Budgeting so easy, you'll actually do it!

Take control of your money with bunq’s budgeting tools.

Budgeting so easy, you'll actually do it!

Take control of your money with bunq’s budgeting tools.

Budgeting so easy, you'll actually do it!

Take control of your money with bunq’s budgeting tools.

Orange pie chart icon on a dark circular background representing spending breakdown.

Easy Budgeting

Set up dedicated Bank Accounts and budget from them automatically.

Orange icon with connected nodes on a dark circular background representing payment categories.

Salary Sorter

Sort incoming payment automatically.

Pink icon of building blocks on a dark circular background representing structure or modules.

Insights

Get spending insights for all your bank accounts.

Blue wallet icon on a dark circular background representing personal finance or payments.

AutoSave

Round up payments and save the difference.

Blue upward arrow icon on a dark circular background representing upload.

Spending Limits

Set limits per category and stick to them.

Green icon of a scanning frame representing face ID or secure verification.

Invoice Scanning

Scan and process invoices in a snap.

Orange pie chart icon on a dark circular background representing spending breakdown.

Easy Budgeting

Set up dedicated Bank Accounts and budget from them automatically.

Orange icon with connected nodes on a dark circular background representing payment categories.

Salary Sorter

Sort incoming payment automatically.

Pink icon of building blocks on a dark circular background representing structure or modules.

Insights

Get spending insights for all your bank accounts.

Blue wallet icon on a dark circular background representing personal finance or payments.

AutoSave

Round up payments and save the difference.

Blue upward arrow icon on a dark circular background representing upload.

Spending Limits

Set limits per category and stick to them.

Green icon of a scanning frame representing face ID or secure verification.

Invoice Scanning

Scan and process invoices in a snap.

Orange pie chart icon on a dark circular background representing spending breakdown.

Easy Budgeting

Set up dedicated Bank Accounts and budget from them automatically.

Orange icon with connected nodes on a dark circular background representing payment categories.

Salary Sorter

Sort incoming payment automatically.

Pink icon of building blocks on a dark circular background representing structure or modules.

Insights

Get spending insights for all your bank accounts.

Blue wallet icon on a dark circular background representing personal finance or payments.

AutoSave

Round up payments and save the difference.

Blue upward arrow icon on a dark circular background representing upload.

Spending Limits

Set limits per category and stick to them.

Green icon of a scanning frame representing face ID or secure verification.

Invoice Scanning

Scan and process invoices in a snap.

Pie chart with spending categories labeled for Italy, dining, and shopping.

Budgeting so easy, you'll actually do it!

Take control of your finances with Easy Budgeting! Set up separate Bank Accounts for different spending categories, each with a unique IBAN for seamless transfers and direct debits.

Pie chart with spending categories labeled for Italy, dining, and shopping.

Budgeting so easy, you'll actually do it!

Take control of your finances with Easy Budgeting! Set up separate Bank Accounts for different spending categories, each with a unique IBAN for seamless transfers and direct debits.

Pie chart with spending categories labeled for Italy, dining, and shopping.

Budgeting so easy, you'll actually do it!

Take control of your finances with Easy Budgeting! Set up separate Bank Accounts for different spending categories, each with a unique IBAN for seamless transfers and direct debits.

Colorful branch-like graph showing money flow across categories with euro labels.

Salary Sorter

Take the hassle out of budgeting with Salary Sorter—automatically distribute your incoming payments into the right Bank Accounts for effortless budget management.

Colorful branch-like graph showing money flow across categories with euro labels.

Salary Sorter

Take the hassle out of budgeting with Salary Sorter—automatically distribute your incoming payments into the right Bank Accounts for effortless budget management.

Colorful branch-like graph showing money flow across categories with euro labels.

Salary Sorter

Take the hassle out of budgeting with Salary Sorter—automatically distribute your incoming payments into the right Bank Accounts for effortless budget management.

