Joint Accounts at bunq
Open Joint Accounts without any hassle
Discover bunq's Joint Account features
Easily share your finances
Start banking with up to 10 bunqers in minutes, all with shared access.
Save together
All bunq plans include Joint Savings Account.
Joint budgeting made easy
Up to 25 money pots to help plan joint spending and grow savings.
Easily share your finances
Start banking with up to 10 bunqers in minutes. You all get your own card, and everyone has a clear overview of your shared finances.
Joint Savings Accounts
Open a Joint Savings Account in seconds and save together effortlessly. Enjoy all the benefits of a regular Savings Account—including 2,51%* interest—while sharing legal ownership. Ideal for partners, friends, or families.
Budget together
No more "Who paid for what?" Know exactly where your money’s going. Get your salary sorted, purchases categorized, and leftover funds automatically added to your Joint Savings Account.
Save with a bunq Pack
Save up to 30% with a bunq Pack! Get 4 Personal Accounts or 3 Personal and 1 Business Account for just €28.99 per month.
Trusted by millions of users
Insured up to €100.000
Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).
Card Payment Refunds
Your money is protected if something doesn't go as planned.
Instant Payments
Send and receive money instantly, no waiting.
24/7 support
Instant help in your language, whenever you need it.
Choose your plan
Try it free for 30 days, no strings attached.
bunq Free
The essentials to get you started.
bunq Core
The bank account for everyday use.
bunq Pro
The bank account that travels with you.
bunq Elite
The bank account designed for your international lifestyle.
Frequently Asked Questions
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What is a Joint Account?
A Joint Account allows 2 or more legal owners to share and manage a payment account together.
✔ Instant notifications for all transactions.
✔ All funds are shared, including any negative balances.
📝 Requirements: Each co-owner must have their own bunq account before creating a Joint Account.
How to open a Joint Bank Account?
You can invite both bunq and non-bunq users. If your partner is a non-bunq user, they will need to sign up and accept the invite. Here’s how you can create a Joint account:
Existing user
Follow the steps mentioned below:
Go to the 🏠 Home tab
Tap on 🟣 +Add
Tap on 🟢 Add Bank Account
Tap on "Joint Account"
Select Partner(s)
Personalize your account
Done! ✅
New user
Open the app
Tap on “Try for free"
Select account type
Fill in your email address and telephone number
Add your personal information
Add your partner’s information and send them an invite
Start the verification process by verifying your identity
How to open a Joint Savings Account?
With a Joint Savings Account, you can easily save together with your friends, family or partners and receive a high MassInterest rate.
How do I create a Joint Account?
Go to the 🏠 Home tab
Tap on 🟣 +Add
Tap on 🟢 Add Bank Account
Tap on Joint Savings Account
Select Partner(s)
Personalize your account
Done! ✅
Start your 30-day free trial
Open your account in just 5 minutes, directly from your phone.
