All your banking. One powerful app.

Spend, save, and manage your money effortlessly with bunq. Get started in 5 minutes using just your phone and ID and bank smarter from day one.

All your banking. One powerful app.

Spend, save, and manage your money effortlessly with bunq. Get started in 5 minutes using just your phone and ID and bank smarter from day one.

All your banking. One powerful app.

Spend, save, and manage your money effortlessly with bunq. Get started in 5 minutes using just your phone and ID and bank smarter from day one.

Finally, simple banking that just fits daily life

Finally, simple banking that just fits daily life

Finally, simple banking that just fits daily life

Personal Account

Couples

Parents/Children

Expats

Students

Business Accounts

Freelancers

Banking that keeps up with you

Everything you need, in one app. Budget smarter, organize your money with multiple IBANs, and even invest—all from your phone.

  • Banking that keeps up with you

    Everything you need, in one app. Budget smarter, organize your money with multiple IBANs, and even invest—all from your phone.

  • Shared finances, done right

    Manage money together, without the friction. Share accounts, stay transparent, and keep things simple—so you can focus on building your life, not managing finances.

  • Stay in control with Child Accounts

    Give your kids a head start with money. They get their own account, while you stay in control with full visibility and real-time alerts. bunq Pro is free for children.

  • Your new life starts here

    Hit the ground running in Europe. Open your account before you arrive, start spending and saving instantly, and sort the paperwork later.

  • Smarter money for student life

    Stay in control without overthinking it. Automate your budgeting, split money into up to 25 accounts, and manage life at home or abroad—with bunq Pro free.

  • Banking that grows with you


    Run your business with clarity and control. Manage multiple accounts, handle different currencies, and automate your finances—all in one place.

  • Focus on your work, not your finances

    Spend less time on admin, more time on your work. Automate your finances and stay on top of everything without slowing down.

Discover bunq today, join 20 million worldwide

Sign up in just 5 minutes

Download the bunq app on your phone.

Fill in your name, address, email, and phone number.

Verify your ID with a quick video selfie and start banking right away.

Discover bunq today, join 20 million worldwide

Sign up in just 5 minutes

Download the bunq app on your phone.

Fill in your name, address, email, and phone number.

Verify your ID with a quick video selfie and start banking right away.

Discover bunq today, join 20 million worldwide

Sign up in just 5 minutes

Download the bunq app on your phone.

Fill in your name, address, email, and phone number.

Verify your ID with a quick video selfie and start banking right away.

All you need from an online bank, in 1 app

Forget baffling jargon or waiting for your bank's permission. Discover easy-to-use features that let you manage your money at your own pace.

All you need from an online bank, in 1 app

Forget baffling jargon or waiting for your bank's permission. Discover easy-to-use features that let you manage your money at your own pace.

All you need from an online bank, in 1 app

Forget baffling jargon or waiting for your bank's permission. Discover easy-to-use features that let you manage your money at your own pace.

Tap to tidy up your money

Organize your finances and budget as you like, with dedicated money pockets. Create as many as you want! Each has its own IBAN to transfer money, set up direct debits or link to your bunq card.

Tap to tidy up your money

Organize your finances and budget as you like, with dedicated money pockets. Create as many as you want! Each has its own IBAN to transfer money, set up direct debits or link to your bunq card.

Tap to tidy up your money

Organize your finances and budget as you like, with dedicated money pockets. Create as many as you want! Each has its own IBAN to transfer money, set up direct debits or link to your bunq card.

Cards that simply work

Right when you start, you'll have a Digital Credit Card that you can use with Apple Pay or Google Pay. For Easy Budgeting, link your card and pay from any of your Bank Accounts. Your Physical Card can have your own design, to make it uniquely yours.

Cards that simply work

Right when you start, you'll have a Digital Credit Card that you can use with Apple Pay or Google Pay. For Easy Budgeting, link your card and pay from any of your Bank Accounts. Your Physical Card can have your own design, to make it uniquely yours.

