10 Simple Money Challenges for Kids to Try in 2025

Teaching kids about finance can be exciting and full of opportunities to grow! These 10 fun and practical money challenges will not only keep them entertained but also help them master saving, budgeting, and setting goals. Let’s turn learning about money into a game they’ll love!

1. The Savings Jar Game

Bring the classic piggy bank into the digital age. Set up different jars—or goals—for your kids, like saving for a toy or a fun family outing. With bunq’s Easy Budgeting tools, they can visually track their progress and get excited about reaching their targets. 

2. Goal Quest Challenge

Turn financial goals into an exciting adventure. Help your kids set realistic targets, such as buying a new pair of sneakers. They can use bunq’s Auto Round Up feature to round up their day-to-day spendings and add the difference toward their goal. Celebrate their milestones with fun rewards to keep them motivated.

3. Budget Boss Challenge

Give your kids the power to manage their own budget with a weekly allowance. Challenge them to plan their spending and prioritize their choices. With bunq's Pocket Money, allowances are automatically allocated into savings or spending categories, helping them plan and prioritize their finances effortlessly.

4. Needs vs Wants Battle

Make smart spending a fun game! Encourage your kids to think about what they truly need versus what they simply want. Using bunq’s Insights, they can learn how to make choices that bring them closer to their future goals—without missing out on the fun.

5. The Round-Up Challenge

Every little bit counts! Show your kids how small savings add up by rounding up their purchases and saving the difference. bunq’s Auto Round Up they’ll watch their efforts accumulate, turning little steps into a growing balance they’ll be proud of.

6. The Home Earnings Race

Make chores more exciting by turning them into earning opportunities. Turn tasks into earning opportunities, creating a friendly race to see who can save the most. With bunq, it’s easy to track their progress and celebrate their hard work.

7. The Group Goal Challenge

Teamwork makes the dream work. Encourage siblings or friends to save together for a shared goal, like a family trip or a group activity. bunq’s Joint Savings Accounts make it easy to pool resources and watch progress grow as a team.

8. Debt Repayment Quest

Introduce kids to the concept of borrowing and repaying responsibly. Lend them a small amount for something they want and set up a repayment plan. With bunq’s Scheduled Payments, they’ll learn the value of planning ahead and staying on track.

9. Allowance Adventure

Automate their allowance and teach consistent habits. Set up regular payments using bunq’s Scheduled Payments, and encourage them to save a portion while budgeting the rest for fun and essentials.

10. Growth Challenge

Make financial growth exciting! Challenge your kids to save a set amount each week and reward their consistency. With bunq’s Savings Accounts offering a 2.01% interest rate, paid out weekly, they’ll see their efforts multiply over time—motivating them to aim even higher.

Why These Money Challenges Matter

These challenges aren’t just about saving and budgeting—they’re about building confidence, fostering responsibility, and celebrating progress. Your kids will learn that managing money is empowering, rewarding, and yes, fun too!

Ready to make money lessons exciting? Start your kids' financial journey today! Open a bunq Child Account and empower them to save, budget, and achieve their goals with ease. 🚀