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Probier bunq 30 Tage lang kostenlos aus
Eröffne dein Konto in nur 5 Minuten direkt auf deinem Handy.
Häufig gestellte Fragen
Was ist eine bunq Kreditkarte?
Wir haben eine Karte entwickelt, die ohne das Risiko von Schulden auskommt. Du kannst sie wie eine normale Kreditkarte nutzen, ohne dich finanziell zu belasten.
Wir haben eine Karte entwickelt, die ohne das Risiko von Schulden auskommt. Du kannst sie wie eine normale Kreditkarte nutzen, ohne dich finanziell zu belasten.
Ist die bunq Kreditkarte eine kostenlose Kreditkarte?
Ja! Du erhältst eine kostenlose digitale Kreditkarte, die du direkt in der bunq App einrichtest und anschließend mit Apple Pay oder Google Pay nutzen kannst.
Was ist der Unterschied zwischen der bunq Debitkarte und der Kreditkarte?
Die bunq Kreditkarte ist besonders gut fürs Reisen geeignet. Mit ihr kannst du wie mit einer klassischen Kreditkarte zahlen, ohne ein Schuldenrisiko einzugehen.
Sie wird auch von Händlern akzeptiert, die ausschließlich Kreditkarten annehmen, zum Beispiel bei Hotelbuchungen oder Mietwagen, bei denen eine Kaution erforderlich ist.
Die bunq Debitkarte wird in solchen Fällen nicht immer akzeptiert.
Gibt es einen Überziehungsrahmen auf meiner Kreditkarte?
Nein, bei bunq gibt es keinen Kredit- oder Überziehungsrahmen. So nutzt du dein Geld nur im Rahmen deines verfügbaren Guthabens und machst keine Schulden.
Damit setzen wir bewusst auf eine Bank, die dich unterstützt und mitdenkt.
Wie bekomme ich eine bunq Kreditkarte?
Eine Kreditkarte zu bestellen ist super einfach. Folge einfach diesen Schritten 📩
Gehe zum Home-Tab
Klicke auf 🟣 + Hinzufügen
Klicke auf 🔵 Karte hinzufügen
Wähle Kreditkarte
Wähle den Karteninhaber-Namen und eine Beschreibung für die Karte
Bestätige deine Adresse
Klicke auf Karte bestellen
Ist die bunq Kreditkarte eine Visa-Karte oder eine Mastercard?
Die bunq Kreditkarte ist eine Mastercard. Für Händler funktioniert sie wie eine klassische Kreditkarte und kann daher für Leistungen wie Hotelbuchungen oder Mietwagen genutzt werden, bei denen eine Kreditkarte erforderlich ist. Für dich funktioniert sie wie eine Debitkarte, da Transaktionen direkt von deinem verknüpften Konto abgebucht werden und kein Kreditrahmen besteht.