Cards that simply work

Right when you start, you'll have a Digital Credit Card that you can use with Apple Pay or Google Pay. For Easy Budgeting, link your card and pay from any of your Bank Accounts. Your Physical Card can have your own design, to make it uniquely yours.

Buy & sell crypto, right where you bank

Get started with crypto directly from your bunq app*. Choose from top cryptocurrencies—buying and selling takes just a tap. Your transactions are protected with two-factor authentication and encryption.

* Investment services are provided by Kraken. Please note that investments in digital assets (or crypto assets) carry a high risk of total or partial capital loss. The information contained on this page should not be construed as a personal recommendation, investment advice, or an invitation to make any investment decision. Therefore, you should carefully consider your financial situation, consult the applicable documents and information, or seek independent professional advice before initiating any financial transactions or subscribing to new investment services.

Buy & sell crypto, right where you bank

Get started with crypto directly from your bunq app*. Choose from top cryptocurrencies—buying and selling takes just a tap. Your transactions are protected with two-factor authentication and encryption.

* Investment services are provided by Kraken. Please note that investments in digital assets (or crypto assets) carry a high risk of total or partial capital loss. The information contained on this page should not be construed as a personal recommendation, investment advice, or an invitation to make any investment decision. Therefore, you should carefully consider your financial situation, consult the applicable documents and information, or seek independent professional advice before initiating any financial transactions or subscribing to new investment services.

Buy & sell crypto, right where you bank

Get started with crypto directly from your bunq app*. Choose from top cryptocurrencies—buying and selling takes just a tap. Your transactions are protected with two-factor authentication and encryption.

* Investment services are provided by Kraken. Please note that investments in digital assets (or crypto assets) carry a high risk of total or partial capital loss. The information contained on this page should not be construed as a personal recommendation, investment advice, or an invitation to make any investment decision. Therefore, you should carefully consider your financial situation, consult the applicable documents and information, or seek independent professional advice before initiating any financial transactions or subscribing to new investment services.

The easiest way to invest in Stocks

You don't need to install separate trading apps or go through endless paperwork to get started. Grow your wealth simple and stress-free*. Everything you need to get started is in one place—with your truly mobile bank.

* Investment services are provided by Ginmon. Please note that all investments carry a high risk of total or partial capital loss. The information contained on this page does not constitute a personal recommendation, investment advice, or an invitation to make any investment decision. Therefore, you should carefully consider your financial situation, consult the applicable documents and information, or seek independent professional advice before initiating any financial transactions or subscribing to new investment services. Learn more

The easiest way to invest in Stocks

You don't need to install separate trading apps or go through endless paperwork to get started. Grow your wealth simple and stress-free*. Everything you need to get started is in one place—with your truly mobile bank.

* Investment services are provided by Ginmon. Please note that all investments carry a high risk of total or partial capital loss. The information contained on this page does not constitute a personal recommendation, investment advice, or an invitation to make any investment decision. Therefore, you should carefully consider your financial situation, consult the applicable documents and information, or seek independent professional advice before initiating any financial transactions or subscribing to new investment services. Learn more

The easiest way to invest in Stocks

You don't need to install separate trading apps or go through endless paperwork to get started. Grow your wealth simple and stress-free*. Everything you need to get started is in one place—with your truly mobile bank.

* Investment services are provided by Ginmon. Please note that all investments carry a high risk of total or partial capital loss. The information contained on this page does not constitute a personal recommendation, investment advice, or an invitation to make any investment decision. Therefore, you should carefully consider your financial situation, consult the applicable documents and information, or seek independent professional advice before initiating any financial transactions or subscribing to new investment services. Learn more

Travel worry free

Install an eSIM directly from the bunq app and top it up anytime—even without a connection. Plus, save up to 90% on roaming costs. With bunq Elite, get 8GB of free global data every year and be automatically protected on all your trips with included Travel Insurance*.

Travel worry free

Install an eSIM directly from the bunq app and top it up anytime—even without a connection. Plus, save up to 90% on roaming costs. With bunq Elite, get 8GB of free global data every year and be automatically protected on all your trips with included Travel Insurance*.