Spending categories with amounts listed for transportation, dining, and savings.

Spending Insights

Get a crystal-clear overview of your finances with Personalized Budgeting Insights. Track spending, analyze trends, and connect both your bunq and external Bank Accounts for a complete financial picture.

Spending categories with amounts listed for transportation, dining, and savings.

Spending Insights

Get a crystal-clear overview of your finances with Personalized Budgeting Insights. Track spending, analyze trends, and connect both your bunq and external Bank Accounts for a complete financial picture.

Spending categories with amounts listed for transportation, dining, and savings.

Spending Insights

Get a crystal-clear overview of your finances with Personalized Budgeting Insights. Track spending, analyze trends, and connect both your bunq and external Bank Accounts for a complete financial picture.

Piggy bank walking beneath a savings automation toggle switch.

AutoSave

Turn on AutoSave and reach your savings goals faster. Every payment rounds up automatically, sending the difference to your Savings Account, so you save without even thinking about it!

Piggy bank walking beneath a savings automation toggle switch.

AutoSave

Turn on AutoSave and reach your savings goals faster. Every payment rounds up automatically, sending the difference to your Savings Account, so you save without even thinking about it!

Piggy bank walking beneath a savings automation toggle switch.

AutoSave

Turn on AutoSave and reach your savings goals faster. Every payment rounds up automatically, sending the difference to your Savings Account, so you save without even thinking about it!

Bar chart with yellow bars showing spending trends in a dark card interface.

Spending Limits

Set Spending Limits by Budgeting category in the bunq app and manage your finances effortlessly. Get alerts when you're nearing your limit and stick to your budget with ease.

Bar chart with yellow bars showing spending trends in a dark card interface.

Spending Limits

Set Spending Limits by Budgeting category in the bunq app and manage your finances effortlessly. Get alerts when you're nearing your limit and stick to your budget with ease.

Bar chart with yellow bars showing spending trends in a dark card interface.

Spending Limits

Set Spending Limits by Budgeting category in the bunq app and manage your finances effortlessly. Get alerts when you're nearing your limit and stick to your budget with ease.

Stack of printed documents representing invoice  scanning features.

Invoice scanning

Processing a lot of invoices? Save time with Invoice Scanning in the bunq app. Simply scan your document, and we’ll handle the data entry in seconds—no manual input needed.

Stack of printed documents representing invoice  scanning features.

Invoice scanning

Processing a lot of invoices? Save time with Invoice Scanning in the bunq app. Simply scan your document, and we’ll handle the data entry in seconds—no manual input needed.

Stack of printed documents representing invoice  scanning features.

Invoice scanning

Processing a lot of invoices? Save time with Invoice Scanning in the bunq app. Simply scan your document, and we’ll handle the data entry in seconds—no manual input needed.

Bar graph labeled ‘Dining Out’ with yellow bars and a transaction card above.

Personalized budgeting insights

Open your Budgeting tab for personalized insights from Finn, tracking your daily, weekly, and monthly spending to help you stay on top of your finances.

Bar graph labeled ‘Dining Out’ with yellow bars and a transaction card above.

Personalized budgeting insights

Open your Budgeting tab for personalized insights from Finn, tracking your daily, weekly, and monthly spending to help you stay on top of your finances.

Bar graph labeled ‘Dining Out’ with yellow bars and a transaction card above.

Personalized budgeting insights

Open your Budgeting tab for personalized insights from Finn, tracking your daily, weekly, and monthly spending to help you stay on top of your finances.

Childcare budget entry with envelope icon, amount, and selection bar.

Add notes to transactions

Easily track and manage your payments by adding notes and receipts to keep everything organized in one place.

Childcare budget entry with envelope icon, amount, and selection bar.

Add notes to transactions

Easily track and manage your payments by adding notes and receipts to keep everything organized in one place.

Childcare budget entry with envelope icon, amount, and selection bar.

