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5 Key Factors to Consider When Choosing a New Bank Account

March 29, 2023

When it's time to open a new bank account, the options can feel overwhelming. With so many choices out there, how do you find the perfect fit for your needs? In this blog post, we'll explore five key factors to consider when choosing a new bank account. Let's dive in!

1. Online Banking Features

In today's digital world, having access to online banking is essential. Look for banks that offer user-friendly apps and websites, making it easy to manage your finances on the go. For example, bunq offers features like instant payments and easy budgeting, ensuring you have full control over your money.

2. Interest Rates

Your hard-earned money should be working for you! When comparing bank accounts, pay attention to the interest rate offered on savings accounts. Higher interest rates mean more money in your pocket. Check out bunq's MassInterest feature, which offers competitive interest rates to help your savings grow.

3. International Services

If you're a globetrotter or frequently send money abroad, it's crucial to choose a bank that supports international transactions. Look for banks that offer services like local IBANs and zero FX fees to make managing your money across borders a breeze.

4. Sustainability

More and more people are prioritizing sustainability in their lives, and banking is no exception. Look for banks that are committed to sustainable practices, like bunq's initiative to plant a tree for every €100 spent using their Green Card.

5. Security & Protection

Last but not least, ensure that your chosen bank takes security seriously. Features like biometric ID and deposit protection can provide peace of mind, knowing that your money is safe and secure.


Finding the perfect bank account doesn't have to be daunting. By considering these five key factors, you'll be well on your way to choosing an account that meets your unique needs. Whether it's top-notch online banking features, competitive interest rates, or a commitment to sustainability, bunq has got you covered. Open your bunq account today and experience banking with a difference!

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