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Instant Payments

Save time on incoming and outgoing payments.

With bunq, your payments are sent and received in realtime so you never have to wait. Set up a one-time payment, hit “Send”, and that's it. Easy!

How does it work?

In 2021, we joined the TARGET Instant Payment Settlement (TIPS) service, which means you can enjoy easy and instant payments to a whole range of banks across Europe.

Works great with...Scheduled Payments

Send recurring payments every month, or even just a little bit forgetful? Save time and money by scheduling payments to go out at exact days and times right from the bunq app.

This benefit is available with:

Easy
Green
Easy
Money
Easy
Bank
Easy
Savings
Personal
€17.99/m
€8.99/m

€2.99/m

Free

Business
€22.99/m
€12.99/m

€6.99/m

Free

Start your 30-day free trial

Open your account in just 5 minutes, directly from your smartphone.
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