Add notes to transactions

Easily track and manage your payments by adding notes and receipts to keep everything organized in one place.

Graphic showing a joint account balance of €2,500, with options for transactions and linked accounts.

Budget together

No more "Who paid for what?" Know exactly where your money’s going. Get your salary sorted, purchases categorized, and leftover funds automatically added to your Joint Savings Account.

Graphic showing a joint account balance of €2,500, with options for transactions and linked accounts.

Budget together

No more "Who paid for what?" Know exactly where your money’s going. Get your salary sorted, purchases categorized, and leftover funds automatically added to your Joint Savings Account.

Graphic showing a joint account balance of €2,500, with options for transactions and linked accounts.

Budget together

No more "Who paid for what?" Know exactly where your money’s going. Get your salary sorted, purchases categorized, and leftover funds automatically added to your Joint Savings Account.

Auto Export overview showing receipt, card, and export icons with a settings menu.

Schedule exports of statements to any email

Never waste time searching for an old statement again. With AutoExport, you can automate the process of exporting and sending bank statements to any email address so your books are kept up-to-date effortlessly. Set it up once, and bunq will send your files on the 1st of every month. You can choose to send the files in a password-protected ZIP file for extra security.

Auto Export overview showing receipt, card, and export icons with a settings menu.

Schedule exports of statements to any email

Never waste time searching for an old statement again. With AutoExport, you can automate the process of exporting and sending bank statements to any email address so your books are kept up-to-date effortlessly. Set it up once, and bunq will send your files on the 1st of every month. You can choose to send the files in a password-protected ZIP file for extra security.

Auto Export overview showing receipt, card, and export icons with a settings menu.

Schedule exports of statements to any email

Never waste time searching for an old statement again. With AutoExport, you can automate the process of exporting and sending bank statements to any email address so your books are kept up-to-date effortlessly. Set it up once, and bunq will send your files on the 1st of every month. You can choose to send the files in a password-protected ZIP file for extra security.

Trusted by millions of users

A circular icon featuring a shield with a dollar sign, symbolizing financial security or protection.

Insured up to €100,000

Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).

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Card Payment Refunds

Your money is protected if something doesn't go as planned.

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Instant Payments

Send and receive money instantly, no waiting.

Icon featuring a blue speech bubble with a question mark inside, set against a dark circular background.

24/7 support

Instant help in your language, whenever you need it.

Trusted by millions of users

A circular icon featuring a shield with a dollar sign, symbolizing financial security or protection.

Insured up to €100,000

Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).

Icon in green and black featuring two horizontal lines with arrows, symbolizing movement or change.

Card Payment Refunds

Your money is protected if something doesn't go as planned.

A circular icon with a pink outline and a checkmark in the center, symbolizing approval or confirmation.

Instant Payments

Send and receive money instantly, no waiting.

Icon featuring a blue speech bubble with a question mark inside, set against a dark circular background.

24/7 support

Instant help in your language, whenever you need it.

Trusted by millions of users

A circular icon featuring a shield with a dollar sign, symbolizing financial security or protection.

Insured up to €100,000

Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).

Icon in green and black featuring two horizontal lines with arrows, symbolizing movement or change.

Card Payment Refunds

Your money is protected if something doesn't go as planned.

A circular icon with a pink outline and a checkmark in the center, symbolizing approval or confirmation.

Instant Payments

Send and receive money instantly, no waiting.

Icon featuring a blue speech bubble with a question mark inside, set against a dark circular background.

24/7 support

Instant help in your language, whenever you need it.

  • Reuters logo in white on a light gray background, featuring the circular dotted emblem and the text “REUTERS”.
  • Reuters logo in white on a light gray background, featuring the circular dotted emblem and the text “REUTERS”.
  • Reuters logo in white on a light gray background, featuring the circular dotted emblem and the text “REUTERS”.