Travel worry free

Install an eSIM directly from the bunq app and top it up anytime—even without a connection. Plus, save up to 90% on roaming costs. With bunq Elite, get 8GB of free global data every year and be automatically protected on all your trips with included Travel Insurance*.

Effortlessly grow your savings

Enjoy high interest rates*, up to 50% higher than you'll get at traditional banks. Your interest is paid out weekly, so with compound interest you'll earn even more interest over time! To reach your savings goals even faster, round up your payments with Auto Round Up—smarter way to grow your savings.

Effortlessly grow your savings

Enjoy high interest rates*, up to 50% higher than you'll get at traditional banks. Your interest is paid out weekly, so with compound interest you'll earn even more interest over time! To reach your savings goals even faster, round up your payments with Auto Round Up—smarter way to grow your savings.

Effortlessly grow your savings

Enjoy high interest rates*, up to 50% higher than you'll get at traditional banks. Your interest is paid out weekly, so with compound interest you'll earn even more interest over time! To reach your savings goals even faster, round up your payments with Auto Round Up—smarter way to grow your savings.

Lock in a guaranteed interest rate

Earn up to 2.11% annual interest on your savings. Set your money aside and enjoy a guaranteed rate for the term you choose.

Lock in a guaranteed interest rate

Earn up to 2.11% annual interest on your savings. Set your money aside and enjoy a guaranteed rate for the term you choose.

Lock in a guaranteed interest rate

Earn up to 2.11% annual interest on your savings. Set your money aside and enjoy a guaranteed rate for the term you choose.

Choose your plan

Try it free for 30 days, no strings attached.

bunq Free

Free

The essentials to get you started.

bunq Core

€3.99/month

The bank account for everyday use.

bunq Pro

€9.99/month

The bank account that makes budgeting easy.

bunq Elite

€18.99/month

The bank account designed for your international lifestyle.

Choose your plan

Try it free for 30 days, no strings attached.

bunq Free

Free

The essentials to get you started.

bunq Core

€3.99/month

The bank account for everyday use.

bunq Pro

€9.99/month

The bank account that makes budgeting easy.

bunq Elite

€18.99/month

The bank account designed for your international lifestyle.

Choose your plan

Try it free for 30 days, no strings attached.

bunq Free

Free

The essentials to get you started.

bunq Core

€3.99/month

The bank account for everyday use.

bunq Pro

€9.99/month

The bank account that makes budgeting easy.

bunq Elite

€18.99/month

The bank account designed for your international lifestyle.

Trusted by millions of users

Join over 20 million users on the bunq platform

Insured up to €100,000

Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).

Card Payment Refunds

Your money is protected if something doesn't go as planned.

Instant Payments

Send and receive money instantly, no waiting.

24/7 support

Instant help in your language, whenever you need it.

Trusted by millions of users

Join over 20 million users on the bunq platform

Insured up to €100,000

Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).

Card Payment Refunds

Your money is protected if something doesn't go as planned.

Instant Payments

Send and receive money instantly, no waiting.

24/7 support

Instant help in your language, whenever you need it.

Trusted by millions of users

Join over 20 million users on the bunq platform

Insured up to €100,000

Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).

Card Payment Refunds

Your money is protected if something doesn't go as planned.

Instant Payments

Send and receive money instantly, no waiting.

24/7 support

Instant help in your language, whenever you need it.

Frequently Asked Questions

How do I open an account with bunq?

Simply download the app and follow the steps. You can open a bunq account in just 5 minutes. All you need is your phone and ID.

Simply download the app and follow the steps. You can open a bunq account in just 5 minutes. All you need is your phone and ID.

What’s the best online bank?

bunq stands out as one of the best online banks thanks to its innovation, transparency, and focus on simplicity and sustainability. With an intuitive app, up to 25 sub-accounts, automated budgeting features, and multi-IBANs, bunq offers a modern, flexible banking experience. Plus, every time you spend, you help plant trees—so you manage your money and support the planet at the same time.

