Although headquartered in the Netherlands, bunq is fully authorized to provide banking services in Germany.

Illustration of a hand holding a smartphone with a bunq card on screen, surrounded by euro and finance icons, symbolizing digital banking in Germany.

Is bunq a bank in Germany?

Yes, bunq operates across Germany with a full EU banking license. Although headquartered in the Netherlands, bunq is fully authorized to provide banking services in Germany.

Illustration of a hand holding a smartphone with a bunq card on screen, surrounded by euro and finance icons, symbolizing digital banking in Germany.

Is bunq a bank in Germany?

Yes, bunq operates across Germany with a full EU banking license. Although headquartered in the Netherlands, bunq is fully authorized to provide banking services in Germany.

Illustration of a hand holding a bunq card above a globe, with a label reading “DE-Konto €2,950.32,” representing access to German IBAN accounts.

Can I get a German IBAN with bunq?

bunq offers the option to open bank accounts with IBANs from several countries, including Germany (DE), the Netherlands (NL), France (FR), Spain (ES), and Ireland (IE). Just tap “+ Add” → “Bank Account” → “Local IBAN” → Germany.

Illustration of a hand holding a bunq card above a globe, with a label reading “DE-Konto €2,950.32,” representing access to German IBAN accounts.

Can I get a German IBAN with bunq?

bunq offers the option to open bank accounts with IBANs from several countries, including Germany (DE), the Netherlands (NL), France (FR), Spain (ES), and Ireland (IE). Just tap “+ Add” → “Bank Account” → “Local IBAN” → Germany.

Illustration of a hand holding a bunq card above a globe, with a label reading “DE-Konto €2,950.32,” representing access to German IBAN accounts.

Can I get a German IBAN with bunq?

bunq offers the option to open bank accounts with IBANs from several countries, including Germany (DE), the Netherlands (NL), France (FR), Spain (ES), and Ireland (IE). Just tap “+ Add” → “Bank Account” → “Local IBAN” → Germany.

Illustration of two bunq debit cards being held up by a hand, symbolizing easy account creation and card access.

How do I open a bunq account in Germany?

Opening a bunq account is fast and digital: 1. Download the app 2. Verify your EU ID or passport 3. Start using your account immediately — no paperwork, no appointments.

Illustration of two bunq debit cards being held up by a hand, symbolizing easy account creation and card access.

How do I open a bunq account in Germany?

Opening a bunq account is fast and digital: 1. Download the app 2. Verify your EU ID or passport 3. Start using your account immediately — no paperwork, no appointments.

Illustration of two bunq debit cards being held up by a hand, symbolizing easy account creation and card access.

How do I open a bunq account in Germany?

Opening a bunq account is fast and digital: 1. Download the app 2. Verify your EU ID or passport 3. Start using your account immediately — no paperwork, no appointments.

Illustration of a hand holding a bunq debit card with green plants and decorative leaves, symbolizing eco-conscious and trusted banking.

Is bunq a trusted Bank?

Since 2012, bunq has been: 1. Independently owned 2. Fully licensed and insured 3. Privacy-first and ad-free It’s trusted by individuals and businesses across Germany.

Illustration of a hand holding a bunq debit card with green plants and decorative leaves, symbolizing eco-conscious and trusted banking.

Is bunq a trusted Bank?

Since 2012, bunq has been: 1. Independently owned 2. Fully licensed and insured 3. Privacy-first and ad-free It’s trusted by individuals and businesses across Germany.

Illustration of a hand holding a bunq debit card with green plants and decorative leaves, symbolizing eco-conscious and trusted banking.

Is bunq a trusted Bank?

Since 2012, bunq has been: 1. Independently owned 2. Fully licensed and insured 3. Privacy-first and ad-free It’s trusted by individuals and businesses across Germany.

Is bunq better than Revolut?

It depends on your needs. Here's a quick comparison:

bunq

Revolut

Full EU license

Full EU license

DE, NL, ES, IE, FR IBANs (SEPA-compliant)

LT, DE IBAN

Personal, Business, Savings, Travel, Crypto

Travel

Up to €100K (DNB guarantee)

Yes, covered by the Financial Services Compensation Scheme (FSCS)

English + 35 languages

English +24 languages

bunq may be a better choice for a full-service EU bank with a sustainable and privacy-focused approach.