Reviews

"The Budgeting system probably is the most useful service in the Bunq company in my opinion. I have hading some problems with finances and to be honest I have never seen a bank that would help customers to control their money more properly and it’s the first time in my life that this bunq offers a great budgeting system. It’s a relief for me that I founded this financial bank!"

Jeroen

"I was spending a lot of money every month before I started using the services of BUNQ company because they offer great features that helped me to start controlling my funds more efficiently, there is a budgeting system, cashback bonuses, high interest rates on savings accounts and many other things. Btw, their support team is able to communicate with you through the mobile call, chat gmail and etc"

Raffaele

"I’m glad that I came across the Bunq company because since the moment I began to use their services I stopped stressing about finances. I mean, there is an easy budgeting system which allows you to control your funds more efficiently and thanks to this I do not need to worry about how I should survive until the next salary. Btw, I’m using the Easy Bank Pro XL plan and it is totally worth it. 👍👍"

Rupert

Reviews

"The Budgeting system probably is the most useful service in the Bunq company in my opinion. I have hading some problems with finances and to be honest I have never seen a bank that would help customers to control their money more properly and it’s the first time in my life that this bunq offers a great budgeting system. It’s a relief for me that I founded this financial bank!"

Jeroen

"I was spending a lot of money every month before I started using the services of BUNQ company because they offer great features that helped me to start controlling my funds more efficiently, there is a budgeting system, cashback bonuses, high interest rates on savings accounts and many other things. Btw, their support team is able to communicate with you through the mobile call, chat gmail and etc"

Raffaele

"I’m glad that I came across the Bunq company because since the moment I began to use their services I stopped stressing about finances. I mean, there is an easy budgeting system which allows you to control your funds more efficiently and thanks to this I do not need to worry about how I should survive until the next salary. Btw, I’m using the Easy Bank Pro XL plan and it is totally worth it. 👍👍"

Rupert

Reviews

"The Budgeting system probably is the most useful service in the Bunq company in my opinion. I have hading some problems with finances and to be honest I have never seen a bank that would help customers to control their money more properly and it’s the first time in my life that this bunq offers a great budgeting system. It’s a relief for me that I founded this financial bank!"

Jeroen

"I was spending a lot of money every month before I started using the services of BUNQ company because they offer great features that helped me to start controlling my funds more efficiently, there is a budgeting system, cashback bonuses, high interest rates on savings accounts and many other things. Btw, their support team is able to communicate with you through the mobile call, chat gmail and etc"

Raffaele

"I’m glad that I came across the Bunq company because since the moment I began to use their services I stopped stressing about finances. I mean, there is an easy budgeting system which allows you to control your funds more efficiently and thanks to this I do not need to worry about how I should survive until the next salary. Btw, I’m using the Easy Bank Pro XL plan and it is totally worth it. 👍👍"

Rupert

Frequently Asked Questions

What's Salary Sorter?

Simplify your budget management by having your incoming payments automatically sorted into the right accounts. You can choose to sort by percentages or exact amounts, and send your money to any bunq Bank Account or even external IBANs. Set it up once, and watch your money move seamlessly for all similar payments arriving in your account in the future.

How does AutoSave work?

Every payment you make gets rounded up, and the difference is sent to one of your Savings Accounts. For example, the next time you spend €2.20 on that iced latte, you’ll add €0.80 to your savings automatically. You can also choose to save faster by rounding up to the next 2 or 5 euros.

How does Spending Limits work?

Setting up spending limits in the bunq app is simple and effective. Allocate a spending limit to each Budgeting category, and the app will automatically monitor your expenses. Whenever you reach 80%, 95%, or 100% of your limit, you’ll receive an alert, helping you stay on track. This proactive approach ensures you can enjoy your day-to-day activities while keeping your finances in check. Plus, you can adjust your daily spending limits anytime to match your goals and lifestyle.

How does bunq help me in budgeting?

