Comment commencer à épargner tôt pour ton enfant (et pourquoi les intérêts composés comptent)

Commence dès aujourd’hui à construire l’avenir de ton enfant grâce à la magie des intérêts composés. Découvre comment des économies précoces—même petites—peuvent devenir grandes avec le temps, et comment bunq rend l’ouverture d’un Compte d’épargne pour enfants facile et avantageuse.

12 juin 2025
Une mère et son enfant sourient en mettant des pièces dans une tirelire sur une table.
Une mère et son enfant sourient en mettant des pièces dans une tirelire sur une table.

Every parent wants to set their child up for success. And while there’s no single roadmap, there is one move that always pays off in the long run: starting early.

Saving for your child’s future doesn’t have to mean huge deposits or complex plans. Thanks to compound interest, even small, consistent savings can grow into something meaningful—especially when you give them time to grow.

Compound Interest: What It Is, and Why It Matters

Compound interest is simple, but powerful. It means you earn interest not just on the money you save, but also on the interest that money earns over time.

Think of it like planting a seed. You water it regularly. It starts to grow. And before you know it, you’re not just seeing growth, you’re seeing growth on the growth. That’s compound interest. And the earlier you start, the more time it has to work in your favor.

Maximize Your Interest

You don’t need to put aside huge sums of money. In fact, it’s often the consistent, smaller deposits that add up the fastest—especially when you start young.

Set a savings goal, make a plan, and let bunq do the heavy lifting. It only takes a few taps to open a Savings Account for your child, and you can start with any amount that fits your budget.

Up to 2.01% Interest

At bunq, your child’s savings grow faster. You can earn up to 2.01% annual interest, paid out weekly. That means their savings are constantly working behind the scenes, even while you’re focused on their day-to-day life.

No paperwork. No long waits. Just real returns, week after week.

Let Friends & Family Chip In

Savings don’t have to come from just you. Birthdays, holidays, milestones—family and friends often want to contribute. Now they can, with your personal bunq.me link. It’s a simple way for loved ones to send money directly into your child’s Savings Account, no extra steps needed.

You’re planning school runs, bedtime stories, weekly meals, and everything in between. So let us take care of the future part.

Set up a Child Savings Account in minutes, automate your deposits, and invite others to help. It’s simple. It’s smart. And it’s one less thing to worry about later.

Start now. Let time do the rest!

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Ouvre ton compte en seulement 5 minutes, directement depuis ton téléphone.