Introduction
Managing your money should be simple, no matter where life takes you. Whether you're a digital nomad, freelancer, or student, bunq has an account designed to fit your lifestyle. This guide will walk you through the features and benefits of each option, so you can choose what works best for you.
Easy Card
Perfect for: Budget-conscious individuals, and anyone seeking a simple, fee-free credit card. You can get a free international credit card in less than 5 minutes.
Key Features:
Free Credit Card: Need a credit card while traveling abroad or for everyday purchases? Sign up, top up, and you’re ready to use it in minutes—no waiting, no hidden fees. Perfect for last-minute travelers or those who want a reliable card on the go.
Instant Payments: No more waiting days to receive your funds. With Instant Payments, your money appears in your account the moment it’s sent, giving you immediate control over your finances.
Easy Top-Up: Whether you’re transferring money from a bank account or using local options like iDeal, topping up your card means you can start spending right away—ideal for those spontaneous plans or unexpected expenses.
Spending Insights: Stay on top of your finances by tracking where your money goes, giving you peace of mind and control with easy-to-read summaries and comparisons.
Plant Trees: For every €1,000 spent, bunq plants a tree.
Travel-Friendly: Real-time updates while you’re abroad help you stay in control of your finances, wherever you are.
If you want a hassle-free credit card with no hidden costs, Easy Card is a great choice.
Easy Savings
Perfect for: Savvy savers, people focused on financial growth, and those who prioritize ethical investments.
Key Features:
Includes everything from the Easy Card plan.
High-Interest Savings: Earn 2.01% interest paid out weekly—so your money grows faster while you sit back and watch your balance rise.
Safety First: With bunq, your deposits are insured up to €100,000.
Instant Notifications: Stay in the loop with every deposit and withdrawal. No more checking balances constantly—you’ll know exactly what’s happening in your account the moment it happens.
If growing your savings with a high-interest rate appeals to you, the Easy Savings plan is the ideal choice.
Easy Bank
Perfect for: Freelancers, small business owners, and those needing a full-service bank account with extra perks.
Key Features:
Includes everything from the Easy Savings plan.
Free Cards: Receive one physical and one virtual card for flexible spending and easy management of your finances.
Joint Account: Need to manage expenses with a partner or team? With bunq, you can share an account with up to 10 people, making it easy to keep finances transparent and organized, whether for business or personal reasons.
In-Store Deposits: Deposit cash at over 10,000 locations, perfect if you handle physical cash regularly.
Scheduled Payments and Requests: Automate recurring payments and payment requests, simplifying your financial management and reducing the chance of missed payments.
bunq.me: Send custom payment links to clients, friends, or family. No need for awkward bank transfers—just share a link and get paid instantly.
Affordable Plan: Just €3.99 per month after a free trial.
Switch Service: Transfer payments and direct debits from your old bank to bunq with ease, making switching hassle-free.
Why Choose Easy Bank?
If you need a comprehensive banking solution with added benefits like joint accounts, free cards, and automated payments and requests, Easy Bank is a smart option.
Easy Bank Pro
Perfect for: Digital nomads, students, and entrepreneurs needing advanced financial management and international banking features.
Key Features:
Includes everything from the Easy Bank plan.
Multiple Accounts: Manage up to 25 dedicated accounts for various expenses, helping you organize your finances precisely as you want.
Extensive Card Options: Includes 3 physical and 26 virtual cards that offer flexibility, security, and control over your spending, this allows for easy management of personal, business, and travel expenses.
Global Banking: Open accounts with 5 local IBANs and in 22 local currencies, with Zero FX. Enjoy seamless international banking without extra costs.
Interest Rates: Earn up to 2.01% on EUR, and 3.01% on USD and GBP, maximizing your earnings on multiple currencies.
Payment Sorter: Automatically sort your salary into the right accounts, simplifying budget management and ensuring funds are always where they need to be.
Spending Limits: Set monthly spending limits by category, keeping your budget in check and avoiding overspending.
Easy Budgeting: Automatically allocate income into specific accounts, track spending limits, and see exactly where your money goes. Whether it’s groceries, rent, or business expenses, you’ll always be in the know.
AutoSave: Save effortlessly by rounding up your payments and setting aside the difference, helping you reach your savings goals without extra effort.
Loyalty Cards: Add your loyalty cards to bunq for quick access.
If you frequently travel, manage multiple income streams, or need a robust financial tool for overseeing expenses, Easy Bank Pro offers unmatched flexibility and features tailored for professionals and international banking.
Easy Bank Pro XL
Perfect for: High-flying professionals, frequent travelers, and those who want the ultimate banking experience with premium benefits.
Key Features:
Includes everything from the Easy Bank Pro plan.
Travel Insurance: Stay protected wherever you go, with automatic worldwide coverage. No extra paperwork, no extra cost—just peace of mind.
Plant Trees: bunq plants a tree for just every €100 spent. You can travel, save, and contribute to a greener planet all at the same time.
Cashback: Earn up to 2% cashback on eligible purchases. Get rewarded for the money you’re already spending and enjoy premium perks while you’re at it.
For those who want the very best bunq has to offer, Easy Bank Pro XL delivers premium features and exclusive benefits.
Conclusion
Choosing the right bunq account depends on your specific needs and lifestyle. Whether you're a student, digital nomad, or seasoned professional, bunq has a plan tailored just for you. Ready to find your perfect match? Explore bunq plans today and take control of your finances like never before.
Still can’t decide? Take a look at our full plan comparison.