Foreign Currencies and IBANs
Open a foreign currency account with a European IBAN and manage your money with ease. With bunq, you get an international IBAN from NL, DE, FR, ES, or IE, allowing you to send, receive, and hold funds in 22 global currencies.
Foreign Currencies and IBANs
Open a foreign currency account with a European IBAN and manage your money with ease. With bunq, you get an international IBAN from NL, DE, FR, ES, or IE, allowing you to send, receive, and hold funds in 22 global currencies.
Foreign Currencies and IBANs
Open a foreign currency account with a European IBAN and manage your money with ease. With bunq, you get an international IBAN from NL, DE, FR, ES, or IE, allowing you to send, receive, and hold funds in 22 global currencies.
Foreign Currencies
Open Bank Accounts in 22 global currencies.
Foreign IBANs
Open Bank Accounts with NL, DE, FR or ES IBANs.
Foreign Currency Transfer
Instantly send money across the world in 39 currencies.
ZeroFX
Always get the best exchange rate abroad.
Multi-Currency Savings Accounts
Earn 3.01% interest by saving in USD/GBP.
Foreign Currencies
Open Bank Accounts in 22 global currencies.
Foreign IBANs
Open Bank Accounts with NL, DE, FR or ES IBANs.
Foreign Currency Transfer
Instantly send money across the world in 39 currencies.
ZeroFX
Always get the best exchange rate abroad.
Multi-Currency Savings Accounts
Earn 3.01% interest by saving in USD/GBP.
Foreign Currencies
Open Bank Accounts in 22 global currencies.
Foreign IBANs
Open Bank Accounts with NL, DE, FR or ES IBANs.
Foreign Currency Transfer
Instantly send money across the world in 39 currencies.
ZeroFX
Always get the best exchange rate abroad.
Multi-Currency Savings Accounts
Earn 3.01% interest by saving in USD/GBP.
Foreign Currencies
Add dedicated bank accounts to your bunq app and manage your money effortlessly. Spend, receive, and hold funds in 22 foreign currencies, all with an international IBAN and competitive exchange rates.
Foreign Currencies
Add dedicated bank accounts to your bunq app and manage your money effortlessly. Spend, receive, and hold funds in 22 foreign currencies, all with an international IBAN and competitive exchange rates.
Foreign Currencies
Add dedicated bank accounts to your bunq app and manage your money effortlessly. Spend, receive, and hold funds in 22 foreign currencies, all with an international IBAN and competitive exchange rates.
Foreign IBANs
We offer international IBANs for 5 countries, with more on the way! You'll automatically receive an NL, DE, FR, ES, or IE IBAN based on your location, but you can also open additional bank accounts and choose the IBAN that works best for you.
Foreign IBANs
We offer international IBANs for 5 countries, with more on the way! You'll automatically receive an NL, DE, FR, ES, or IE IBAN based on your location, but you can also open additional bank accounts and choose the IBAN that works best for you.
Foreign IBANs
We offer international IBANs for 5 countries, with more on the way! You'll automatically receive an NL, DE, FR, ES, or IE IBAN based on your location, but you can also open additional bank accounts and choose the IBAN that works best for you.
Foreign Currency Transfer
Easily send money to anyone in 39 foreign currencies, directly from your Euro account. You’ll see our low transaction fee and competitive exchange rate upfront, so there are no surprises later.
Foreign Currency Transfer
Easily send money to anyone in 39 foreign currencies, directly from your Euro account. You’ll see our low transaction fee and competitive exchange rate upfront, so there are no surprises later.
Foreign Currency Transfer
Easily send money to anyone in 39 foreign currencies, directly from your Euro account. You’ll see our low transaction fee and competitive exchange rate upfront, so there are no surprises later.
Get the best exchange rate abroad
With ZeroFX, use your bunq card abroad and get the best value on non-Euro transactions. While traditional banks charge high extra fees for using your card in foreign currencies - we don't! Instead, to protect you from currency fluctuations, and give you the best possible rates, we add a 0,5% mark up to the latest rate when markets are open.
Get the best exchange rate abroad
With ZeroFX, use your bunq card abroad and get the best value on non-Euro transactions. While traditional banks charge high extra fees for using your card in foreign currencies - we don't! Instead, to protect you from currency fluctuations, and give you the best possible rates, we add a 0,5% mark up to the latest rate when markets are open.
Get the best exchange rate abroad
With ZeroFX, use your bunq card abroad and get the best value on non-Euro transactions. While traditional banks charge high extra fees for using your card in foreign currencies - we don't! Instead, to protect you from currency fluctuations, and give you the best possible rates, we add a 0,5% mark up to the latest rate when markets are open.
