Budget with up to 25 sub-accounts
Spend and save in 16 currencies
Add multiple European IBANs
Sub-Accounts
Easily manage spending with up to 25 free sub-accounts, each with its own unique IBAN.
Payment Sorter
Automatically divide your salary across sub-accounts so you’re always right on budget.
Spending Insights
Get a monthly overview of your spending with your payments automatically categorized.
Multiple IBANs
Choose from a range of European IBANs and bank hassle-free wherever you go.
Countless Currencies
Receive, hold, convert, and spend in 16 different currencies directly from the bunq app.
Zero Exchange Fees
Automatically pay in the local tender when you travel abroad and save money on FX rates.
Savings Goals
Create a sub-account just for savings and clearly see when you’ll reach your target.
Auto Save
Round up payments to the nearest € and add the difference to your Savings Goal automatically.
MassInterest
Earn 9 times more interest on your savings and reach your financial goals sooner.
Automatically invest your spare change in stock and effortlessly do more with your money.
Enjoy a 30-day free trial of any plan
Switch or cancel your plan anytime
All Easy Money features
One tree planted for every €100 you spend with bunq
Planet-friendly interest
Easy in-app crowdfunding
Beautifully crafted, stainless steel bunq Metal Card
Mastercard Extended Warranty and Purchase Protection
All Easy Bank features
25 free sub-accounts
Monthly spending insights
Automatic savings features
Multiple European IBANs
16 different currencies
Super easy investments
All Easy Savings features
30-day free trial
Instant payments
NL, DE, ES, IE & FR IBANs
Push notifications
In-app control of your cards
Face and fingerprint ID
Joint bunq accounts
A savings account in 5 minutes
0.27% interest, paid monthly
No minimum deposit
Withdraw money anytime, in real-time
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