The Bank for Travelers

Enjoy worldwide travel insurance, best exchange rates, and smart travel features. Travel smarter with bunq.

The Bank for Travelers

Enjoy worldwide travel insurance, best exchange rates, and smart travel features. Travel smarter with bunq.

The Bank for Travelers

Enjoy worldwide travel insurance, best exchange rates, and smart travel features. Travel smarter with bunq.

Orange globe with arrows icon on a dark background representing currency exchange or travel.

Travel Assistant

Get practical money tips for your trips.

Orange icon of continents on a globe representing location or global presence.

Travel Insurance

Worldwide coverage with zero hassle.

Pink beach umbrella icon on a dark circular background representing vacation.

Instant notifications

Be informed of foreign transactions in euros, how much you've saved thanks to ZeroFX, and more.

Blue sim card icon on a dark background representing eSIM roaming data feature.

eSIM

Save up to 90% on roaming costs.

Blue zero icon on a dark background representing ZeroFX.

ZeroFX

Always get the best exchange rate abroad.

Teal stylized globe icon on a dark circular background representing the world or global finance.

Places

Find hidden gems recommended by bunq users.

Orange globe with arrows icon on a dark background representing currency exchange or travel.

Travel Assistant

Get practical money tips for your trips.

Orange icon of continents on a globe representing location or global presence.

Travel Insurance

Worldwide coverage with zero hassle.

Pink beach umbrella icon on a dark circular background representing vacation.

Instant notifications

Be informed of foreign transactions in euros, how much you've saved thanks to ZeroFX, and more.

Blue sim card icon on a dark background representing eSIM roaming data feature.

eSIM

Save up to 90% on roaming costs.

Blue zero icon on a dark background representing ZeroFX.

ZeroFX

Always get the best exchange rate abroad.

Teal stylized globe icon on a dark circular background representing the world or global finance.

Places

Find hidden gems recommended by bunq users.

Orange globe with arrows icon on a dark background representing currency exchange or travel.

Travel Assistant

Get practical money tips for your trips.

Orange icon of continents on a globe representing location or global presence.

Travel Insurance

Worldwide coverage with zero hassle.

Pink beach umbrella icon on a dark circular background representing vacation.

Instant notifications

Be informed of foreign transactions in euros, how much you've saved thanks to ZeroFX, and more.

Blue sim card icon on a dark background representing eSIM roaming data feature.

eSIM

Save up to 90% on roaming costs.

Blue zero icon on a dark background representing ZeroFX.

ZeroFX

Always get the best exchange rate abroad.

Teal stylized globe icon on a dark circular background representing the world or global finance.

Places

Find hidden gems recommended by bunq users.

Currency alert showing exchange rate, card status, and cash needs in a country.

Travel Assistant

Wherever you are, access exchange rates, tipping customs, and travel tips. Know if you need an ATM or which adapter to bring—so you feel at home anywhere.

Currency alert showing exchange rate, card status, and cash needs in a country.

Travel Assistant

Wherever you are, access exchange rates, tipping customs, and travel tips. Know if you need an ATM or which adapter to bring—so you feel at home anywhere.

Currency alert showing exchange rate, card status, and cash needs in a country.

Travel Assistant

Wherever you are, access exchange rates, tipping customs, and travel tips. Know if you need an ATM or which adapter to bring—so you feel at home anywhere.

Travel Insurance notification over a rotating globe illustration.

Worldwide Travel Insurance coverage

Get hassle-free Travel Insurance with bunq Elite, powered by Qover. Enjoy worldwide coverage for medical emergencies, car rentals, repatriation, baggage, cancellations, and even active sports accidents. Your family is covered too—travel with peace of mind.

Travel Insurance notification over a rotating globe illustration.

Worldwide Travel Insurance coverage

Get hassle-free Travel Insurance with bunq Elite, powered by Qover. Enjoy worldwide coverage for medical emergencies, car rentals, repatriation, baggage, cancellations, and even active sports accidents. Your family is covered too—travel with peace of mind.

Travel Insurance notification over a rotating globe illustration.

