Budgeting so easy you'll actually do it!

Set up separate Bank Accounts for each spending category and let bunq do the rest—sort your salary, set limits, save automatically, and track it all with ease.

Category list showing expenses for utilities, groceries, travel, and health.

Budgeting so easy you'll actually do it!

Set up separate Bank Accounts for each spending category and let bunq do the rest—sort your salary, set limits, save automatically, and track it all with ease.

Category list showing expenses for utilities, groceries, travel, and health.

Budgeting so easy you'll actually do it!

Set up separate Bank Accounts for each spending category and let bunq do the rest—sort your salary, set limits, save automatically, and track it all with ease.

Category list showing expenses for utilities, groceries, travel, and health.

Easy Budgeting

Set up dedicated Bank Accounts and budget from them automatically.

Organize Your Income

Sort incoming payment automatically.

Insights

Get spending insights for all your bank accounts.

Auto Round Up

Round up payments and save the difference.

Spending Limits

Set limits per category and stick to them.

Invoice Scanning

Scan and process invoices in a snap.

Easy Budgeting

Set up dedicated Bank Accounts and budget from them automatically.

Organize Your Income

Sort incoming payment automatically.

Insights

Get spending insights for all your bank accounts.

Auto Round Up

Round up payments and save the difference.

Spending Limits

Set limits per category and stick to them.

Invoice Scanning

Scan and process invoices in a snap.

Easy Budgeting

Set up dedicated Bank Accounts and budget from them automatically.

Organize Your Income

Sort incoming payment automatically.

Insights

Get spending insights for all your bank accounts.

Auto Round Up

Round up payments and save the difference.

Spending Limits

Set limits per category and stick to them.

Invoice Scanning

Scan and process invoices in a snap.

Know where your money goes

Take control of your finances with Easy Budgeting! Set up separate Bank Accounts for different spending categories, each with a unique IBAN for seamless transfers and direct debits.

Know where your money goes

Take control of your finances with Easy Budgeting! Set up separate Bank Accounts for different spending categories, each with a unique IBAN for seamless transfers and direct debits.

Know where your money goes

Take control of your finances with Easy Budgeting! Set up separate Bank Accounts for different spending categories, each with a unique IBAN for seamless transfers and direct debits.

Colorful branch-like graph showing money flow across categories with euro labels.

Organize Your Income

Take the hassle out of budgeting with Organize Your Income—automatically distribute your incoming payments into the right Bank Accounts for effortless budget management.

Colorful branch-like graph showing money flow across categories with euro labels.

Organize Your Income

Take the hassle out of budgeting with Organize Your Income—automatically distribute your incoming payments into the right Bank Accounts for effortless budget management.

Colorful branch-like graph showing money flow across categories with euro labels.

Organize Your Income

Take the hassle out of budgeting with Organize Your Income—automatically distribute your incoming payments into the right Bank Accounts for effortless budget management.

Spending categories with amounts listed for transportation, dining, and savings.

Spending Insights

Get a crystal-clear overview of your finances with Personalized Budgeting Insights. Track spending, analyze trends, and connect both your bunq and external Bank Accounts for a complete financial picture.

Spending categories with amounts listed for transportation, dining, and savings.

Spending Insights

Get a crystal-clear overview of your finances with Personalized Budgeting Insights. Track spending, analyze trends, and connect both your bunq and external Bank Accounts for a complete financial picture.

Spending categories with amounts listed for transportation, dining, and savings.

Spending Insights

Get a crystal-clear overview of your finances with Personalized Budgeting Insights. Track spending, analyze trends, and connect both your bunq and external Bank Accounts for a complete financial picture.

Piggy bank walking beneath a savings automation toggle switch.

Auto Round Up

Turn on Auto Round Up and reach your savings goals faster. Every payment rounds up automatically, sending the difference to your Savings Account, so you save without even thinking about it!

Piggy bank walking beneath a savings automation toggle switch.

