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Instant Payments
Save time on incoming and outgoing payments.
With bunq, your payments are sent and received in realtime so you never have to wait. Set up a one-time payment, hit “Send”, and that's it. Easy!


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How does it work?
In 2021, we joined the TARGET Instant Payment Settlement (TIPS) service, which means you can enjoy easy and instant payments to a whole range of banks across Europe.
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Works great with...Scheduled Payments
Send recurring payments every month, or even just a little bit forgetful? Save time and money by scheduling payments to go out at exact days and times right from the bunq app.

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This benefit is available with:
Easy
Green
Green
Easy
Money
Money
Easy
Bank
Bank
Easy
Savings
Savings
Personal
€17.99/m
€8.99/m
€2.99/m
Free
Business
€22.99/m
€12.99/m
€6.99/m
Free
Start your 30-day free trial
Open your account in just 5 minutes, directly from your smartphone.
