Got my Business Bank Account in just 5 Minutes!

100% online – no branch visits, no paperwork

Get started from anywhere, anytime. Just download the bunq app, and you’ll never need to visit a physical branch.

Free for freelancers and sole proprietors

A perfect no fee business bank account option to help you manage your finances efficiently.

Up to 500 free transactions per year

Manage your business without worrying about transaction limits.

Earn up to 1% Cashback

Get rewarded for every payment made with your business card, including employee cards—paid weekly.

Exclusive Business Card perks

Get top discounts on tools and services like Google Workspace to help your business grow and succeed.

Automate your bookkeeping

Save precious time with bunq’s online banking for business accounts. Say goodbye to manual entry by syncing your accounting software and focus on growing your business.

Save time with automation

From VAT automation to invoice processing, bunq offers tools to help you grow and run your business. It’s never been easier to open a business bank account online and streamline your finances.

Manage expenses effortlessly

Create up to 25 Bank Accounts to organize your budgeting, manage salaries, set aside savings, and even handle multiple local currencies—all within seconds.

Tap to Pay

Easily accept in-person, contactless payments for your business. Wherever you are, all you need to accept card payments is your bunq app and your phone.

Simplify employee spending

Empower your team with bunq Employee Cards. Set limits, track spending, and generate detailed reports while staying in control of your business expenses.

Get a discount on a personal plan

Business users save up to 50% on a personal plan! Simplify your finances by managing business and personal accounts all in one place with bunq.

Trusted by millions of users

Insured up to €100,000

Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).

Card Payment Refunds

Your money is protected if something doesn't go as planned.

Instant Payments

Send and receive money instantly, no waiting.

24/7 support

Instant help in your language, whenever you need it.

Choose your plan

Easy Savings icon

bunq Free Business

Free for Sole Proprietors

The business bank account that gets you started.

Easy Bank icon

bunq Core Business

€7.99/month

Everything you need to run your business.

Easy Bank Pro icon

bunq Pro Business

€13.99/month

Everything you need to scale your business.

Easy Bank Pro XL icon

bunq Elite Business

€23.99/month

Next level banking for your international business.

Frequently Asked Questions

How to open a business bank account with bunq?

For new users, here’s how to get started:

  1. Download the bunq app

  2. Click on Try for free

  3. Choose your interests for a Personal account, then scroll down to select the features for a Business account as well

  4. Add your personal information

  5. Add your business information

  6. Identify yourself

  7. Complete your Business account signup by providing the additional requested business information via the app

  8. Our KYC team will review your application and let you know if we need more information about your company. We’ll keep you updated!

The moment you’ve applied for your bunq Business account, we’ll get to work in order to verify it for you.


What company information is needed to open a business bank account?

In order to open a business account with bunq, you need to provide a legal form together with a few documents.

For each legal form, we require the following documents.

Eenmanszaak

n/a

Besloten Vennootschap

  • Deed of Incorporation (DOI)

  • Joint authorisation (if the directors are jointly authorised)

IDs of all directors and UBOs (only in some cases)

  • Record of shareholders (only in some cases)

Stichting

  • Deed of Incorporation (DOI)

  • Joint authorisation (if the directors are jointly authorised)

  • IDs of all directors and UBOs (only in some cases)

  • UBO form using our template (only in some cases)

Vennootschap onder firma

  • Joint authorisation (if the directors are jointly authorised)

  • IDs of all directors and UBOs (only in some cases)

  • UBO form using our template (only in some cases)

Maatschap

  • Joint authorisation (if the directors are jointly authorised)

  • IDs of all directors and UBOs (only in some cases)

  • UBO form using our template (only in some cases)

Vereniging / Vereniging van eigenaars

  • Joint authorisation (if the directors are jointly authorised)

  • IDs of all directors and UBOs (only in some cases)

  • UBO form using our template (only in some cases)

What legal forms are accepted?

We accept the following legal forms:

  • Eenmanszaak

  • Besloten Vennootschap

  • Stichting

  • Vennootschap onder firma

  • Maatschap

  • Vereniging / Vereniging van eigenaars

Why do I need to provide business activity information?

At bunq, we make sure your money is 100% safe and follow regulatory procedures in order to do so. As part of our Know Your Customer (KYC) duties, we may reach out to you for some additional account information in order to fulfill our customer due diligence requirements as a bank.

Can I add multiple directors to the business bank account?

You can add up to 3 company directors when you have the bunq Core, Pro or Elite subscription. Account Directors have complete access to the company accounts and can add or remove other Account Directors directly within the app.

Why do you need a personal account with your business account?

To keep everything secure and compliant with regulations, we need to know exactly who’s making transactions at any time.

That’s why, to open a Business account, you’ll need to have a verified Personal account, which you can create simultaneously during the signup flow. Your Business account will then be accessible using your Personal account credentials, ensuring everything stays safe and streamlined.

Can I Have Both a Holding BV & an Operating BV with bunq?

Yes! With bunq, you can open and manage both a Holding BV and an Operating BV, all under one personal account setup. Each BV will have its own separate business account, but you can easily switch between them and manage everything in one place

Open your business bank account in just 5 minutes