Which online bank should I choose?

bunq fits every lifestyle: expats, parents, couples, entrepreneurs, students, or savers. With multi-IBANs, dedicated sub-accounts, budgeting tools, and shared accounts, bunq gives you flexible solutions to manage your money easily. Whatever you need, bunq helps you bank simply, efficiently, and sustainably.

What is a bank card?

A bank card is a payment method that lets you shop in stores, online, or withdraw cash from ATMs. With bunq, you get unmatched flexibility: up to 25 digital (credit or debit) cards and up to 3 physical cards, all linked to your sub-accounts. This makes it easy to manage your spending and stay in control of your finances.

How do I get a bank card?

Getting a digital bunq card is quick and easy – just a few taps in the bunq app. You can use it immediately with Apple Pay or Google Pay. Prefer a physical card? Order one through the app and have it delivered to your home.

Frequently Asked Questions

How do I open an account with bunq?

Simply download the app and follow the steps. You can open a bunq account in just 5 minutes. All you need is your phone and ID.

Simply download the app and follow the steps. You can open a bunq account in just 5 minutes. All you need is your phone and ID.

What’s the best online bank?

bunq stands out as one of the best online banks thanks to its innovation, transparency, and focus on simplicity and sustainability. With an intuitive app, up to 25 sub-accounts, automated budgeting features, and multi-IBANs, bunq offers a modern, flexible banking experience. Plus, every time you spend, you help plant trees—so you manage your money and support the planet at the same time.

Which online bank should I choose?

bunq fits every lifestyle: expats, parents, couples, entrepreneurs, students, or savers. With multi-IBANs, dedicated sub-accounts, budgeting tools, and shared accounts, bunq gives you flexible solutions to manage your money easily. Whatever you need, bunq helps you bank simply, efficiently, and sustainably.

What is a bank card?

A bank card is a payment method that lets you shop in stores, online, or withdraw cash from ATMs. With bunq, you get unmatched flexibility: up to 25 digital (credit or debit) cards and up to 3 physical cards, all linked to your sub-accounts. This makes it easy to manage your spending and stay in control of your finances.

How do I get a bank card?

Getting a digital bunq card is quick and easy – just a few taps in the bunq app. You can use it immediately with Apple Pay or Google Pay. Prefer a physical card? Order one through the app and have it delivered to your home.

Frequently Asked Questions

How do I open an account with bunq?

Simply download the app and follow the steps. You can open a bunq account in just 5 minutes. All you need is your phone and ID.

Simply download the app and follow the steps. You can open a bunq account in just 5 minutes. All you need is your phone and ID.

What’s the best online bank?

bunq stands out as one of the best online banks thanks to its innovation, transparency, and focus on simplicity and sustainability. With an intuitive app, up to 25 sub-accounts, automated budgeting features, and multi-IBANs, bunq offers a modern, flexible banking experience. Plus, every time you spend, you help plant trees—so you manage your money and support the planet at the same time.

Which online bank should I choose?

bunq fits every lifestyle: expats, parents, couples, entrepreneurs, students, or savers. With multi-IBANs, dedicated sub-accounts, budgeting tools, and shared accounts, bunq gives you flexible solutions to manage your money easily. Whatever you need, bunq helps you bank simply, efficiently, and sustainably.

What is a bank card?

A bank card is a payment method that lets you shop in stores, online, or withdraw cash from ATMs. With bunq, you get unmatched flexibility: up to 25 digital (credit or debit) cards and up to 3 physical cards, all linked to your sub-accounts. This makes it easy to manage your spending and stay in control of your finances.

How do I get a bank card?

Getting a digital bunq card is quick and easy – just a few taps in the bunq app. You can use it immediately with Apple Pay or Google Pay. Prefer a physical card? Order one through the app and have it delivered to your home.

Open your Bank Account in 5 minutes

Get started now, with just your phone and ID.

Open your Bank Account in 5 minutes

Get started now, with just your phone and ID.

Open your Bank Account in 5 minutes

Get started now, with just your phone and ID.