Streamline your business finances
Get 500 free transactions, smart bookkeeping, and up to 1% Cashback on card payments. Open your business account in 5 minutes and start growing with bunq.
Streamline your business finances
Get 500 free transactions, smart bookkeeping, and up to 1% Cashback on card payments. Open your business account in 5 minutes and start growing with bunq.
Streamline your business finances
Get 500 free transactions, smart bookkeeping, and up to 1% Cashback on card payments. Open your business account in 5 minutes and start growing with bunq.
100% online. No branches. No paperwork.
Get started from anywhere, anytime. Just download the bunq app, and you’ll never need to visit a physical branch.
Free for freelancers and sole proprietors
A perfect no fee business bank account option to help you manage your finances efficiently.
Up to 500 free transactions per year
Manage your business without worrying about transaction limits.
100% online. No branches. No paperwork.
Get started from anywhere, anytime. Just download the bunq app, and you’ll never need to visit a physical branch.
Free for freelancers and sole proprietors
A perfect no fee business bank account option to help you manage your finances efficiently.
Up to 500 free transactions per year
Manage your business without worrying about transaction limits.
100% online. No branches. No paperwork.
Get started from anywhere, anytime. Just download the bunq app, and you’ll never need to visit a physical branch.
Free for freelancers and sole proprietors
A perfect no fee business bank account option to help you manage your finances efficiently.
Up to 500 free transactions per year
Manage your business without worrying about transaction limits.
Earn up to 1% Cashback
Get rewarded for every payment made with your business card, including employee cards—paid weekly.
Earn up to 1% Cashback
Get rewarded for every payment made with your business card, including employee cards—paid weekly.
Earn up to 1% Cashback
Get rewarded for every payment made with your business card, including employee cards—paid weekly.
Save more with bunq Deals
Get discounts and special offers from your favorite businesses and services—simply by using bunq. Whether you're booking your next business trip or optimizing business operations, bunq helps you get more for your money.
Save more with bunq Deals
Get discounts and special offers from your favorite businesses and services—simply by using bunq. Whether you're booking your next business trip or optimizing business operations, bunq helps you get more for your money.
Save more with bunq Deals
Get discounts and special offers from your favorite businesses and services—simply by using bunq. Whether you're booking your next business trip or optimizing business operations, bunq helps you get more for your money.
Automate your bookkeeping
Save precious time with bunq’s online banking for business accounts. Say goodbye to manual entry by syncing your accounting software and focus on growing your business.
Automate your bookkeeping
Save precious time with bunq’s online banking for business accounts. Say goodbye to manual entry by syncing your accounting software and focus on growing your business.
Automate your bookkeeping
Save precious time with bunq’s online banking for business accounts. Say goodbye to manual entry by syncing your accounting software and focus on growing your business.
Save time with automation
From VAT automation to invoice processing, bunq offers tools to help you grow and run your business. It’s never been easier to open a business bank account online and streamline your finances.
Save time with automation
From VAT automation to invoice processing, bunq offers tools to help you grow and run your business. It’s never been easier to open a business bank account online and streamline your finances.
Save time with automation
From VAT automation to invoice processing, bunq offers tools to help you grow and run your business. It’s never been easier to open a business bank account online and streamline your finances.
Manage expenses effortlessly
Create up to 25 Bank Accounts to organize your budgeting, manage salaries, set aside savings, and even handle multiple local currencies—all within seconds.
Manage expenses effortlessly
Create up to 25 Bank Accounts to organize your budgeting, manage salaries, set aside savings, and even handle multiple local currencies—all within seconds.
Manage expenses effortlessly
Create up to 25 Bank Accounts to organize your budgeting, manage salaries, set aside savings, and even handle multiple local currencies—all within seconds.
Tap to Pay
Easily accept in-person, contactless payments for your business. Wherever you are, all you need to accept card payments is your bunq app and your phone.
Tap to Pay
Easily accept in-person, contactless payments for your business. Wherever you are, all you need to accept card payments is your bunq app and your phone.
Tap to Pay
Easily accept in-person, contactless payments for your business. Wherever you are, all you need to accept card payments is your bunq app and your phone.
Simplify employee spending
Empower your team with bunq Employee Cards. Set limits, track spending, and generate detailed reports while staying in control of your business expenses.