Whether you're planning for a big purchase, saving for a rainy day, or simply want to keep a close eye on your daily spending, the Budgeting tab is designed to make budgeting so easy you’ll actually do it. With just a tap in the app, you get instant access to spending category breakdowns and monthly comparisons, and you easily set up smart automations that help you save.

Spending Insights

The Budgeting tab allows you to easily compare with previous months, making it a powerful tool for managing your finances. You can view your spending per category and easily set spending limits. When you’ve spent 80%, 95% or 100% of a spending limit, the bunq app will send you a notification, making it easier to stay on budget without having to think about it.

AutoSave

Effortlessly grow your Savings Account or invest in Stocks! With AutoSave, every outgoing payment, including payments from Joint and Connected Accounts, is rounded up to the nearest €1, €2 or €5,. The difference between the payment and the rounded-up amount is automatically transferred to your Savings Account or invested in the Stock of your choice 💸

Salary Sorter

With Salary Sorter, you can automatically organize your budget every time you get paid. Sort your salary into categories like bills, savings, daily expenses, or even invest into Stocks. This saves you time and effort so you always have enough set aside for essentials like rent, utilities, or groceries. You’ll be able to consistently invest in Stocks to build your assets without having to think about it

Frequently Asked Questions

What's Salary Sorter?

Simplify your budget management by having your incoming payments automatically sorted into the right accounts. You can choose to sort by percentages or exact amounts, and send your money to any bunq Bank Account or even external IBANs. Set it up once, and watch your money move seamlessly for all similar payments arriving in your account in the future.

How does AutoSave work?

Every payment you make gets rounded up, and the difference is sent to one of your Savings Accounts. For example, the next time you spend €2.20 on that iced latte, you’ll add €0.80 to your savings automatically. You can also choose to save faster by rounding up to the next 2 or 5 euros.

How does Spending Limits work?

Setting up spending limits in the bunq app is simple and effective. Allocate a spending limit to each Budgeting category, and the app will automatically monitor your expenses. Whenever you reach 80%, 95%, or 100% of your limit, you’ll receive an alert, helping you stay on track. This proactive approach ensures you can enjoy your day-to-day activities while keeping your finances in check. Plus, you can adjust your daily spending limits anytime to match your goals and lifestyle.

How does bunq help me in budgeting?

Whether you're planning for a big purchase, saving for a rainy day, or simply want to keep a close eye on your daily spending, the Budgeting tab is designed to make budgeting so easy you’ll actually do it. With just a tap in the app, you get instant access to spending category breakdowns and monthly comparisons, and you easily set up smart automations that help you save.

Spending Insights

The Budgeting tab allows you to easily compare with previous months, making it a powerful tool for managing your finances. You can view your spending per category and easily set spending limits. When you’ve spent 80%, 95% or 100% of a spending limit, the bunq app will send you a notification, making it easier to stay on budget without having to think about it.

AutoSave

Effortlessly grow your Savings Account or invest in Stocks! With AutoSave, every outgoing payment, including payments from Joint and Connected Accounts, is rounded up to the nearest €1, €2 or €5,. The difference between the payment and the rounded-up amount is automatically transferred to your Savings Account or invested in the Stock of your choice 💸

Salary Sorter

With Salary Sorter, you can automatically organize your budget every time you get paid. Sort your salary into categories like bills, savings, daily expenses, or even invest into Stocks. This saves you time and effort so you always have enough set aside for essentials like rent, utilities, or groceries. You’ll be able to consistently invest in Stocks to build your assets without having to think about it

Frequently Asked Questions

What's Salary Sorter?

Simplify your budget management by having your incoming payments automatically sorted into the right accounts. You can choose to sort by percentages or exact amounts, and send your money to any bunq Bank Account or even external IBANs. Set it up once, and watch your money move seamlessly for all similar payments arriving in your account in the future.

How does AutoSave work?

