Secure Banking

Keep your money safe with bunq. Experience financial security with our state-of-the-art security features—ensuring a safe and carefree banking experience every step of the way.

Secure Banking

Keep your money safe with bunq. Experience financial security with our state-of-the-art security features—ensuring a safe and carefree banking experience every step of the way.

Secure Banking

Keep your money safe with bunq. Experience financial security with our state-of-the-art security features—ensuring a safe and carefree banking experience every step of the way.

Orange shield with a dollar sign on a dark circular background representing financial security.

Insured up to €100.000

Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).

Orange face ID icon on a dark background representing biometric authentication.

Biometric ID

Lock down your bunq account with Face ID or Fingerprint ID.

Pink medical shield icon on a dark circular background representing protection or insurance.

Two-Factor Authentication

Confirm your transactions in the app.

Blue four-dot icon on a dark circular background representing a PIN code or passcode.

Rotating CVC

Personalize your CVC settings with ease.

Teal bell icon on a dark background representing notifications or alerts.

Instant Notifications

Receive real-time updates when your money moves.

Two teal speech bubbles facing each other, symbolizing communication or support.

24/7 Support

Instant help in your language, whenever you need it.

Orange shield with a dollar sign on a dark circular background representing financial security.

Insured up to €100.000

Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).

Orange face ID icon on a dark background representing biometric authentication.

Biometric ID

Lock down your bunq account with Face ID or Fingerprint ID.

Pink medical shield icon on a dark circular background representing protection or insurance.

Two-Factor Authentication

Confirm your transactions in the app.

Blue four-dot icon on a dark circular background representing a PIN code or passcode.

Rotating CVC

Personalize your CVC settings with ease.

Teal bell icon on a dark background representing notifications or alerts.

Instant Notifications

Receive real-time updates when your money moves.

Two teal speech bubbles facing each other, symbolizing communication or support.

24/7 Support

Instant help in your language, whenever you need it.

Orange shield with a dollar sign on a dark circular background representing financial security.

Insured up to €100.000

Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).

Orange face ID icon on a dark background representing biometric authentication.

Biometric ID

Lock down your bunq account with Face ID or Fingerprint ID.

Pink medical shield icon on a dark circular background representing protection or insurance.

Two-Factor Authentication

Confirm your transactions in the app.

Blue four-dot icon on a dark circular background representing a PIN code or passcode.

Rotating CVC

Personalize your CVC settings with ease.

Teal bell icon on a dark background representing notifications or alerts.

Instant Notifications

Receive real-time updates when your money moves.

Two teal speech bubbles facing each other, symbolizing communication or support.

24/7 Support

Instant help in your language, whenever you need it.

Savings card with a lock and sparkles, labeled €100,000.

Deposit Protection

Thanks to our European banking license from the Dutch National Bank (DNB), all deposits from verified users are automatically insured up to €100.000 by the Dutch Deposit Guarantee Scheme (DGS). No matter what happens, your money remains secure and accessible.

Savings card with a lock and sparkles, labeled €100,000.

Deposit Protection

Thanks to our European banking license from the Dutch National Bank (DNB), all deposits from verified users are automatically insured up to €100.000 by the Dutch Deposit Guarantee Scheme (DGS). No matter what happens, your money remains secure and accessible.

Savings card with a lock and sparkles, labeled €100,000.

Deposit Protection

Thanks to our European banking license from the Dutch National Bank (DNB), all deposits from verified users are automatically insured up to €100.000 by the Dutch Deposit Guarantee Scheme (DGS). No matter what happens, your money remains secure and accessible.

Message bubble with passcode representing account safety.

Biometric ID

Secure your bunq account with Face ID or Fingerprint ID. Enable it for an extra layer of financial security, ensuring only you can access your account and approve payments.

Message bubble with passcode representing account safety.

Biometric ID

Secure your bunq account with Face ID or Fingerprint ID. Enable it for an extra layer of financial security, ensuring only you can access your account and approve payments.

Message bubble with passcode representing account safety.

Biometric ID

Secure your bunq account with Face ID or Fingerprint ID. Enable it for an extra layer of financial security, ensuring only you can access your account and approve payments.

Interface showing a transaction prompt with options to accept or reject, displayed on a dark background.

Two-Factor Authentication

We’ll always verify payments to keep your money safe. Anytime your details are used online, you’ll receive an instant notification, ensuring you stay in control of your financial security.

