Starting university? Moving to a new city? Juggling rent, books, and social plans? There’s a lot going on, but your money doesn’t have to be one more thing to worry about.
With bunq, you stay in control. Track your spending, save automatically, and build habits that make life easier. It’s everything you need to manage your money with confidence—now, and long after graduation.
Why Financial Awareness Matters
Being in control of your money helps you stay focused, avoid stress and build confidence. It’s not about restrictions. It’s about options.
Here’s what it gives you:
Stay focused on your studies without budget distractions
Avoid last-minute financial stress
Build independence with healthy financial habits
Set yourself up for success, now and in the future
No complex plans. Just clarity and confidence.
Budgeting That Actually Works
You don’t need a spreadsheet. You just need to be clear about what you have, what you need and what matters to you.
List your monthly income and essentials like rent, tuition and groceries
Set aside space for what you enjoy, from takeout to weekend trips
Use Spending Insights in the bunq app to see your spending patterns
Set Spending Limits so you stay on track, even when plans change
Create Bank Accounts per goal to keep everything organised
Everything stays clear and easy to manage.
Saving Without Overthinking It
You don’t need to plan every cent to build savings. With bunq, saving runs in the background while you get on with life.
Define a goal that motivates you, like a trip, a new laptop or peace of mind
Enable AutoSave to round up your purchases and stash the difference
Open a Savings Account and earn up to 2.51% interest, no extra effort needed
Start small. Stay consistent. Let it grow.
Spend Smarter, Stay Flexible
Managing your spending isn’t about cutting back. It’s about making it easier to enjoy what matters.
Split group payments in seconds, no awkward reminders
Use Virtual Cards for safe online shopping and subscriptions
Get real-time updates on every payment so you’re always in the loop
Full visibility. No surprises.
Managing your money shouldn’t slow you down. With bunq, it’s fast, flexible and built around the way you live. Download the app and take control of your finances today!
