Savings Account
Looking for a high-interest savings option? Open a Savings Account with bunq and start earning 2,51% interest—paid every week.
Discover bunq's features
Savings Accounts
Earn 2,51% interest on your deposits.
Multi-Currency Savings Accounts
Earn 3,01% interest by saving in USD/GBP.
AutoSave
Round up payments and save the difference.
Salary Sorter
Sort incoming payments, automatically.
Freedom of Choice
Choose how your money gets invested.
Invest in Stocks
Effortlessly grow your wealth by investing in stocks.
2,51%* interest paid out weekly
Grow your savings faster with a high-interest rate. Earn weekly payouts and take advantage of compound interest, helping you reach your goals even quicker.
3,01% in other currencies
Open a Savings Account in a different currency and unlock even higher returns. By saving in USD or GBP, you can earn a staggering 3,01% interest rate on your deposits.
Save the change
Every time you make a payment, AutoSave rounds up your purchase and saves the difference. Spend €2,20 on coffee? €0,80 goes straight into your Savings Account, helping you grow your money effortlessly with compound interest.
Sort incoming payments
Automatically sort incoming payments into the right Savings Accounts. Set up custom rules to split your money and send it exactly where you need it so you can grow your savings with ease.
Your money, your rules
bunq is the only bank that lets you choose how your deposits are invested. Set your preferences in the app, and we’ll handle the rest.
Grow your wealth
Start investing in stocks effortlessly with the bunq app. Begin with just €10 and enjoy zero fees for the first three months.
2 withdrawals per month
You’re free to withdraw any amount, up to two times a month. We’ll help you stay on track with your savings goals, but you’re always in control.
Adding money is easy
Add funds with bank transfers, local payment methods like iDEAL and Instant Bank Transfer, or use Apple Pay, Google Pay, and credit cards.
Trusted by millions of users
Insured up to €100.000
Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).
Card Payment Refunds
Your money is protected if something doesn't go as planned.
Instant Payments
Send and receive money instantly, no waiting.
24/7 support
Instant help in your language, whenever you need it.
Choose your plan
Try it free for 30 days, no strings attached.
bunq Free
The essentials to get you started.
bunq Core
The bank account for everyday use.
bunq Pro
The bank account that travels with you.
bunq Elite
The bank account designed for your international lifestyle.
Frequently Asked Questions
What is bunq?
bunq is the ultimate digital bank designed to eliminate the hassle of managing money. From effortless saving and budgeting to travel focused features, bunq empowers you to focus on what truly matters.
What’s the best online bank?
bunq stands out as one of the best online banks thanks to its innovation, transparency, and focus on simplicity and sustainability. With an intuitive app, up to 25 sub-accounts, automated budgeting features, and multi-IBANs, bunq offers a modern, flexible banking experience. Plus, every time you spend, you help plant trees—so you manage your money and support the planet at the same time.
Is bunq an independent bank?
bunq was founded in 2012 by Ali Niknam in the Netherlands as a tech-driven challenger bank focused on innovation, transparency, and simplicity. In 2015, we launched the bunq app – the first new bank in 35 years to receive a European banking license – and we’ve been challenging traditional banks ever since.
What do I need to open a bunq account?
To open a bunq account, you need your tax ID, a smartphone with the bunq app, and a residential address in Europe. The process is fully digital and takes less than 5 minutes – easy, fast, and convenient!
Start your 30-day free trial
Open your account in just 5 minutes, directly from your phone.