Interface showing a transaction prompt with options to accept or reject, displayed on a dark background.

Two-Factor Authentication

We’ll always verify payments to keep your money safe. Anytime your details are used online, you’ll receive an instant notification, ensuring you stay in control of your financial security.

Interface showing a transaction prompt with options to accept or reject, displayed on a dark background.

Two-Factor Authentication

We’ll always verify payments to keep your money safe. Anytime your details are used online, you’ll receive an instant notification, ensuring you stay in control of your financial security.

bunq card with purple and yellow arrows indicating CCV switching.

Rotating CVC

Stay in control of your financial security with rotating CVC codes. Unlike static CVCs that can be vulnerable to phishing, skimming, and data breaches, they offer a safer way to protect your money. Choose to manually create a CVC that never expires or let it update automatically for added peace of mind.

bunq card with purple and yellow arrows indicating CCV switching.

Rotating CVC

Stay in control of your financial security with rotating CVC codes. Unlike static CVCs that can be vulnerable to phishing, skimming, and data breaches, they offer a safer way to protect your money. Choose to manually create a CVC that never expires or let it update automatically for added peace of mind.

bunq card with purple and yellow arrows indicating CCV switching.

Rotating CVC

Stay in control of your financial security with rotating CVC codes. Unlike static CVCs that can be vulnerable to phishing, skimming, and data breaches, they offer a safer way to protect your money. Choose to manually create a CVC that never expires or let it update automatically for added peace of mind.

A notification card with icons, listing settings related to the Task Manager, and user interface elements.

Instant Notifications

Stay on top of your finances with Instant Notifications. Get notified the moment a payment comes in or goes out, keeping your money safe and secure.

A notification card with icons, listing settings related to the Task Manager, and user interface elements.

Instant Notifications

Stay on top of your finances with Instant Notifications. Get notified the moment a payment comes in or goes out, keeping your money safe and secure.

A notification card with icons, listing settings related to the Task Manager, and user interface elements.

Instant Notifications

Stay on top of your finances with Instant Notifications. Get notified the moment a payment comes in or goes out, keeping your money safe and secure.

Yellow hand along with customer support catergories.

24/7 Support

Get 24/7 support whenever you need it. Contact us via secure in-app chat, email, or our SOS phone line for urgent issues like card blocking or account access. No matter where you're from, we speak your language.

Yellow hand along with customer support catergories.

24/7 Support

Get 24/7 support whenever you need it. Contact us via secure in-app chat, email, or our SOS phone line for urgent issues like card blocking or account access. No matter where you're from, we speak your language.

Yellow hand along with customer support catergories.

24/7 Support

Get 24/7 support whenever you need it. Contact us via secure in-app chat, email, or our SOS phone line for urgent issues like card blocking or account access. No matter where you're from, we speak your language.

bunq card with a toggle switch turned on, representing Localized card protection.

Localized Card Protection

Keep your card safe with location-based protection. It only works where you are, giving you extra security and peace of mind.

bunq card with a toggle switch turned on, representing Localized card protection.

Localized Card Protection

Keep your card safe with location-based protection. It only works where you are, giving you extra security and peace of mind.

bunq card with a toggle switch turned on, representing Localized card protection.

Localized Card Protection

Keep your card safe with location-based protection. It only works where you are, giving you extra security and peace of mind.

bunq card with a toggle switch turned on, representing Localized card protection.

Freeze your card right in the app

If you lose your card or something unexpected happens, you can temporarily freeze or permanently block your card anytime in the bunq app. Total control whenever you need it - with just a few taps!

bunq card with a toggle switch turned on, representing Localized card protection.

Freeze your card right in the app

If you lose your card or something unexpected happens, you can temporarily freeze or permanently block your card anytime in the bunq app. Total control whenever you need it - with just a few taps!

bunq card with a toggle switch turned on, representing Localized card protection.

Freeze your card right in the app

If you lose your card or something unexpected happens, you can temporarily freeze or permanently block your card anytime in the bunq app. Total control whenever you need it - with just a few taps!

Locked bunq card displayed in Apple Pay and Google Pay with a blue padlock.

Stay Secure against Apple Pay and Google Pay scams

Adding your bunq card to Apple Pay or Google Pay outside the bunq app? You’ll need two security steps: a one-time SMS code and approval in the bunq app. Even if someone gets your SMS code, they can’t add your card—only you can approve it.