Worldwide Travel Insurance coverage

Get hassle-free Travel Insurance with bunq Elite, powered by Qover. Enjoy worldwide coverage for medical emergencies, car rentals, repatriation, baggage, cancellations, and even active sports accidents. Your family is covered too—travel with peace of mind.

Yellow suitcase covered in country flags labeled ‘Holiday Mode’ with a toggle switch.

Bank like a local with Holiday Mode

Traveling outside the Eurozone? Holiday Mode shows your payments and balances in local currency, making money management abroad effortless.

Yellow suitcase covered in country flags labeled ‘Holiday Mode’ with a toggle switch.

Bank like a local with Holiday Mode

Traveling outside the Eurozone? Holiday Mode shows your payments and balances in local currency, making money management abroad effortless.

Yellow suitcase covered in country flags labeled ‘Holiday Mode’ with a toggle switch.

Bank like a local with Holiday Mode

Traveling outside the Eurozone? Holiday Mode shows your payments and balances in local currency, making money management abroad effortless.

Global eSIM icon over a digital earth with wireless signal symbols.

Save up to 90% on roaming costs directly from the bunq app

Avoid high roaming costs by installing your eSIM directly from the bunq app. Pick a plan that fits your travel needs, or get 8GB of worldwide data included with bunq Elite. Either way, you’ll be connected the moment you land—without the hassle of local SIM cards.

Global eSIM icon over a digital earth with wireless signal symbols.

Save up to 90% on roaming costs directly from the bunq app

Avoid high roaming costs by installing your eSIM directly from the bunq app. Pick a plan that fits your travel needs, or get 8GB of worldwide data included with bunq Elite. Either way, you’ll be connected the moment you land—without the hassle of local SIM cards.

Global eSIM icon over a digital earth with wireless signal symbols.

Save up to 90% on roaming costs directly from the bunq app

Avoid high roaming costs by installing your eSIM directly from the bunq app. Pick a plan that fits your travel needs, or get 8GB of worldwide data included with bunq Elite. Either way, you’ll be connected the moment you land—without the hassle of local SIM cards.

Currency card showing exchange of ¥2,890 with Japanese, Turkish, and US flags.

Always get the best exchange rate abroad with ZeroFX

Use your bunq card abroad with ZeroFX for the best value on non-Euro spending. Unlike traditional banks, we don’t charge high fees—just a 0.5% markup for real-time rates when markets are open.

Currency card showing exchange of ¥2,890 with Japanese, Turkish, and US flags.

Always get the best exchange rate abroad with ZeroFX

Use your bunq card abroad with ZeroFX for the best value on non-Euro spending. Unlike traditional banks, we don’t charge high fees—just a 0.5% markup for real-time rates when markets are open.

Currency card showing exchange of ¥2,890 with Japanese, Turkish, and US flags.

Always get the best exchange rate abroad with ZeroFX

Use your bunq card abroad with ZeroFX for the best value on non-Euro spending. Unlike traditional banks, we don’t charge high fees—just a 0.5% markup for real-time rates when markets are open.

Cozy restaurant interior with wooden tables and chairs, large windows, and warm lighting inviting a relaxed atmosphere.

Recommendations from Finn

Find new spots on the go with trusted recommendations from friends and Finn, your personal assistant.

Cozy restaurant interior with wooden tables and chairs, large windows, and warm lighting inviting a relaxed atmosphere.

Recommendations from Finn

Find new spots on the go with trusted recommendations from friends and Finn, your personal assistant.

Cozy restaurant interior with wooden tables and chairs, large windows, and warm lighting inviting a relaxed atmosphere.

Recommendations from Finn

Find new spots on the go with trusted recommendations from friends and Finn, your personal assistant.

Trusted by millions of users

A circular icon featuring a shield with a dollar sign, symbolizing financial security or protection.

Insured up to €100,000

Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).

Icon in green and black featuring two horizontal lines with arrows, symbolizing movement or change.

Card Payment Refunds

Your money is protected if something doesn't go as planned.

A circular icon with a pink outline and a checkmark in the center, symbolizing approval or confirmation.

Instant Payments

Send and receive money instantly, no waiting.

