We use fraud monitoring, strong login controls, and extra safeguards when something looks off. Instant Notifications alert you to payments so you can act quickly.
International Bank Accounts and Foreign Currencies
Open International Bank Accounts with NL, DE, FR, ES, or IE IBANs for euro banking, and add Foreign Currency Bank Accounts to send, receive, and hold in up to 20 currencies—all in one app.
International Bank Accounts and Foreign Currencies
Open International Bank Accounts with NL, DE, FR, ES, or IE IBANs for euro banking, and add Foreign Currency Bank Accounts to send, receive, and hold in up to 20 currencies—all in one app.
International Bank Accounts and Foreign Currencies
Open International Bank Accounts with NL, DE, FR, ES, or IE IBANs for euro banking, and add Foreign Currency Bank Accounts to send, receive, and hold in up to 20 currencies—all in one app.
International Bank Accounts
We offer international IBANs for 5 countries, with more on the way! You'll automatically receive an NL, DE, FR, ES, or IE IBAN based on your location, but you can also open additional bank accounts and choose the IBAN that works best for you.
International Bank Accounts
We offer international IBANs for 5 countries, with more on the way! You'll automatically receive an NL, DE, FR, ES, or IE IBAN based on your location, but you can also open additional bank accounts and choose the IBAN that works best for you.
International Bank Accounts
We offer international IBANs for 5 countries, with more on the way! You'll automatically receive an NL, DE, FR, ES, or IE IBAN based on your location, but you can also open additional bank accounts and choose the IBAN that works best for you.
Foreign Currencies
Add dedicated Foreign Currency Bank Accounts in the bunq app and manage your money effortlessly. Spend, receive, and hold funds in 20 currencies, with competitive exchange rates—see Help for how IBANs work per currency.
Foreign Currencies
Add dedicated Foreign Currency Bank Accounts in the bunq app and manage your money effortlessly. Spend, receive, and hold funds in 20 currencies, with competitive exchange rates—see Help for how IBANs work per currency.
Foreign Currencies
Add dedicated Foreign Currency Bank Accounts in the bunq app and manage your money effortlessly. Spend, receive, and hold funds in 20 currencies, with competitive exchange rates—see Help for how IBANs work per currency.
Foreign Currency Transfer
Easily send money to anyone in 47 foreign currencies, directly from your Euro account. You’ll see our low transaction fee and competitive exchange rate upfront, so there are no surprises later.
Foreign Currency Transfer
Easily send money to anyone in 47 foreign currencies, directly from your Euro account. You’ll see our low transaction fee and competitive exchange rate upfront, so there are no surprises later.
Foreign Currency Transfer
Easily send money to anyone in 47 foreign currencies, directly from your Euro account. You’ll see our low transaction fee and competitive exchange rate upfront, so there are no surprises later.
Strong card rates abroad with ZeroFX
With ZeroFX, use your bunq Card abroad and skip heavy foreign-exchange fees. Instead of big bank surcharges, we add a 0.5% markup to the latest Mastercard rate when markets are open—transparent pricing on non-euro spend.
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ZeroFX is automatically active for all bunq users. bunq Free users can make payments abroad up to €1,000 per year at the standard card FX rate; once that allowance is used in a calendar year, a fee of 1.5% of each further foreign-currency card transaction amount applies. bunq Core, Pro, and Elite users enjoy unlimited foreign payments. See the pricing sheet.
Strong card rates abroad with ZeroFX
With ZeroFX, use your bunq Card abroad and skip heavy foreign-exchange fees. Instead of big bank surcharges, we add a 0.5% markup to the latest Mastercard rate when markets are open—transparent pricing on non-euro spend.
*
ZeroFX is automatically active for all bunq users. bunq Free users can make payments abroad up to €1,000 per year at the standard card FX rate; once that allowance is used in a calendar year, a fee of 1.5% of each further foreign-currency card transaction amount applies. bunq Core, Pro, and Elite users enjoy unlimited foreign payments. See the pricing sheet.
Strong card rates abroad with ZeroFX
With ZeroFX, use your bunq Card abroad and skip heavy foreign-exchange fees. Instead of big bank surcharges, we add a 0.5% markup to the latest Mastercard rate when markets are open—transparent pricing on non-euro spend.
*
ZeroFX is automatically active for all bunq users. bunq Free users can make payments abroad up to €1,000 per year at the standard card FX rate; once that allowance is used in a calendar year, a fee of 1.5% of each further foreign-currency card transaction amount applies. bunq Core, Pro, and Elite users enjoy unlimited foreign payments. See the pricing sheet.
Earn top interest on Foreign Currencies
Earn high interest across 8 global currencies with bunq. Get up to 3.01% annual interest on USD and GBP, and up to 27% annual interest on selected global currencies like TRY, PLN, and ZAR—all paid out weekly¹. Rates can change—check the app for the latest.
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Foreign Currency Savings Accounts are not eligible for protection under the Deposit Guarantee Scheme (DGS) and are subject to value fluctuations. Learn more
Earn top interest on Foreign Currencies
Earn high interest across 8 global currencies with bunq. Get up to 3.01% annual interest on USD and GBP, and up to 27% annual interest on selected global currencies like TRY, PLN, and ZAR—all paid out weekly¹. Rates can change—check the app for the latest.
