Chaque paiement que tu effectues est arrondi, et la différence est envoyée vers un de tes comptes d'épargne. Par exemple, la prochaine fois que tu dépenses 2,20 € pour ce latte glacé, tu ajouteras automatiquement 0,80 € à ton épargne. Tu peux aussi choisir d’épargner plus vite en arrondissant au prochain multiple de 2 ou 5 euros.

Configurer des limites de dépenses dans l'application bunq est simple et efficace. Attribue une limite de dépenses à chaque catégorie de budgétisation, et l'application surveillera automatiquement tes dépenses. Dès que tu atteins 80 %, 95 %, ou 100 % de ta limite, tu recevras une alerte pour t'aider à garder le cap. Cette approche proactive te permet de profiter de tes activités quotidiennes tout en maîtrisant tes finances. De plus, tu peux ajuster tes limites de dépenses quotidiennes à tout moment pour qu'elles correspondent à tes objectifs et ton style de vie.

Whether you're planning for a big purchase, saving for a rainy day, or simply want to keep a close eye on your daily spending, the Budgeting tab is designed to make budgeting so easy you’ll actually do it. With just a tap in the app, you get instant access to spending category breakdowns and monthly comparisons, and you easily set up smart automations that help you save.

Spending Insights

The Budgeting tab allows you to easily compare with previous months, making it a powerful tool for managing your finances. You can view your spending per category and easily set spending limits. When you’ve spent 80%, 95% or 100% of a spending limit, the bunq app will send you a notification, making it easier to stay on budget without having to think about it.

Auto Round Up

Effortlessly grow your Savings Account or invest in Stocks! With Auto Round Up, every outgoing payment, including payments from Joint and Connected Accounts, is rounded up to the nearest €1, €2 or €5,. The difference between the payment and the rounded-up amount is automatically transferred to your Savings Account or invested in the Stock of your choice 💸

Organize Your Income

With Organize Your Income, you can automatically organize your budget every time you get paid. Sort your salary into categories like bills, savings, daily expenses, or even invest into Stocks. This saves you time and effort so you always have enough set aside for essentials like rent, utilities, or groceries. You’ll be able to consistently invest in Stocks to build your assets without having to think about it