Auto Round Up

Turn on Auto Round Up and reach your savings goals faster. Every payment rounds up automatically, sending the difference to your Savings Account, so you save without even thinking about it!

Piggy bank walking beneath a savings automation toggle switch.

Auto Round Up

Turn on Auto Round Up and reach your savings goals faster. Every payment rounds up automatically, sending the difference to your Savings Account, so you save without even thinking about it!

Bar chart with yellow bars showing spending trends in a dark card interface.

Spending Limits

Set Spending Limits by Budgeting category in the bunq app and manage your finances effortlessly. Get alerts when you're nearing your limit and stick to your budget with ease.

Bar chart with yellow bars showing spending trends in a dark card interface.

Spending Limits

Set Spending Limits by Budgeting category in the bunq app and manage your finances effortlessly. Get alerts when you're nearing your limit and stick to your budget with ease.

Bar chart with yellow bars showing spending trends in a dark card interface.

Spending Limits

Set Spending Limits by Budgeting category in the bunq app and manage your finances effortlessly. Get alerts when you're nearing your limit and stick to your budget with ease.

Stack of printed documents representing invoice scanning features.

Invoice scanning

Processing a lot of invoices? Save time with Invoice Scanning in the bunq app. Simply scan your document, and we’ll handle the data entry in seconds—no manual input needed.

Stack of printed documents representing invoice scanning features.

Invoice scanning

Processing a lot of invoices? Save time with Invoice Scanning in the bunq app. Simply scan your document, and we’ll handle the data entry in seconds—no manual input needed.

Stack of printed documents representing invoice scanning features.

Invoice scanning

Processing a lot of invoices? Save time with Invoice Scanning in the bunq app. Simply scan your document, and we’ll handle the data entry in seconds—no manual input needed.

Add notes to transactions

Easily track and manage your payments by adding notes and receipts to keep everything organized in one place.

Add notes to transactions

Easily track and manage your payments by adding notes and receipts to keep everything organized in one place.

Add notes to transactions

Easily track and manage your payments by adding notes and receipts to keep everything organized in one place.

Budget together

No more "Who paid for what?" Know exactly where your money’s going. Get your salary sorted, purchases categorized, and leftover funds automatically added to your Joint Savings Account.

Budget together

No more "Who paid for what?" Know exactly where your money’s going. Get your salary sorted, purchases categorized, and leftover funds automatically added to your Joint Savings Account.

Budget together

No more "Who paid for what?" Know exactly where your money’s going. Get your salary sorted, purchases categorized, and leftover funds automatically added to your Joint Savings Account.

Schedule exports of statements to any email

Never waste time searching for an old statement again. With AutoExport, you can automate the process of exporting and sending bank statements to any email address so your books are kept up-to-date effortlessly. Set it up once, and bunq will send your files on the 1st of every month. You can choose to send the files in a password-protected ZIP file for extra security.

Schedule exports of statements to any email

Never waste time searching for an old statement again. With AutoExport, you can automate the process of exporting and sending bank statements to any email address so your books are kept up-to-date effortlessly. Set it up once, and bunq will send your files on the 1st of every month. You can choose to send the files in a password-protected ZIP file for extra security.

Schedule exports of statements to any email

Never waste time searching for an old statement again. With AutoExport, you can automate the process of exporting and sending bank statements to any email address so your books are kept up-to-date effortlessly. Set it up once, and bunq will send your files on the 1st of every month. You can choose to send the files in a password-protected ZIP file for extra security.

Choose your plan

Try it free for 30 days, no strings attached.

bunq Free

Free

The essentials to get you started.

bunq Core

€3.99/month

The bank account for everyday use.

bunq Pro

€9.99/month

The bank account that makes budgeting easy.

bunq Elite

€18.99/month

The bank account designed for your international lifestyle.

Choose your plan

Try it free for 30 days, no strings attached.

bunq Free

Free

The essentials to get you started.

bunq Core

€3.99/month

The bank account for everyday use.

bunq Pro

€9.99/month

The bank account that makes budgeting easy.

bunq Elite

€18.99/month

The bank account designed for your international lifestyle.

