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Preguntas Frecuentes
¿Cómo abro una cuenta bancaria para empresa con bunq?
Aquí te mostramos cómo empezar:
Descarga la app bunq
Pulsa en 'Pruébalo gratis'
Elige tus intereses para una Cuenta Personal y luego selecciona también las funciones para una Cuenta de Empresa
Añade tu información personal
Añade la información de tu negocio
Identifícate
Completa el registro de tu cuenta de empresa enviando la información adicional solicitada a través de la app
Nuestro equipo de KYC revisará tu solicitud y te informará si necesitamos más datos sobre tu empresa. ¡Te mantendremos al día!
En cuanto solicites tu cuenta de empresa en bunq, nos pondremos a trabajar para verificarla lo antes posible.
Aquí te mostramos cómo empezar:
Descarga la app bunq
Pulsa en 'Pruébalo gratis'
Elige tus intereses para una Cuenta Personal y luego selecciona también las funciones para una Cuenta de Empresa
Añade tu información personal
Añade la información de tu negocio
Identifícate
Completa el registro de tu cuenta de empresa enviando la información adicional solicitada a través de la app
Nuestro equipo de KYC revisará tu solicitud y te informará si necesitamos más datos sobre tu empresa. ¡Te mantendremos al día!
En cuanto solicites tu cuenta de empresa en bunq, nos pondremos a trabajar para verificarla lo antes posible.
¿Qué información de la empresa necesitas para abrir una cuenta business?
Para abrir una cuenta de empresa con bunq, necesitarás proporcionar una forma legal junto con cierta documentación.
Para cada forma legal, requerimos los siguientes documentos.
Empresa individual
n/a
Sociedad limitada
Escritura de constitución
Autorización conjunta (si aplica)
Identificación de todos los directores y UBOs (solo en algunos casos)
Registro de accionistas (solo en algunos casos)
Fundación
Escritura de constitución
Autorización conjunta (si aplica)
Identificaciones de todos los fundadores, directores y UBOs (solo en algunos casos)
Formulario de UBO usando nuestro modelo (solo en algunos casos)
Sociedad colectiva
Autorización conjunta (si aplica)
Identificaciones de todos los fundadores, directores y UBOs (solo en algunos casos)
Formulario de UBO usando nuestro modelo (solo en algunos casos)
Sociedad profesional
Autorización conjunta (si aplica)
Identificaciones de todos los fundadores, directores y UBOs (solo en algunos casos)
Formulario de UBO usando nuestro modelo (solo en algunos casos)
Asociación / Comunidad de propietarios
Autorización conjunta (si aplica)
Identificaciones de todos los fundadores, directores y UBOs (solo en algunos casos)
Formulario de UBO usando nuestro modelo (solo en algunos casos)
¿Qué formas jurídicas se aceptan?
Aceptamos las siguientes formas jurídicas:
Empresario individual
Sociedad de responsabilidad limitada
Fundación
Sociedad colectiva
Sociedad profesional
Asociación/Comunidad de propietarios
¿Por qué necesito proporcionar información sobre la actividad comercial?
En bunq, nos aseguramos de que tu dinero esté 100% seguro y para eso seguimos los procedimientos regulatorios. Como parte de nuestras responsabilidades de Conoce a Tu Cliente (KYC), es posible que te contactemos para pedirte información adicional sobre tu cuenta y así poder cumplir con los requisitos bancarios.
¿Puedo añadir varios cofundadores o directores a la cuenta de empresa?
Sí, puedes añadir hasta 3 cofundadores o directores con una suscripción bunq Core, Pro o Elite. Los cofundadores de la cuenta tienen acceso completo a las cuentas de la empresa y pueden añadir o eliminar a otros cofundadores directamente desde la app.
¿Por qué necesito una cuenta personal para abrir una cuenta de empresa?
Para protegerte a ti y a tu dinero y cumplir con las regulaciones, necesitamos saber quién realiza las transacciones.
Por eso, para abrir una cuenta de empresa, necesitarás tener una Cuenta Personal verificada, que puedes crear al mismo tiempo durante el proceso de registro. Para acceder a tu cuenta de empresa deberás usar las credenciales de tu cuenta Personal.