Every payment you make gets rounded up, and the difference is sent to one of your Savings Accounts. For example, the next time you spend €2.20 on that iced latte, you’ll add €0.80 to your savings automatically. You can also choose to save faster by rounding up to the next 2 or 5 euros.

How does Spending Limits work?

Setting up spending limits in the bunq app is simple and effective. Allocate a spending limit to each Budgeting category, and the app will automatically monitor your expenses. Whenever you reach 80%, 95%, or 100% of your limit, you’ll receive an alert, helping you stay on track. This proactive approach ensures you can enjoy your day-to-day activities while keeping your finances in check. Plus, you can adjust your daily spending limits anytime to match your goals and lifestyle.

How does bunq help me in budgeting?

Whether you're planning for a big purchase, saving for a rainy day, or simply want to keep a close eye on your daily spending, the Budgeting tab is designed to make budgeting so easy you’ll actually do it. With just a tap in the app, you get instant access to spending category breakdowns and monthly comparisons, and you easily set up smart automations that help you save.

Spending Insights

The Budgeting tab allows you to easily compare with previous months, making it a powerful tool for managing your finances. You can view your spending per category and easily set spending limits. When you’ve spent 80%, 95% or 100% of a spending limit, the bunq app will send you a notification, making it easier to stay on budget without having to think about it.

AutoSave

Effortlessly grow your Savings Account or invest in Stocks! With AutoSave, every outgoing payment, including payments from Joint and Connected Accounts, is rounded up to the nearest €1, €2 or €5,. The difference between the payment and the rounded-up amount is automatically transferred to your Savings Account or invested in the Stock of your choice 💸

Salary Sorter

With Salary Sorter, you can automatically organize your budget every time you get paid. Sort your salary into categories like bills, savings, daily expenses, or even invest into Stocks. This saves you time and effort so you always have enough set aside for essentials like rent, utilities, or groceries. You’ll be able to consistently invest in Stocks to build your assets without having to think about it

Choose your plan

Try it free for 30 days, no strings attached.

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bunq Free

Free

The essentials to get you started.

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bunq Core

€3.99/month

The bank account for everyday use.

Dark blue diamond icon with two sparkles, indicating an upgraded or polished premium feature.

bunq Pro

€9.99/month

The bank account that makes budgeting easy.

Magenta diamond icon with multiple sparkles, conveying luxury or excellence.

bunq Elite

€18.99/month

The bank account designed for your international lifestyle.

Choose your plan

Try it free for 30 days, no strings attached.

Simple blue diamond icon on a dark background, symbolizing premium or high-value service.

bunq Free

Free

The essentials to get you started.

Green diamond with a sparkle on the top-right, representing premium or elite status feature.

bunq Core

€3.99/month

The bank account for everyday use.

Dark blue diamond icon with two sparkles, indicating an upgraded or polished premium feature.

bunq Pro

€9.99/month

The bank account that makes budgeting easy.

Magenta diamond icon with multiple sparkles, conveying luxury or excellence.

bunq Elite

€18.99/month

The bank account designed for your international lifestyle.

Choose your plan

Try it free for 30 days, no strings attached.

Simple blue diamond icon on a dark background, symbolizing premium or high-value service.

bunq Free

Free

The essentials to get you started.

Green diamond with a sparkle on the top-right, representing premium or elite status feature.

bunq Core

€3.99/month

The bank account for everyday use.

Dark blue diamond icon with two sparkles, indicating an upgraded or polished premium feature.

bunq Pro

€9.99/month

The bank account that makes budgeting easy.

Magenta diamond icon with multiple sparkles, conveying luxury or excellence.

bunq Elite

€18.99/month

The bank account designed for your international lifestyle.

Start your 30-day free trial

Open your account in just 5 minutes, directly from your phone.

Start your 30-day free trial

Open your account in just 5 minutes, directly from your phone.

Start your 30-day free trial

Open your account in just 5 minutes, directly from your phone.