Multi-Currency Savings Accounts
Grow your savings faster with multi-currency accounts. Earn 2.01%* interest on EUR savings or up to 3.01% on USD and GBP. Plus, enjoy weekly payouts for faster compounding and quicker financial growth.
Multi-Currency Savings Accounts
Grow your savings faster with multi-currency accounts. Earn 2.01%* interest on EUR savings or up to 3.01% on USD and GBP. Plus, enjoy weekly payouts for faster compounding and quicker financial growth.
Multi-Currency Savings Accounts
Grow your savings faster with multi-currency accounts. Earn 2.01%* interest on EUR savings or up to 3.01% on USD and GBP. Plus, enjoy weekly payouts for faster compounding and quicker financial growth.
Trusted by millions of users
Join over 20 million users on the bunq platform
Insured up to €100,000
Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).
Card Payment Refunds
Your money is protected if something doesn't go as planned.
Instant Payments
Send and receive money instantly, no waiting.
24/7 support
Instant help in your language, whenever you need it.
Trusted by millions of users
Join over 20 million users on the bunq platform
Insured up to €100,000
Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).
Card Payment Refunds
Your money is protected if something doesn't go as planned.
Instant Payments
Send and receive money instantly, no waiting.
24/7 support
Instant help in your language, whenever you need it.
Trusted by millions of users
Join over 20 million users on the bunq platform
Insured up to €100,000
Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).
Card Payment Refunds
Your money is protected if something doesn't go as planned.
Instant Payments
Send and receive money instantly, no waiting.
24/7 support
Instant help in your language, whenever you need it.
Frequently Asked Questions
How does ZeroFX work?
ZeroFX is a feature offered by bunq that allows users to save money when spending abroad by avoiding the typical foreign exchange fees charged by traditional banks. Here’s how it works:
No Fixed Fee for Spending Abroad: Instead of having a fixed fee of 1.5% on top of your payment, bunq uses the Mastercard exchange rate + 0.5% currency fluctuation at the moment the payment is confirmed by the merchant. This means you get the best possible rate without additional fees.
Opt for Local Currency: To activate ZeroFX, you need to choose the local currency when paying or withdrawing from an ATM abroad. This ensures that the transaction is processed using the current exchange rate without additional fees.
Threshold for Free Usage: For bunq Free users, ZeroFX is applied to payments below a €1000 threshold. If the payment exceeds this limit, ZeroFX is not applied to the amount above the threshold and the user will be charged an additional 1% conversion fee.
Monthly Savings Summary: Users can see the total amount saved with ZeroFX in the app, which can be a significant amount over time, especially for frequent travelers.
ZeroFX is a feature offered by bunq that allows users to save money when spending abroad by avoiding the typical foreign exchange fees charged by traditional banks. Here’s how it works:
No Fixed Fee for Spending Abroad: Instead of having a fixed fee of 1.5% on top of your payment, bunq uses the Mastercard exchange rate + 0.5% currency fluctuation at the moment the payment is confirmed by the merchant. This means you get the best possible rate without additional fees.
Opt for Local Currency: To activate ZeroFX, you need to choose the local currency when paying or withdrawing from an ATM abroad. This ensures that the transaction is processed using the current exchange rate without additional fees.
Threshold for Free Usage: For bunq Free users, ZeroFX is applied to payments below a €1000 threshold. If the payment exceeds this limit, ZeroFX is not applied to the amount above the threshold and the user will be charged an additional 1% conversion fee.
Monthly Savings Summary: Users can see the total amount saved with ZeroFX in the app, which can be a significant amount over time, especially for frequent travelers.
Frequently Asked Questions
How does ZeroFX work?
ZeroFX is a feature offered by bunq that allows users to save money when spending abroad by avoiding the typical foreign exchange fees charged by traditional banks. Here’s how it works:
No Fixed Fee for Spending Abroad: Instead of having a fixed fee of 1.5% on top of your payment, bunq uses the Mastercard exchange rate + 0.5% currency fluctuation at the moment the payment is confirmed by the merchant. This means you get the best possible rate without additional fees.
Opt for Local Currency: To activate ZeroFX, you need to choose the local currency when paying or withdrawing from an ATM abroad. This ensures that the transaction is processed using the current exchange rate without additional fees.
Threshold for Free Usage: For bunq Free users, ZeroFX is applied to payments below a €1000 threshold. If the payment exceeds this limit, ZeroFX is not applied to the amount above the threshold and the user will be charged an additional 1% conversion fee.