Simplify employee spending
Empower your team with bunq Employee Cards. Set limits, track spending, and generate detailed reports while staying in control of your business expenses.
Simplify employee spending
Empower your team with bunq Employee Cards. Set limits, track spending, and generate detailed reports while staying in control of your business expenses.
Get a discount on a personal plan
Business users save up to 50% on a personal plan! Simplify your finances by managing business and personal accounts all in one place with bunq.
Get a discount on a personal plan
Business users save up to 50% on a personal plan! Simplify your finances by managing business and personal accounts all in one place with bunq.
Get a discount on a personal plan
Business users save up to 50% on a personal plan! Simplify your finances by managing business and personal accounts all in one place with bunq.
Trusted by millions of users
Insured up to €100,000
Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).
Card Payment Refunds
Your money is protected if something doesn't go as planned.
Instant Payments
Send and receive money instantly, no waiting.
24/7 support
Instant help in your language, whenever you need it.
Trusted by millions of users
Insured up to €100,000
Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).
Card Payment Refunds
Your money is protected if something doesn't go as planned.
Instant Payments
Send and receive money instantly, no waiting.
24/7 support
Instant help in your language, whenever you need it.
Trusted by millions of users
Insured up to €100,000
Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).
Card Payment Refunds
Your money is protected if something doesn't go as planned.
Instant Payments
Send and receive money instantly, no waiting.
24/7 support
Instant help in your language, whenever you need it.
Frequently Asked Questions
What is bunq?
bunq is the ultimate digital bank designed to eliminate the hassle of managing money. From effortless saving and budgeting to travel focused features, bunq empowers you to focus on what truly matters.
What do I need to open a business account with bunq?
To open a bunq business account, you'll need your tax ID, business details (such as company name, legal form, and registration number), a smartphone with the bunq app, and a European business address. The entire process is fully digital and takes under 5 minutes, so you can get started right away.
How to open a business bank account with bunq?
For new users, here’s how to get started:
Download the bunq app
Click on Try for free
Choose your interests for a Personal account, then scroll down to select the features for a Business account as well
Add your personal information
Add your business information
Identify yourself
Complete your Business account signup by providing the additional requested business information via the app
Our KYC team will review your application and let you know if we need more information about your company. We’ll keep you updated!
The moment you’ve applied for your bunq Business account, we’ll get to work in order to verify it for you.
What company information and documents are needed to open a Business account?
Opening a business account with us is quick and easy, but there’s a bit of information we’ll need to make it happen in just 5 minutes. Here’s what we’ll ask for:
We need to know a few key details about your company:
Your company’s activities
The purpose of the business account
Expected transaction volume per month
Who the UBO (ultimate beneficial owner) is
Company directors
Company website
Pro tip: If you provide us with your company website, we can speed up the verification process even more!
What additional documents you might be asked for?
Depending on where your company is registered and its legal structure, we may also need some of the following documents:
Articles of Association (Statuten)
Chamber of Commerce excerpt
Deed of Incorporation
Written consent for jointly authorized directors
IDs of your company directors/UBOs
Shareholders registry
Partnership agreement
Certificate of Beneficial Owners
Organizational chart
Audited financial report
Tax return
Source of income document
VAT declaration
Director’s proof of residence
Why do we need to know this?
Long story short .. it’s a legal requirement. Under the 4th EU Money Laundering Directive (4MLD), we're required to collect the name, date of birth, and ID of your company’s Ultimate Beneficial Owner (UBO).
For capital companies: A UBO is anyone with more than 25% ownership, whether direct or indirect, or who has control over the entity.
For foundations and associations: The UBO is someone who holds over 25% ownership, has voting rights for more than 25% when amending articles of association, or has control over the entity.
For partnerships: The UBO is a person who directly or indirectly holds more than 25% of ownership or voting rights, or who has control of the partnership.
At bunq, we define UBOs as individuals holding exactly 25% or more ownership in a company. That’s why we ask each person at this level to provide the necessary information.
To get your business account up and running, you may need to provide us with some documentation, which you’ll receive as a request directly in the bunq app.
Where should I provide these documents?
You can provide all the needed documentation during your verification. If a document is requested additionally from our responsible department after you've finished your verification, you'll receive a pending event on your Profile - simply click on it and provide the info requested there. In case you experience issues providing the requested info through the in-app event, you can contact us through our Support Center and provide the needed documents there.
