Earn 3.01% on your balance
Weekly interest on EUR, USD, and GBP paid straight to your balance so savings keep growing.
bunq Core
A full banking setup for daily life: pay, save, and manage money without the hassle.
bunq Core
A full banking setup for daily life: pay, save, and manage money without the hassle.
bunq Core
A full banking setup for daily life: pay, save, and manage money without the hassle.
Your new Bank Account, ready in just 5 minutes
Simple banking for daily life—accounts, cards, and savings.
5 Pockets with unique IBAN
Organize bills, goals, and spending in Pockets you can pay from and send money to.
Physical and Digital Cards
Get 1 Digital Card and 1 Physical Card. Pay in stores, online, or with your phone from day one.
Your new Bank Account, ready in just 5 minutes
Simple banking for daily life—accounts, cards, and savings.
Earn 3.01% on your balance
Weekly interest on EUR, USD, and GBP paid straight to your balance so savings keep growing.
5 Pockets with unique IBAN
Organize bills, goals, and spending in Pockets you can pay from and send money to.
Physical and Digital Cards
Get 1 Digital Card and 1 Physical Card. Pay in stores, online, or with your phone from day one.
Your new Bank Account, ready in just 5 minutes
Simple banking for daily life—accounts, cards, and savings.
Earn 3.01% on your balance
Weekly interest on EUR, USD, and GBP paid straight to your balance so savings keep growing.
5 Pockets with unique IBAN
Organize bills, goals, and spending in Pockets you can pay from and send money to.
Physical and Digital Cards
Get 1 Digital Card and 1 Physical Card. Pay in stores, online, or with your phone from day one.
Bank Account and Savings Account
Organize your finances with up to 5 dedicated money Pockets. Each comes with a unique IBAN, so you can easily transfer money and even use them for Direct Debits.
Bank Account and Savings Account
Organize your finances with up to 5 dedicated money Pockets. Each comes with a unique IBAN, so you can easily transfer money and even use them for Direct Debits.
Bank Account and Savings Account
Organize your finances with up to 5 dedicated money Pockets. Each comes with a unique IBAN, so you can easily transfer money and even use them for Direct Debits.
3.01%* annual interest paid out weekly
Keep savings in dedicated accounts alongside your day-to-day spending. Weekly payouts go straight to your balance so returns compound toward your goals—full rates and conditions are linked below.
*
See Savings Account terms and conditions . Rates are subject to change at any time. Interest earned is subject to applicable taxes and social security contributions. View savings rates and terms
3.01%* annual interest paid out weekly
Keep savings in dedicated accounts alongside your day-to-day spending. Weekly payouts go straight to your balance so returns compound toward your goals—full rates and conditions are linked below.
*
See Savings Account terms and conditions . Rates are subject to change at any time. Interest earned is subject to applicable taxes and social security contributions. View savings rates and terms
3.01%* annual interest paid out weekly
Keep savings in dedicated accounts alongside your day-to-day spending. Weekly payouts go straight to your balance so returns compound toward your goals—full rates and conditions are linked below.
*
See Savings Account terms and conditions . Rates are subject to change at any time. Interest earned is subject to applicable taxes and social security contributions. View savings rates and terms
Get your Cards
With bunq Core, get 1 Digital Card and 1 Physical Card. Order them, top them up, and start making payments online or with your phone right away.
Get your Cards
With bunq Core, get 1 Digital Card and 1 Physical Card. Order them, top them up, and start making payments online or with your phone right away.
Get your Cards
With bunq Core, get 1 Digital Card and 1 Physical Card. Order them, top them up, and start making payments online or with your phone right away.
Manage your payments
Never miss a payment again. Schedule one-time or recurring payments in advance and automatically approve requests from the contacts you trust.
Manage your payments
Never miss a payment again. Schedule one-time or recurring payments in advance and automatically approve requests from the contacts you trust.
Manage your payments
Never miss a payment again. Schedule one-time or recurring payments in advance and automatically approve requests from the contacts you trust.