Choose your plan

Try it free for 30 days, no strings attached.

bunq Free

Free

The essentials to get you started.

bunq Core

€3.99/month

The bank account for everyday use.

bunq Pro

€9.99/month

The bank account that makes budgeting easy.

bunq Elite

€18.99/month

The bank account designed for your international lifestyle.

Trusted by millions of users

Join over 20 million users on the bunq platform

Insured up to €100,000

Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).

Card Payment Refunds

Your money is protected if something doesn't go as planned.

Instant Payments

Send and receive money instantly, no waiting.

24/7 support

Instant help in your language, whenever you need it.

Trusted by millions of users

Join over 20 million users on the bunq platform

Insured up to €100,000

Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).

Card Payment Refunds

Your money is protected if something doesn't go as planned.

Instant Payments

Send and receive money instantly, no waiting.

24/7 support

Instant help in your language, whenever you need it.

Trusted by millions of users

Join over 20 million users on the bunq platform

Insured up to €100,000

Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).

Card Payment Refunds

Your money is protected if something doesn't go as planned.

Instant Payments

Send and receive money instantly, no waiting.

24/7 support

Instant help in your language, whenever you need it.

Start your 30-day free trial

Open your account in just 5 minutes, directly from your phone.

Frequently Asked Questions

What's Organize Your Income?

Simplify your budget management by having your incoming payments automatically sorted into the right accounts. You can choose to sort by percentages or exact amounts, and send your money to any bunq Bank Account or even external IBANs. Set it up once, and watch your money move seamlessly for all similar payments arriving in your account in the future.

Simplify your budget management by having your incoming payments automatically sorted into the right accounts. You can choose to sort by percentages or exact amounts, and send your money to any bunq Bank Account or even external IBANs. Set it up once, and watch your money move seamlessly for all similar payments arriving in your account in the future.

How does Auto Round Up work?

Save effortlessly every time you pay. Each payment is rounded up to the nearest euro, and the spare change goes straight to your Savings Account—or into Stocks, if you prefer.
For example, spend €5.20 on an iced latte and €0.80 is saved automatically. Want to save even faster? Round up to the nearest €2 or €5 instead.

How does Spending Limits work?

Setting up spending limits in the bunq app is simple and effective. Allocate a spending limit to each Budgeting category, and the app will automatically monitor your expenses. Whenever you reach 80%, 95%, or 100% of your limit, you’ll receive an alert, helping you stay on track. This proactive approach ensures you can enjoy your day-to-day activities while keeping your finances in check. Plus, you can adjust your daily spending limits anytime to match your goals and lifestyle.

How does bunq help me in budgeting?

Whether you're planning for a big purchase, saving for a rainy day, or simply want to keep a close eye on your daily spending, the Budgeting tab is designed to make budgeting so easy you’ll actually do it. With just a tap in the app, you get instant access to spending category breakdowns and monthly comparisons, and you easily set up smart automations that help you save.

Spending Insights

The Budgeting tab allows you to easily compare with previous months, making it a powerful tool for managing your finances. You can view your spending per category and easily set spending limits. When you’ve spent 80%, 95% or 100% of a spending limit, the bunq app will send you a notification, making it easier to stay on budget without having to think about it.

Auto Round Up

Effortlessly grow your Savings Account or invest in Stocks! With Auto Round Up, every outgoing payment, including payments from Joint and Connected Accounts, is rounded up to the nearest €1, €2 or €5,. The difference between the payment and the rounded-up amount is automatically transferred to your Savings Account or invested in the Stock of your choice 💸

Organize Your Income

With Organize Your Income, you can automatically organize your budget every time you get paid. Sort your salary into categories like bills, savings, daily expenses, or even invest into Stocks. This saves you time and effort so you always have enough set aside for essentials like rent, utilities, or groceries. You’ll be able to consistently invest in Stocks to build your assets without having to think about it

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