What legal forms are accepted?
We accept the following legal forms:
Sole Proprietorship
Private Limited Company (LTD)
Can I add multiple directors to the business bank account?
You can add up to 3 company directors when you have the bunq Core, Pro or Elite subscription. Account Directors have complete access to the company accounts and can add or remove other Account Directors directly within the app.
Can I have both a holding BV & an operating BV with bunq?
Yes! With bunq, you can open and manage both a Holding BV and an Operating BV, all under one personal account setup. Each BV will have its own separate business account, but you can easily switch between them and manage everything in one place
Frequently Asked Questions
What is bunq?
bunq is the ultimate digital bank designed to eliminate the hassle of managing money. From effortless saving and budgeting to travel focused features, bunq empowers you to focus on what truly matters.
What do I need to open a business account with bunq?
To open a bunq business account, you'll need your tax ID, business details (such as company name, legal form, and registration number), a smartphone with the bunq app, and a European business address. The entire process is fully digital and takes under 5 minutes, so you can get started right away.
How to open a business bank account with bunq?
For new users, here’s how to get started:
Download the bunq app
Click on Try for free
Choose your interests for a Personal account, then scroll down to select the features for a Business account as well
Add your personal information
Add your business information
Identify yourself
Complete your Business account signup by providing the additional requested business information via the app
Our KYC team will review your application and let you know if we need more information about your company. We’ll keep you updated!
The moment you’ve applied for your bunq Business account, we’ll get to work in order to verify it for you.
What company information and documents are needed to open a Business account?
Opening a business account with us is quick and easy, but there’s a bit of information we’ll need to make it happen in just 5 minutes. Here’s what we’ll ask for:
We need to know a few key details about your company:
Your company’s activities
The purpose of the business account
Expected transaction volume per month
Who the UBO (ultimate beneficial owner) is
Company directors
Company website
Pro tip: If you provide us with your company website, we can speed up the verification process even more!
What additional documents you might be asked for?
Depending on where your company is registered and its legal structure, we may also need some of the following documents:
Articles of Association (Statuten)
Chamber of Commerce excerpt
Deed of Incorporation
Written consent for jointly authorized directors
IDs of your company directors/UBOs
Shareholders registry
Partnership agreement
Certificate of Beneficial Owners
Organizational chart
Audited financial report
Tax return
Source of income document
VAT declaration
Director’s proof of residence
Why do we need to know this?
Long story short .. it’s a legal requirement. Under the 4th EU Money Laundering Directive (4MLD), we're required to collect the name, date of birth, and ID of your company’s Ultimate Beneficial Owner (UBO).
For capital companies: A UBO is anyone with more than 25% ownership, whether direct or indirect, or who has control over the entity.
For foundations and associations: The UBO is someone who holds over 25% ownership, has voting rights for more than 25% when amending articles of association, or has control over the entity.
For partnerships: The UBO is a person who directly or indirectly holds more than 25% of ownership or voting rights, or who has control of the partnership.
At bunq, we define UBOs as individuals holding exactly 25% or more ownership in a company. That’s why we ask each person at this level to provide the necessary information.
To get your business account up and running, you may need to provide us with some documentation, which you’ll receive as a request directly in the bunq app.
Where should I provide these documents?
You can provide all the needed documentation during your verification. If a document is requested additionally from our responsible department after you've finished your verification, you'll receive a pending event on your Profile - simply click on it and provide the info requested there. In case you experience issues providing the requested info through the in-app event, you can contact us through our Support Center and provide the needed documents there.
What legal forms are accepted?
We accept the following legal forms:
Sole Proprietorship
Private Limited Company (LTD)
Can I add multiple directors to the business bank account?
You can add up to 3 company directors when you have the bunq Core, Pro or Elite subscription. Account Directors have complete access to the company accounts and can add or remove other Account Directors directly within the app.
Can I have both a holding BV & an operating BV with bunq?
Yes! With bunq, you can open and manage both a Holding BV and an Operating BV, all under one personal account setup. Each BV will have its own separate business account, but you can easily switch between them and manage everything in one place
Frequently Asked Questions
What is bunq?
bunq is the ultimate digital bank designed to eliminate the hassle of managing money. From effortless saving and budgeting to travel focused features, bunq empowers you to focus on what truly matters.
What do I need to open a business account with bunq?