Spend abroad with real exchange rates
Spend abroad with a 0.5% markup on the latest rate, plus low-cost ATM withdrawals. Get instant travel tips on exchange rates and local customs in the app.
Spend abroad with real exchange rates
Spend abroad with a 0.5% markup on the latest rate, plus low-cost ATM withdrawals. Get instant travel tips on exchange rates and local customs in the app.
Spend abroad with real exchange rates
Spend abroad with a 0.5% markup on the latest rate, plus low-cost ATM withdrawals. Get instant travel tips on exchange rates and local customs in the app.
Manage your child's account together
Easily share access with your partner to co-manage limits, track spending in real-time, and work as a team to give your child a head start and help them build healthy money habits.
Manage your child's account together
Easily share access with your partner to co-manage limits, track spending in real-time, and work as a team to give your child a head start and help them build healthy money habits.
Manage your child's account together
Easily share access with your partner to co-manage limits, track spending in real-time, and work as a team to give your child a head start and help them build healthy money habits.
Buy and sell crypto in the bunq app
Get started with crypto. Buy and sell top cryptocurrencies instantly in your bunq app, backed by industry-leading protection.*
*
Investment services are provided by Kraken. Please note that investments in digital assets (or crypto assets) carry a high risk of total or partial capital loss. The information contained on this page should not be construed as a personal recommendation, investment advice, or an invitation to make any investment decision. Therefore, you should carefully consider your financial situation, consult the applicable documents and information, or seek independent professional advice before initiating any financial transactions or subscribing to new investment services.
Buy and sell crypto in the bunq app
Get started with crypto. Buy and sell top cryptocurrencies instantly in your bunq app, backed by industry-leading protection.*
*
Investment services are provided by Kraken. Please note that investments in digital assets (or crypto assets) carry a high risk of total or partial capital loss. The information contained on this page should not be construed as a personal recommendation, investment advice, or an invitation to make any investment decision. Therefore, you should carefully consider your financial situation, consult the applicable documents and information, or seek independent professional advice before initiating any financial transactions or subscribing to new investment services.
Buy and sell crypto in the bunq app
Get started with crypto. Buy and sell top cryptocurrencies instantly in your bunq app, backed by industry-leading protection.*
*
Investment services are provided by Kraken. Please note that investments in digital assets (or crypto assets) carry a high risk of total or partial capital loss. The information contained on this page should not be construed as a personal recommendation, investment advice, or an invitation to make any investment decision. Therefore, you should carefully consider your financial situation, consult the applicable documents and information, or seek independent professional advice before initiating any financial transactions or subscribing to new investment services.
Get instant support, 24/7
Got a question? Get all the answers you need in seconds. Chat in your language at any hour, wherever you are.
Get instant support, 24/7
Got a question? Get all the answers you need in seconds. Chat in your language at any hour, wherever you are.
Get instant support, 24/7
Got a question? Get all the answers you need in seconds. Chat in your language at any hour, wherever you are.
Loved by our users
Real reviews from bunq users.
Good experience. Reported an issue with a credit card reservation and bunq recognized, explained and arranged for my refund to be completed in 24hrs.
Pieter
The app is user friendly and easy to use. In comparison to other online banks I found the interest rates to be better and I also enjoy using bunq for doing crypto.
Milnadj
App Store
Man in these times where USD and GBP are stronger than ever, savings in this currencies make a lot of sense if you know what I mean. Also, they offer the highest possible 3.01% on these currencies, and tell you me have seen anything more that nthis at some other place. This is not even all of it, the thing is that they allow flexibility on this savings account. When I started savings, I misread the terms and had a situation where I needed to do one cashout, and turns out I can cash out without disrupting my interest rate! They don't lock your money where you can't use it, you can cash out .
Federico
Loved by our users
Real reviews from bunq users.
Good experience. Reported an issue with a credit card reservation and bunq recognized, explained and arranged for my refund to be completed in 24hrs.
Pieter
The app is user friendly and easy to use. In comparison to other online banks I found the interest rates to be better and I also enjoy using bunq for doing crypto.
