Borderless banking in your pocket
Bank like a local, no matter where your travels take you. All you need to open your account is your phone, ID, and 5 minutes.
Borderless banking experience
Effortlessly bank like a local wherever you are, with Local IBANs, Multi-Currency Bank Accounts, and other tools that help you save time and money.
Get the best exchange rate abroad
With ZeroFX, you can simply use your bunq card abroad and enjoy the best value when spending in currencies other than the Euro.
Powerful cards
We offer both virtual and physical Mastercards. You have full control over them in the app, get real-time notifications, and can add them to Apple/Google Pay for payments on-the-go.
Earn money while you spend
Wherever you go, just use your bunq Credit Card, and you'll get 2% Cashback on public transportation and 1% Cashback at restaurants and bars.
Worldwide travel insurance with zero hassle
No more triple-checking your travel insurance for trips abroad. Wherever you go, you’re automatically covered, including rental car insurance. Travel Insurance is included in your plan at no extra cost.
Crystal-clear insights
For detailed insights into your spending, head to the Budgeting tab. You’ll find month-by-month comparisons and categorized breakdowns. To get a full overview of your finances, you can also add external bank accounts you have.
Practical money tips for all your trips
Wherever you’re headed, bunq will bring you up to speed on practical money matters like the currency exchange rate, local tipping culture or whether you need to find an ATM.
Save up to 90% on roaming costs
Spend less on data when traveling thanks to your eSIM*, now available through the bunq app. Install once and have reliable internet access all over the world. Plus, enjoy 4 x 2GB of free worldwide data each year with bunq Elite.
Ease into Crypto
Get started with crypto safely, right from your bunq app. Choose from the top cryptocurrencies—buying and selling takes just a tap. Start today and get your first €10 of Bitcoin for free!
Save more with bunq Deals
Get discounts from your favorite brands and services—simply by using bunq. Enjoy deals tailored to you, from gadgets to travel bookings.
Trusted by millions of users
Insured up to €100,000
Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).
Card Payment Refunds
Your money is protected if something doesn't go as planned.
Instant Payments
Send and receive money instantly, no waiting.
24/7 support
Instant help in your language, whenever you need it.
Disclaimer
The eSIM service is provided through our partner BetterRoaming with 24/7 support. You'll be directed to their website for managing your eSIM needs.
Find your perfect fit
bunq Free
The essentials to get you started.
bunq Core
The bank account for everyday use.
bunq Pro
The bank account for you to kickstart your financial journey.
bunq Elite
The bank account that takes your money to the next level.
Keep exploring
Check out some of these related articles, packed with useful insights and tips to help you bank smarter and make life easy.
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