Locked bunq card displayed in Apple Pay and Google Pay with a blue padlock.

Stay Secure against Apple Pay and Google Pay scams

Adding your bunq card to Apple Pay or Google Pay outside the bunq app? You’ll need two security steps: a one-time SMS code and approval in the bunq app. Even if someone gets your SMS code, they can’t add your card—only you can approve it.

Locked bunq card displayed in Apple Pay and Google Pay with a blue padlock.

Stay Secure against Apple Pay and Google Pay scams

Adding your bunq card to Apple Pay or Google Pay outside the bunq app? You’ll need two security steps: a one-time SMS code and approval in the bunq app. Even if someone gets your SMS code, they can’t add your card—only you can approve it.

Logo featuring the text "iDIN" with a stylized icon, predominantly in blue and black colors on a white background.

iDIN

Verify your identity securely with iDIN. Easily share your details with government institutions and webshops, all from the bunq app.

Logo featuring the text "iDIN" with a stylized icon, predominantly in blue and black colors on a white background.

iDIN

Verify your identity securely with iDIN. Easily share your details with government institutions and webshops, all from the bunq app.

Logo featuring the text "iDIN" with a stylized icon, predominantly in blue and black colors on a white background.

iDIN

Verify your identity securely with iDIN. Easily share your details with government institutions and webshops, all from the bunq app.

Trusted by millions of users

A circular icon featuring a shield with a dollar sign, symbolizing financial security or protection.

Insured up to €100,000

Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).

Icon in green and black featuring two horizontal lines with arrows, symbolizing movement or change.

Card Payment Refunds

Your money is protected if something doesn't go as planned.

A circular icon with a pink outline and a checkmark in the center, symbolizing approval or confirmation.

Instant Payments

Send and receive money instantly, no waiting.

Icon featuring a blue speech bubble with a question mark inside, set against a dark circular background.

24/7 support

Instant help in your language, whenever you need it.

Trusted by millions of users

A circular icon featuring a shield with a dollar sign, symbolizing financial security or protection.

Insured up to €100,000

Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).

Icon in green and black featuring two horizontal lines with arrows, symbolizing movement or change.

Card Payment Refunds

Your money is protected if something doesn't go as planned.

A circular icon with a pink outline and a checkmark in the center, symbolizing approval or confirmation.

Instant Payments

Send and receive money instantly, no waiting.

Icon featuring a blue speech bubble with a question mark inside, set against a dark circular background.

24/7 support

Instant help in your language, whenever you need it.

Trusted by millions of users

A circular icon featuring a shield with a dollar sign, symbolizing financial security or protection.

Insured up to €100,000

Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).

Icon in green and black featuring two horizontal lines with arrows, symbolizing movement or change.

Card Payment Refunds

Your money is protected if something doesn't go as planned.

A circular icon with a pink outline and a checkmark in the center, symbolizing approval or confirmation.

Instant Payments

Send and receive money instantly, no waiting.

Icon featuring a blue speech bubble with a question mark inside, set against a dark circular background.

24/7 support

Instant help in your language, whenever you need it.

  • Reuters logo in white on a light gray background, featuring the circular dotted emblem and the text “REUTERS”.
  • Reuters logo in white on a light gray background, featuring the circular dotted emblem and the text “REUTERS”.
  • Reuters logo in white on a light gray background, featuring the circular dotted emblem and the text “REUTERS”.

Frequently Asked Questions

What is bunq?

bunq is the ultimate digital bank designed to eliminate the hassle of managing money. From effortless saving and budgeting to travel focused features, bunq empowers you to focus on what truly matters.

What’s the best online bank?

bunq stands out as one of the best online banks thanks to its innovation, transparency, and focus on simplicity and sustainability. With an intuitive app, up to 25 sub-accounts, automated budgeting features, and multi-IBANs, bunq offers a modern, flexible banking experience. Plus, every time you spend, you help plant trees—so you manage your money and support the planet at the same time.

Is bunq an independent bank?

bunq was founded in 2012 by Ali Niknam in the Netherlands as a tech-driven challenger bank focused on innovation, transparency, and simplicity. In 2015, we launched the bunq app – the first new bank in 35 years to receive a European banking license – and we’ve been challenging traditional banks ever since.

What do I need to open a bunq account?