Milnadj
App Store
Man in these times where USD and GBP are stronger than ever, savings in this currencies make a lot of sense if you know what I mean. Also, they offer the highest possible 3.01% on these currencies, and tell you me have seen anything more that nthis at some other place. This is not even all of it, the thing is that they allow flexibility on this savings account. When I started savings, I misread the terms and had a situation where I needed to do one cashout, and turns out I can cash out without disrupting my interest rate! They don't lock your money where you can't use it, you can cash out .
Federico
Loved by our users
Real reviews from bunq users.
Good experience. Reported an issue with a credit card reservation and bunq recognized, explained and arranged for my refund to be completed in 24hrs.
Pieter
The app is user friendly and easy to use. In comparison to other online banks I found the interest rates to be better and I also enjoy using bunq for doing crypto.
Milnadj
App Store
Man in these times where USD and GBP are stronger than ever, savings in this currencies make a lot of sense if you know what I mean. Also, they offer the highest possible 3.01% on these currencies, and tell you me have seen anything more that nthis at some other place. This is not even all of it, the thing is that they allow flexibility on this savings account. When I started savings, I misread the terms and had a situation where I needed to do one cashout, and turns out I can cash out without disrupting my interest rate! They don't lock your money where you can't use it, you can cash out .
Federico
Pick the plan you need
Start simple. Upgrade when you want more ways to save, spend, and travel.
Pick the plan you need
Start simple. Upgrade when you want more ways to save, spend, and travel.
Pick the plan you need
Start simple. Upgrade when you want more ways to save, spend, and travel.
Frequently Asked Questions
ZeroFX is on by default: card spending abroad uses the Mastercard rate with a 0.5% currency fluctuation adjustment while markets are open. Choose local currency at the terminal when you can.
bunq Free includes up to €1,000 of foreign-currency ZeroFX spend per year; above that, standard currency conversion fees apply. Core, Pro, and Elite have unlimited ZeroFX.
bunq Core covers everyday banking: multiple Bank Accounts (including Savings and Joint where available), one included physical card plus a Digital Card, ZeroFX up to your plan allowance, Instant Payments, scheduled transfers, bunq.me links, Tap to Pay, MassInterest where you qualify, and bunq Web.
ATM pricing and add-on cards follow in-app rules.
Yes. You can switch between bunq Free, bunq Core, bunq Pro, and bunq Elite anytime in the app. Your new plan usually starts when your current billing cycle ends (upgrades from Free start right away).
Both spend money you already hold at bunq. The Credit Card is accepted wherever Mastercard expects a credit line for holds, hotels, rentals, security deposits, while the Debit Card handles everyday spend everywhere else.
Bring the Credit Card when a merchant insists on credit; use Debit for most other payments.
On paid plans you can order Credit Cards within your included card allowance. bunq Free includes a Digital Card for Apple Pay or Google Pay; physical Credit Cards require a paid plan.
Your rate depends on plan, currency, and how much you save. EUR, USD, and GBP Savings each have published variable rates, check the Savings tab or plan comparison for today’s numbers and bonus thresholds.
Frequently Asked Questions
ZeroFX is on by default: card spending abroad uses the Mastercard rate with a 0.5% currency fluctuation adjustment while markets are open. Choose local currency at the terminal when you can.
bunq Free includes up to €1,000 of foreign-currency ZeroFX spend per year; above that, standard currency conversion fees apply. Core, Pro, and Elite have unlimited ZeroFX.
bunq Core covers everyday banking: multiple Bank Accounts (including Savings and Joint where available), one included physical card plus a Digital Card, ZeroFX up to your plan allowance, Instant Payments, scheduled transfers, bunq.me links, Tap to Pay, MassInterest where you qualify, and bunq Web.
ATM pricing and add-on cards follow in-app rules.
Yes. You can switch between bunq Free, bunq Core, bunq Pro, and bunq Elite anytime in the app. Your new plan usually starts when your current billing cycle ends (upgrades from Free start right away).
Both spend money you already hold at bunq. The Credit Card is accepted wherever Mastercard expects a credit line for holds, hotels, rentals, security deposits, while the Debit Card handles everyday spend everywhere else.
