
Study anywhere, bank anywhere
Set up your account in minutes with just your phone and ID. bunq Pro is free for students—banking made easy for your student life abroad
Open your free student Bank Account in just 5 Minutes
Start without a BSN
No BSN? No problem. Start banking right away and provide it within 90 days.
Start without a PPS Number
No PPS Number? No problem. Start banking right away and provide it within 90 days.
100% online - no branch visits, no paperwork
Just download the bunq app and sign up for your student account.

Your International Student Banking
Students in Belgium, France, Germany, Ireland, Italy, the Netherlands, and Spain can use bunq Pro (worth €9.99/month) for free. As long as you provide proof of enrollment, you'll automatically get a 100% discount!
Budget the FOMO away!
The moment you receive your payments, your money gets sent to the right Bank Account instantly: rent, festivals or your next holiday. And you can use your bunq card to pay from each of your Bank Accounts.

Easily share Joint Accounts
Managing shared finances with your roommates or sports team is easier than ever with bunq. Just send out an invite, and start banking together in minutes. Everybody gets their own card, and you’ll have a clear overview of who paid what at all times.
High interest on your savings
Boost your savings with 2,51%* interest on EUR, and a whopping 3.01% on USD and GBP. You can even round up your everyday payments and automatically add the difference to your savings. You get your interest paid out every week, and unlike traditional banks, you can choose where your money is invested!
We've got your back when you're studying abroad
Planning to study abroad or do you have an exciting internship in another country coming up? The app supports 22 currencies, so you can always pay in the local tender. Extending your trip? Simply add a local Bank Account with a German, Spanish, French or Irish IBAN.
Trusted by millions of users

Insured up to €100,000
Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).
Card Payment Refunds
Your money is protected if something doesn't go as planned.
Instant Payments
Send and receive money instantly, no waiting.
24/7 support
Help in your language, whenever you need it.
Frequently Asked Questions
How do I get started with bunq Pro as a student?
Simply download the bunq app, follow the easy steps to sign up, upload proof of enrollment and you're ready to go! It's quick and hassle-free.
Can I link my bunq account to other services like PayPal or my university?
Yes! You can link your bunq account to PayPal and other services for seamless transactions and payments.
Can I open my bunq account before arriving to the country of my studies?
Yes! You can open your bunq account before you even arrive. Simply use your phone and ID to get started, and you'll be ready to manage your money as soon as you land.
Can I use my bunq card for payments and withdrawals abroad?
Yes! Your bunq card works worldwide, with no hidden fees for foreign transactions or withdrawals at ATMs*.
* bunq Pro & bunq Elite users are free to make 6 ATM withdrawals per month at no extra cost, the next 5 thereafter cost just €0.99 each. After that, ATM withdrawals cost €2.99 each.
Master Your International Student Life The bunq Way!
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Find your perfect fit
bunq Pro
The bank account for you to kickstart your financial journey.
bunq Elite
The bank account that takes your money to the next level.
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