To open a bunq business account, you'll need your tax ID, business details (such as company name, legal form, and registration number), a smartphone with the bunq app, and a European business address. The entire process is fully digital and takes under 5 minutes, so you can get started right away.
How to open a business bank account with bunq?
For new users, here’s how to get started:
Download the bunq app
Click on Try for free
Choose your interests for a Personal account, then scroll down to select the features for a Business account as well
Add your personal information
Add your business information
Identify yourself
Complete your Business account signup by providing the additional requested business information via the app
Our KYC team will review your application and let you know if we need more information about your company. We’ll keep you updated!
The moment you’ve applied for your bunq Business account, we’ll get to work in order to verify it for you.
What company information and documents are needed to open a Business account?
Opening a business account with us is quick and easy, but there’s a bit of information we’ll need to make it happen in just 5 minutes. Here’s what we’ll ask for:
We need to know a few key details about your company:
Your company’s activities
The purpose of the business account
Expected transaction volume per month
Who the UBO (ultimate beneficial owner) is
Company directors
Company website
Pro tip: If you provide us with your company website, we can speed up the verification process even more!
What additional documents you might be asked for?
Depending on where your company is registered and its legal structure, we may also need some of the following documents:
Articles of Association (Statuten)
Chamber of Commerce excerpt
Deed of Incorporation
Written consent for jointly authorized directors
IDs of your company directors/UBOs
Shareholders registry
Partnership agreement
Certificate of Beneficial Owners
Organizational chart
Audited financial report
Tax return
Source of income document
VAT declaration
Director’s proof of residence
Why do we need to know this?
Long story short .. it’s a legal requirement. Under the 4th EU Money Laundering Directive (4MLD), we're required to collect the name, date of birth, and ID of your company’s Ultimate Beneficial Owner (UBO).
For capital companies: A UBO is anyone with more than 25% ownership, whether direct or indirect, or who has control over the entity.
For foundations and associations: The UBO is someone who holds over 25% ownership, has voting rights for more than 25% when amending articles of association, or has control over the entity.
For partnerships: The UBO is a person who directly or indirectly holds more than 25% of ownership or voting rights, or who has control of the partnership.
At bunq, we define UBOs as individuals holding exactly 25% or more ownership in a company. That’s why we ask each person at this level to provide the necessary information.
To get your business account up and running, you may need to provide us with some documentation, which you’ll receive as a request directly in the bunq app.
Where should I provide these documents?
You can provide all the needed documentation during your verification. If a document is requested additionally from our responsible department after you've finished your verification, you'll receive a pending event on your Profile - simply click on it and provide the info requested there. In case you experience issues providing the requested info through the in-app event, you can contact us through our Support Center and provide the needed documents there.
What legal forms are accepted?
We accept the following legal forms:
Sole Proprietorship
Private Limited Company (LTD)
Can I add multiple directors to the business bank account?
You can add up to 3 company directors when you have the bunq Core, Pro or Elite subscription. Account Directors have complete access to the company accounts and can add or remove other Account Directors directly within the app.
Can I have both a holding BV & an operating BV with bunq?
Yes! With bunq, you can open and manage both a Holding BV and an Operating BV, all under one personal account setup. Each BV will have its own separate business account, but you can easily switch between them and manage everything in one place
Choose your plan
Try it free for 30 days, no strings attached.
bunq Free Business
Free for Sole Proprietors
The business bank account that gets you started.
bunq Core Business
€7.99/month
Everything you need to run your business.
bunq Pro Business
€13.99/month
Everything you need to scale your business.
bunq Elite Business
€23.99/month
Next level banking for your international business.
Choose your plan
Try it free for 30 days, no strings attached.
bunq Free Business
The business bank account that gets you started.
bunq Core Business
Everything you need to run your business.
bunq Pro Business
Everything you need to scale your business.
bunq Elite Business
Next level banking for your international business.
Choose your plan
Try it free for 30 days, no strings attached.
bunq Free Business
The business bank account that gets you started.
bunq Core Business
Everything you need to run your business.
bunq Pro Business
Everything you need to scale your business.
bunq Elite Business
Next level banking for your international business.
Open your bank account in 5 minutes
Get started now, with just your phone and ID.
Open your bank account in 5 minutes
Get started now, with just your phone and ID.
Open your bank account in 5 minutes
Get started now, with just your phone and ID.