To open a bunq account, you need your tax ID, a smartphone with the bunq app, and a residential address in Europe. The process is fully digital and takes less than 5 minutes – easy, fast, and convenient!

Frequently Asked Questions

What is bunq?

bunq is the ultimate digital bank designed to eliminate the hassle of managing money. From effortless saving and budgeting to travel focused features, bunq empowers you to focus on what truly matters.

What’s the best online bank?

bunq stands out as one of the best online banks thanks to its innovation, transparency, and focus on simplicity and sustainability. With an intuitive app, up to 25 sub-accounts, automated budgeting features, and multi-IBANs, bunq offers a modern, flexible banking experience. Plus, every time you spend, you help plant trees—so you manage your money and support the planet at the same time.

Is bunq an independent bank?

bunq was founded in 2012 by Ali Niknam in the Netherlands as a tech-driven challenger bank focused on innovation, transparency, and simplicity. In 2015, we launched the bunq app – the first new bank in 35 years to receive a European banking license – and we’ve been challenging traditional banks ever since.

What do I need to open a bunq account?

To open a bunq account, you need your tax ID, a smartphone with the bunq app, and a residential address in Europe. The process is fully digital and takes less than 5 minutes – easy, fast, and convenient!

Frequently Asked Questions

What is bunq?

bunq is the ultimate digital bank designed to eliminate the hassle of managing money. From effortless saving and budgeting to travel focused features, bunq empowers you to focus on what truly matters.

What’s the best online bank?

bunq stands out as one of the best online banks thanks to its innovation, transparency, and focus on simplicity and sustainability. With an intuitive app, up to 25 sub-accounts, automated budgeting features, and multi-IBANs, bunq offers a modern, flexible banking experience. Plus, every time you spend, you help plant trees—so you manage your money and support the planet at the same time.

Is bunq an independent bank?

bunq was founded in 2012 by Ali Niknam in the Netherlands as a tech-driven challenger bank focused on innovation, transparency, and simplicity. In 2015, we launched the bunq app – the first new bank in 35 years to receive a European banking license – and we’ve been challenging traditional banks ever since.

What do I need to open a bunq account?

To open a bunq account, you need your tax ID, a smartphone with the bunq app, and a residential address in Europe. The process is fully digital and takes less than 5 minutes – easy, fast, and convenient!

Choose your plan

Try it free for 30 days, no strings attached.

Simple blue diamond icon on a dark background, symbolizing premium or high-value service.

bunq Free

Free

The essentials to get you started.

Green diamond with a sparkle on the top-right, representing premium or elite status feature.

bunq Core

€3.99/month

The bank account for everyday use.

Dark blue diamond icon with two sparkles, indicating an upgraded or polished premium feature.

bunq Pro

€9.99/month

The bank account that makes budgeting easy.

Magenta diamond icon with multiple sparkles, conveying luxury or excellence.

bunq Elite

€18.99/month

The bank account designed for your international lifestyle.

Choose your plan

Try it free for 30 days, no strings attached.

Simple blue diamond icon on a dark background, symbolizing premium or high-value service.

bunq Free

Free

The essentials to get you started.

Green diamond with a sparkle on the top-right, representing premium or elite status feature.

bunq Core

€3.99/month

The bank account for everyday use.

Dark blue diamond icon with two sparkles, indicating an upgraded or polished premium feature.

bunq Pro

€9.99/month

The bank account that makes budgeting easy.

Magenta diamond icon with multiple sparkles, conveying luxury or excellence.

bunq Elite

€18.99/month

The bank account designed for your international lifestyle.

Choose your plan

Try it free for 30 days, no strings attached.

Simple blue diamond icon on a dark background, symbolizing premium or high-value service.

bunq Free

Free

The essentials to get you started.

Green diamond with a sparkle on the top-right, representing premium or elite status feature.

bunq Core

€3.99/month

The bank account for everyday use.

Dark blue diamond icon with two sparkles, indicating an upgraded or polished premium feature.

bunq Pro

€9.99/month

The bank account that makes budgeting easy.

Magenta diamond icon with multiple sparkles, conveying luxury or excellence.

bunq Elite

€18.99/month

The bank account designed for your international lifestyle.

Start your 30-day free trial

Open your account in just 5 minutes, directly from your phone.

Start your 30-day free trial

Open your account in just 5 minutes, directly from your phone.

Start your 30-day free trial

Open your account in just 5 minutes, directly from your phone.