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How Much Does It Cost to Study in the Netherlands?

March 28, 2023

Studying abroad can be a life-changing experience, but it's essential to plan your budget carefully. If you're considering the Netherlands as your study destination, you might be wondering how much it'll cost you. In this post, we'll break down the expenses you can expect while studying in the Netherlands and provide some helpful tips for budget travel and living as an expat.

Tuition Fees

First things first: tuition fees. Dutch universities offer high-quality education at relatively affordable prices compared to other popular study destinations. For EU/EEA students, annual tuition fees range from €2,000 to €3,000. Non-EU/EEA students can expect to pay between €6,000 and €20,000 per year, depending on the program and institution.

Living Expenses

Living expenses in the Netherlands vary depending on your lifestyle and location. Rent for a student room ranges from €300 to €600 per month, with larger cities like Amsterdam and Utrecht being more expensive. Groceries, transportation, and leisure activities can add up to another €500 - €800 per month. To save money, consider sharing expenses with fellow students or using public transport instead of a car.

Health Insurance

Health insurance is mandatory for everyone residing in the Netherlands, including international students. Monthly premiums start at around €100, but you may qualify for a healthcare allowance to help cover the costs. Make sure to research your options and apply for the appropriate coverage before arriving in the country.

Banking and Financial Services

To manage your finances while studying in the Netherlands, you'll need a local bank account. Consider opening an account with bunq, an innovative mobile bank that offers a wide range of services tailored to students and expats. With bunq, you can enjoy features like local IBAN, instant payments, and easy budgeting to help you stay on top of your finances.

Scholarships and Grants

Don't forget to explore scholarships and grants available for international students in the Netherlands. Many institutions offer financial aid based on academic merit, financial need, or specific fields of study. Start your search early, as application deadlines can vary.


In conclusion, studying in the Netherlands can be a fantastic opportunity, but it's essential to plan your finances carefully. By researching tuition fees, living expenses, health insurance, banking options, and available scholarships, you'll be well-prepared to make the most of your study abroad experience. And remember, with careful planning and smart choices, you can enjoy an unforgettable adventure without breaking the bank.

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