*
Foreign Currency Savings Accounts are not eligible for protection under the Deposit Guarantee Scheme (DGS) and are subject to value fluctuations. Learn more
Earn top interest on Foreign Currencies
Earn high interest across 8 global currencies with bunq. Get up to 3.01% annual interest on USD and GBP, and up to 27% annual interest on selected global currencies like TRY, PLN, and ZAR—all paid out weekly¹. Rates can change—check the app for the latest.
*
Foreign Currency Savings Accounts are not eligible for protection under the Deposit Guarantee Scheme (DGS) and are subject to value fluctuations. Learn more
Choose your personal plan
Start simple. Upgrade when you want more ways to save, spend, and travel.
Choose your personal plan
Start simple. Upgrade when you want more ways to save, spend, and travel.
Choose your personal plan
Start simple. Upgrade when you want more ways to save, spend, and travel.
Frequently Asked Questions
Quick answers to help you choose the right plan and get started.
Yes. From the app you can send foreign currency payments in over 40 currencies, with fees shown before you confirm. See the help article for how to start a transfer and when it arrives.
ZeroFX is on by default: card spending abroad uses the Mastercard rate with a 0.5% currency fluctuation adjustment while markets are open. Choose local currency at the terminal when you can.
bunq Free includes up to €1,000 of foreign-currency ZeroFX spend per year; above that, standard currency conversion fees apply. Core, Pro, and Elite have unlimited ZeroFX.
Yes. bunq Joint Accounts let you share a payment account with up to nine other co-owners. Everyone can access the account from their own bunq app and gets Instant Notifications for transactions.
From Home, tap Pay, choose your currency, enter amount and recipient, then confirm, the fee and rate are shown before you send. bunq Pro includes 5 free FX payments per month; Elite includes 10 (see the app for your allowance).
Foreign Currency Savings balances can fluctuate with exchange rates. Savings Accounts are covered by the Dutch Deposit Guarantee Scheme (DGS) up to €100,000 where the rules apply.
Frequently Asked Questions
Quick answers to help you choose the right plan and get started.
We use fraud monitoring, strong login controls, and extra safeguards when something looks off. Instant Notifications alert you to payments so you can act quickly.
Yes. From the app you can send foreign currency payments in over 40 currencies, with fees shown before you confirm. See the help article for how to start a transfer and when it arrives.
ZeroFX is on by default: card spending abroad uses the Mastercard rate with a 0.5% currency fluctuation adjustment while markets are open. Choose local currency at the terminal when you can.
bunq Free includes up to €1,000 of foreign-currency ZeroFX spend per year; above that, standard currency conversion fees apply. Core, Pro, and Elite have unlimited ZeroFX.
Yes. bunq Joint Accounts let you share a payment account with up to nine other co-owners. Everyone can access the account from their own bunq app and gets Instant Notifications for transactions.
From Home, tap Pay, choose your currency, enter amount and recipient, then confirm, the fee and rate are shown before you send. bunq Pro includes 5 free FX payments per month; Elite includes 10 (see the app for your allowance).
Foreign Currency Savings balances can fluctuate with exchange rates. Savings Accounts are covered by the Dutch Deposit Guarantee Scheme (DGS) up to €100,000 where the rules apply.
Frequently Asked Questions
Quick answers to help you choose the right plan and get started.
We use fraud monitoring, strong login controls, and extra safeguards when something looks off. Instant Notifications alert you to payments so you can act quickly.
Yes. From the app you can send foreign currency payments in over 40 currencies, with fees shown before you confirm. See the help article for how to start a transfer and when it arrives.
ZeroFX is on by default: card spending abroad uses the Mastercard rate with a 0.5% currency fluctuation adjustment while markets are open. Choose local currency at the terminal when you can.
bunq Free includes up to €1,000 of foreign-currency ZeroFX spend per year; above that, standard currency conversion fees apply. Core, Pro, and Elite have unlimited ZeroFX.
Yes. bunq Joint Accounts let you share a payment account with up to nine other co-owners. Everyone can access the account from their own bunq app and gets Instant Notifications for transactions.
From Home, tap Pay, choose your currency, enter amount and recipient, then confirm, the fee and rate are shown before you send. bunq Pro includes 5 free FX payments per month; Elite includes 10 (see the app for your allowance).
Foreign Currency Savings balances can fluctuate with exchange rates. Savings Accounts are covered by the Dutch Deposit Guarantee Scheme (DGS) up to €100,000 where the rules apply.
Start banking with features that fit your life
Open bunq in minutes and set up the tools you need for spending, saving, travel, and everyday control.
Start banking with features that fit your life
Open bunq in minutes and set up the tools you need for spending, saving, travel, and everyday control.
Start banking with features that fit your life
Open bunq in minutes and set up the tools you need for spending, saving, travel, and everyday control.
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Keep exploring practical ways to get more from your money with bunq.
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