Illustration of a hand holding a bunq debit card with euro bills fanned out, symbolizing cash deposits and withdrawals.

How does bunq handle cash deposits in Germany?

bunq teamed up with Barzahlen/Viacash and you can deposit cash with just a few clicks. You can deposit and withdraw cash at more than 10.000 stores across Germany and Austria, including popular brands like REWE, Penny, DM, and Rossmann. You can also transfer funds from another bank account instantly via bank transfer. bunq supports all major EU payment systems.

Illustration of a hand holding a bunq debit card with euro bills fanned out, symbolizing cash deposits and withdrawals.

How does bunq handle cash deposits in Germany?

bunq teamed up with Barzahlen/Viacash and you can deposit cash with just a few clicks. You can deposit and withdraw cash at more than 10.000 stores across Germany and Austria, including popular brands like REWE, Penny, DM, and Rossmann. You can also transfer funds from another bank account instantly via bank transfer. bunq supports all major EU payment systems.

Illustration of a hand holding a bunq debit card with euro bills fanned out, symbolizing cash deposits and withdrawals.

How does bunq handle cash deposits in Germany?

bunq teamed up with Barzahlen/Viacash and you can deposit cash with just a few clicks. You can deposit and withdraw cash at more than 10.000 stores across Germany and Austria, including popular brands like REWE, Penny, DM, and Rossmann. You can also transfer funds from another bank account instantly via bank transfer. bunq supports all major EU payment systems.

Illustration of a hand holding a bunq debit card overlaid on the Netherlands flag, representing bunq’s Dutch origins.

What country is bunq from?

bunq was founded in the Netherlands and is headquartered in Amsterdam, serving customers across the EU, including Germany.

Illustration of a hand holding a bunq debit card overlaid on the Netherlands flag, representing bunq’s Dutch origins.

What country is bunq from?

bunq was founded in the Netherlands and is headquartered in Amsterdam, serving customers across the EU, including Germany.

Illustration of a hand holding a bunq debit card overlaid on the Netherlands flag, representing bunq’s Dutch origins.

What country is bunq from?

bunq was founded in the Netherlands and is headquartered in Amsterdam, serving customers across the EU, including Germany.

Illustration of a bunq debit card with a checkmark icon and coins, symbolizing successful salary payments.

Can I use bunq for salary payments in Germany?

Yes. You can receive salary payments directly to your bunq DE IBAN, as per SEPA rules.

Illustration of a bunq debit card with a checkmark icon and coins, symbolizing successful salary payments.

Can I use bunq for salary payments in Germany?

Yes. You can receive salary payments directly to your bunq DE IBAN, as per SEPA rules.

Illustration of a bunq debit card with a checkmark icon and coins, symbolizing successful salary payments.

Can I use bunq for salary payments in Germany?

Yes. You can receive salary payments directly to your bunq DE IBAN, as per SEPA rules.

Illustration of stacked documents with a certificate and official seal, symbolizing credit reports and SCHUFA status.

Does bunq contribute to SCHUFA credit scores?

No. bunq doesn’t report to SCHUFA, so using or opening a bunq account won't affect your credit score.

Illustration of stacked documents with a certificate and official seal, symbolizing credit reports and SCHUFA status.

Does bunq contribute to SCHUFA credit scores?

No. bunq doesn’t report to SCHUFA, so using or opening a bunq account won't affect your credit score.

Illustration of stacked documents with a certificate and official seal, symbolizing credit reports and SCHUFA status.

Does bunq contribute to SCHUFA credit scores?

No. bunq doesn’t report to SCHUFA, so using or opening a bunq account won't affect your credit score.

Start banking your way in Germany

Open your bunq account in just a few taps — designed for modern life, in English, German and 33+ languages.

Start banking your way in Germany

Open your bunq account in just a few taps — designed for modern life, in English, German and 33+ languages.

Start banking your way in Germany

Open your bunq account in just a few taps — designed for modern life, in English, German and 33+ languages.