Icon featuring a blue speech bubble with a question mark inside, set against a dark circular background.

24/7 support

Instant help in your language, whenever you need it.

Trusted by millions of users

A circular icon featuring a shield with a dollar sign, symbolizing financial security or protection.

Insured up to €100,000

Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).

Icon in green and black featuring two horizontal lines with arrows, symbolizing movement or change.

Card Payment Refunds

Your money is protected if something doesn't go as planned.

A circular icon with a pink outline and a checkmark in the center, symbolizing approval or confirmation.

Instant Payments

Send and receive money instantly, no waiting.

Icon featuring a blue speech bubble with a question mark inside, set against a dark circular background.

24/7 support

Instant help in your language, whenever you need it.

Trusted by millions of users

A circular icon featuring a shield with a dollar sign, symbolizing financial security or protection.

Insured up to €100,000

Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).

Icon in green and black featuring two horizontal lines with arrows, symbolizing movement or change.

Card Payment Refunds

Your money is protected if something doesn't go as planned.

A circular icon with a pink outline and a checkmark in the center, symbolizing approval or confirmation.

Instant Payments

Send and receive money instantly, no waiting.

Icon featuring a blue speech bubble with a question mark inside, set against a dark circular background.

24/7 support

Instant help in your language, whenever you need it.

  • Reuters logo in white on a light gray background, featuring the circular dotted emblem and the text “REUTERS”.
  • Reuters logo in white on a light gray background, featuring the circular dotted emblem and the text “REUTERS”.
  • Reuters logo in white on a light gray background, featuring the circular dotted emblem and the text “REUTERS”.

Frequently Asked Questions

What is bunq?

bunq is the ultimate digital bank designed to eliminate the hassle of managing money. From effortless saving and budgeting to travel focused features, bunq empowers you to focus on what truly matters.

What’s the best online bank?

bunq stands out as one of the best online banks thanks to its innovation, transparency, and focus on simplicity and sustainability. With an intuitive app, up to 25 sub-accounts, automated budgeting features, and multi-IBANs, bunq offers a modern, flexible banking experience. Plus, every time you spend, you help plant trees—so you manage your money and support the planet at the same time.

Is bunq an independent bank?

bunq was founded in 2012 by Ali Niknam in the Netherlands as a tech-driven challenger bank focused on innovation, transparency, and simplicity. In 2015, we launched the bunq app – the first new bank in 35 years to receive a European banking license – and we’ve been challenging traditional banks ever since.

What do I need to open a bunq account?

To open a bunq account, you need your tax ID, a smartphone with the bunq app, and a residential address in Europe. The process is fully digital and takes less than 5 minutes – easy, fast, and convenient!

How does Travel Insurance work?

Thanks to our collaboration with Qover, Travel Insurance is automatically included in your bunq Elite plan. Enjoy hassle-free Travel Insurance on all your future trips. Easily file a claim through the bunq app, or find the form directly on Qover's website. Please remember to always file a claim within 30 days of the incident.

Can I use bunq while travelling?

Yes, you can use bunq while traveling. The bunq app and cards work internationally, making it easy to manage your finances wherever you are.

Frequently Asked Questions

What is bunq?

bunq is the ultimate digital bank designed to eliminate the hassle of managing money. From effortless saving and budgeting to travel focused features, bunq empowers you to focus on what truly matters.

What’s the best online bank?

bunq stands out as one of the best online banks thanks to its innovation, transparency, and focus on simplicity and sustainability. With an intuitive app, up to 25 sub-accounts, automated budgeting features, and multi-IBANs, bunq offers a modern, flexible banking experience. Plus, every time you spend, you help plant trees—so you manage your money and support the planet at the same time.

Is bunq an independent bank?

bunq was founded in 2012 by Ali Niknam in the Netherlands as a tech-driven challenger bank focused on innovation, transparency, and simplicity. In 2015, we launched the bunq app – the first new bank in 35 years to receive a European banking license – and we’ve been challenging traditional banks ever since.

What do I need to open a bunq account?

To open a bunq account, you need your tax ID, a smartphone with the bunq app, and a residential address in Europe. The process is fully digital and takes less than 5 minutes – easy, fast, and convenient!