Bring the Credit Card when a merchant insists on credit; use Debit for most other payments.
On paid plans you can order Credit Cards within your included card allowance. bunq Free includes a Digital Card for Apple Pay or Google Pay; physical Credit Cards require a paid plan.
Your rate depends on plan, currency, and how much you save. EUR, USD, and GBP Savings each have published variable rates, check the Savings tab or plan comparison for today’s numbers and bonus thresholds.
Frequently Asked Questions
ZeroFX is on by default: card spending abroad uses the Mastercard rate with a 0.5% currency fluctuation adjustment while markets are open. Choose local currency at the terminal when you can.
bunq Free includes up to €1,000 of foreign-currency ZeroFX spend per year; above that, standard currency conversion fees apply. Core, Pro, and Elite have unlimited ZeroFX.
bunq Core covers everyday banking: multiple Bank Accounts (including Savings and Joint where available), one included physical card plus a Digital Card, ZeroFX up to your plan allowance, Instant Payments, scheduled transfers, bunq.me links, Tap to Pay, MassInterest where you qualify, and bunq Web.
ATM pricing and add-on cards follow in-app rules.
Yes. You can switch between bunq Free, bunq Core, bunq Pro, and bunq Elite anytime in the app. Your new plan usually starts when your current billing cycle ends (upgrades from Free start right away).
Both spend money you already hold at bunq. The Credit Card is accepted wherever Mastercard expects a credit line for holds, hotels, rentals, security deposits, while the Debit Card handles everyday spend everywhere else.
Bring the Credit Card when a merchant insists on credit; use Debit for most other payments.
On paid plans you can order Credit Cards within your included card allowance. bunq Free includes a Digital Card for Apple Pay or Google Pay; physical Credit Cards require a paid plan.
Your rate depends on plan, currency, and how much you save. EUR, USD, and GBP Savings each have published variable rates, check the Savings tab or plan comparison for today’s numbers and bonus thresholds.
Start banking your way
Open a bunq personal account from your phone and organize spending, savings, and cards in one app.
Start banking your way
Open a bunq personal account from your phone and organize spending, savings, and cards in one app.
Start banking your way
Open a bunq personal account from your phone and organize spending, savings, and cards in one app.
Guides for everyday banking
Tips on saving, budgeting, and getting more from your bunq account.
Travel4 minute read
Manage Your Money Abroad Effortlessly with bunq
Living abroad? Manage finances across borders effortlessly with bunq, one app, multiple countries.
Guides4 minute read
Build Financial Literacy With bunq Child Accounts
Teach kids and teens allowances, saving, and mindful spending with tools that mirror real banking, without giving up parental oversight.
News3 minute read
Top Ways to Use bunq’s Digital Cards
Issue Digital Cards for subscriptions, travel, or business spend, separate limits and instant controls keep online payments predictable and safe.
Guides for everyday banking
Tips on saving, budgeting, and getting more from your bunq account.
Travel4 minute read
Manage Your Money Abroad Effortlessly with bunq
Living abroad? Manage finances across borders effortlessly with bunq, one app, multiple countries.
Guides4 minute read
Build Financial Literacy With bunq Child Accounts
Teach kids and teens allowances, saving, and mindful spending with tools that mirror real banking, without giving up parental oversight.
News3 minute read
Top Ways to Use bunq’s Digital Cards
Issue Digital Cards for subscriptions, travel, or business spend, separate limits and instant controls keep online payments predictable and safe.
Guides for everyday banking
Tips on saving, budgeting, and getting more from your bunq account.
Travel4 minute read
Manage Your Money Abroad Effortlessly with bunq
Living abroad? Manage finances across borders effortlessly with bunq, one app, multiple countries.
Guides4 minute read
Build Financial Literacy With bunq Child Accounts
Teach kids and teens allowances, saving, and mindful spending with tools that mirror real banking, without giving up parental oversight.
News3 minute read
Top Ways to Use bunq’s Digital Cards
Issue Digital Cards for subscriptions, travel, or business spend, separate limits and instant controls keep online payments predictable and safe.