Monthly Savings Summary: Users can see the total amount saved with ZeroFX in the app, which can be a significant amount over time, especially for frequent travelers.
ZeroFX is a feature offered by bunq that allows users to save money when spending abroad by avoiding the typical foreign exchange fees charged by traditional banks. Here’s how it works:
No Fixed Fee for Spending Abroad: Instead of having a fixed fee of 1.5% on top of your payment, bunq uses the Mastercard exchange rate + 0.5% currency fluctuation at the moment the payment is confirmed by the merchant. This means you get the best possible rate without additional fees.
Opt for Local Currency: To activate ZeroFX, you need to choose the local currency when paying or withdrawing from an ATM abroad. This ensures that the transaction is processed using the current exchange rate without additional fees.
Threshold for Free Usage: For bunq Free users, ZeroFX is applied to payments below a €1000 threshold. If the payment exceeds this limit, ZeroFX is not applied to the amount above the threshold and the user will be charged an additional 1% conversion fee.
Monthly Savings Summary: Users can see the total amount saved with ZeroFX in the app, which can be a significant amount over time, especially for frequent travelers.
Frequently Asked Questions
How does ZeroFX work?
ZeroFX is a feature offered by bunq that allows users to save money when spending abroad by avoiding the typical foreign exchange fees charged by traditional banks. Here’s how it works:
No Fixed Fee for Spending Abroad: Instead of having a fixed fee of 1.5% on top of your payment, bunq uses the Mastercard exchange rate + 0.5% currency fluctuation at the moment the payment is confirmed by the merchant. This means you get the best possible rate without additional fees.
Opt for Local Currency: To activate ZeroFX, you need to choose the local currency when paying or withdrawing from an ATM abroad. This ensures that the transaction is processed using the current exchange rate without additional fees.
Threshold for Free Usage: For bunq Free users, ZeroFX is applied to payments below a €1000 threshold. If the payment exceeds this limit, ZeroFX is not applied to the amount above the threshold and the user will be charged an additional 1% conversion fee.
Monthly Savings Summary: Users can see the total amount saved with ZeroFX in the app, which can be a significant amount over time, especially for frequent travelers.
ZeroFX is a feature offered by bunq that allows users to save money when spending abroad by avoiding the typical foreign exchange fees charged by traditional banks. Here’s how it works:
No Fixed Fee for Spending Abroad: Instead of having a fixed fee of 1.5% on top of your payment, bunq uses the Mastercard exchange rate + 0.5% currency fluctuation at the moment the payment is confirmed by the merchant. This means you get the best possible rate without additional fees.
Opt for Local Currency: To activate ZeroFX, you need to choose the local currency when paying or withdrawing from an ATM abroad. This ensures that the transaction is processed using the current exchange rate without additional fees.
Threshold for Free Usage: For bunq Free users, ZeroFX is applied to payments below a €1000 threshold. If the payment exceeds this limit, ZeroFX is not applied to the amount above the threshold and the user will be charged an additional 1% conversion fee.
Monthly Savings Summary: Users can see the total amount saved with ZeroFX in the app, which can be a significant amount over time, especially for frequent travelers.
Choose your plan
Try it free for 30 days, no strings attached.
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bunq Free
Free
The essentials to get you started.
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bunq Core
€3.99/month
The bank account for everyday use.
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bunq Pro
€9.99/month
The bank account that makes budgeting easy.
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bunq Elite
€18.99/month
The bank account designed for your international lifestyle.
Choose your plan
Try it free for 30 days, no strings attached.
bunq Free
Free
The essentials to get you started.
bunq Core
€3.99/month
The bank account for everyday use.
bunq Pro
€9.99/month
The bank account that makes budgeting easy.
bunq Elite
€18.99/month
The bank account designed for your international lifestyle.
Choose your plan
Try it free for 30 days, no strings attached.
bunq Free
Free
The essentials to get you started.
bunq Core
€3.99/month
The bank account for everyday use.
bunq Pro
€9.99/month
The bank account that makes budgeting easy.
bunq Elite
€18.99/month
The bank account designed for your international lifestyle.
Start your 30-day free trial
Open your account in just 5 minutes, directly from your phone.
Start your 30-day free trial
Open your account in just 5 minutes, directly from your phone.
Start your 30-day free trial
Open your account in just 5 minutes, directly from your phone.
Related Articles
Check out some of these blog posts, packed with useful insights and tips to help you bank smarter and make life easy.
Related Articles
Check out some of these blog posts, packed with useful insights and tips to help you bank smarter and make life easy.
Related Articles
Check out some of these blog posts, packed with useful insights and tips to help you bank smarter and make life easy.