How does Travel Insurance work?

Thanks to our collaboration with Qover, Travel Insurance is automatically included in your bunq Elite plan. Enjoy hassle-free Travel Insurance on all your future trips. Easily file a claim through the bunq app, or find the form directly on Qover's website. Please remember to always file a claim within 30 days of the incident.

Can I use bunq while travelling?

Yes, you can use bunq while traveling. The bunq app and cards work internationally, making it easy to manage your finances wherever you are.

Frequently Asked Questions

What is bunq?

bunq is the ultimate digital bank designed to eliminate the hassle of managing money. From effortless saving and budgeting to travel focused features, bunq empowers you to focus on what truly matters.

What’s the best online bank?

bunq stands out as one of the best online banks thanks to its innovation, transparency, and focus on simplicity and sustainability. With an intuitive app, up to 25 sub-accounts, automated budgeting features, and multi-IBANs, bunq offers a modern, flexible banking experience. Plus, every time you spend, you help plant trees—so you manage your money and support the planet at the same time.

Is bunq an independent bank?

bunq was founded in 2012 by Ali Niknam in the Netherlands as a tech-driven challenger bank focused on innovation, transparency, and simplicity. In 2015, we launched the bunq app – the first new bank in 35 years to receive a European banking license – and we’ve been challenging traditional banks ever since.

What do I need to open a bunq account?

To open a bunq account, you need your tax ID, a smartphone with the bunq app, and a residential address in Europe. The process is fully digital and takes less than 5 minutes – easy, fast, and convenient!

How does Travel Insurance work?

Thanks to our collaboration with Qover, Travel Insurance is automatically included in your bunq Elite plan. Enjoy hassle-free Travel Insurance on all your future trips. Easily file a claim through the bunq app, or find the form directly on Qover's website. Please remember to always file a claim within 30 days of the incident.

Can I use bunq while travelling?

Yes, you can use bunq while traveling. The bunq app and cards work internationally, making it easy to manage your finances wherever you are.

Choose your plan

Try it free for 30 days, no strings attached.

Simple blue diamond icon on a dark background, symbolizing premium or high-value service.

bunq Free

Free

The essentials to get you started.

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bunq Core

€3.99/month

The bank account for everyday use.

Dark blue diamond icon with two sparkles, indicating an upgraded or polished premium feature.

bunq Pro

€9.99/month

The bank account that makes budgeting easy.

Magenta diamond icon with multiple sparkles, conveying luxury or excellence.

bunq Elite

€18.99/month

The bank account designed for your international lifestyle.

Choose your plan

Try it free for 30 days, no strings attached.

Simple blue diamond icon on a dark background, symbolizing premium or high-value service.

bunq Free

Free

The essentials to get you started.

Green diamond with a sparkle on the top-right, representing premium or elite status feature.

bunq Core

€3.99/month

The bank account for everyday use.

Dark blue diamond icon with two sparkles, indicating an upgraded or polished premium feature.

bunq Pro

€9.99/month

The bank account that makes budgeting easy.

Magenta diamond icon with multiple sparkles, conveying luxury or excellence.

bunq Elite

€18.99/month

The bank account designed for your international lifestyle.

Choose your plan

Try it free for 30 days, no strings attached.

Simple blue diamond icon on a dark background, symbolizing premium or high-value service.

bunq Free

Free

The essentials to get you started.

Green diamond with a sparkle on the top-right, representing premium or elite status feature.

bunq Core

€3.99/month

The bank account for everyday use.

Dark blue diamond icon with two sparkles, indicating an upgraded or polished premium feature.

bunq Pro

€9.99/month

The bank account that makes budgeting easy.

Magenta diamond icon with multiple sparkles, conveying luxury or excellence.

bunq Elite

€18.99/month

The bank account designed for your international lifestyle.

Start your 30-day free trial

Open your account in just 5 minutes, directly from your phone.

Start your 30-day free trial

Open your account in just 5 minutes, directly from your phone.

Start your 30-day free trial

Open your account in just 5 minutes, directly from your phone.