Make your money work for you
Save, invest, and explore crypto with ease. Smart tools to manage your money securely and all in one app.

Make your money work for you
Save, invest, and explore crypto with ease. Smart tools to manage your money securely and all in one app.

Make your money work for you
Save, invest, and explore crypto with ease. Smart tools to manage your money securely and all in one app.

Grow your savings automatically
Earn up to 2.01% on EUR and 3.01% on USD/GBP—paid out weekly.
The easiest way to invest in stocks
Buy and sell stocks commission-free for the first 3 months.
Crypto in your banking app
Built for beginners, backed by your bank.
Grow your savings automatically
Earn up to 2.01% on EUR and 3.01% on USD/GBP—paid out weekly.
The easiest way to invest in stocks
Buy and sell stocks commission-free for the first 3 months.
Crypto in your banking app
Built for beginners, backed by your bank.
Grow your savings automatically
Earn up to 2.01% on EUR and 3.01% on USD/GBP—paid out weekly.
The easiest way to invest in stocks
Buy and sell stocks commission-free for the first 3 months.
Crypto in your banking app
Built for beginners, backed by your bank.
Earn up to 3.01% interest weekly
Grow your savings automatically with some of the highest interest rates around—paid out every week*. Earn 2.01% on EUR or 3.01% on USD/GBP without lock-ins. Just add money and watch it grow.
* See savings account terms and conditions. Rates are subject to change at any time. Interest earned is subject to applicable taxes and social security contributions.
Earn up to 3.01% interest weekly
Grow your savings automatically with some of the highest interest rates around—paid out every week*. Earn 2.01% on EUR or 3.01% on USD/GBP without lock-ins. Just add money and watch it grow.
* See savings account terms and conditions. Rates are subject to change at any time. Interest earned is subject to applicable taxes and social security contributions.
Earn up to 3.01% interest weekly
Grow your savings automatically with some of the highest interest rates around—paid out every week*. Earn 2.01% on EUR or 3.01% on USD/GBP without lock-ins. Just add money and watch it grow.
* See savings account terms and conditions. Rates are subject to change at any time. Interest earned is subject to applicable taxes and social security contributions.
Save the change
Every time you make a payment, AutoSave rounds it up and invests the difference. Spend €2.20 on coffee? €0.80 goes straight to your Savings or Stocks Account—helping you build wealth effortlessly, one payment at a time.
Save the change
Every time you make a payment, AutoSave rounds it up and invests the difference. Spend €2.20 on coffee? €0.80 goes straight to your Savings or Stocks Account—helping you build wealth effortlessly, one payment at a time.
Save the change
Every time you make a payment, AutoSave rounds it up and invests the difference. Spend €2.20 on coffee? €0.80 goes straight to your Savings or Stocks Account—helping you build wealth effortlessly, one payment at a time.
Start investing in seconds
Whether you're interested in individual stocks or diversifying with ETFs, our selection of stocks and ETFs are tailored to your personal preferences. A few taps in the app is all you need to start growing your wealth*.
* Investment services are provided by Ginmon. Please note that all investments carry a high risk of total or partial capital loss. The information contained on this page does not constitute a personal recommendation, investment advice, or an invitation to make any investment decision. Therefore, you should carefully consider your financial situation, consult the applicable documents and information, or seek independent professional advice before initiating any financial transactions or subscribing to new investment services. Learn more
Start investing in seconds
Whether you're interested in individual stocks or diversifying with ETFs, our selection of stocks and ETFs are tailored to your personal preferences. A few taps in the app is all you need to start growing your wealth*.
* Investment services are provided by Ginmon. Please note that all investments carry a high risk of total or partial capital loss. The information contained on this page does not constitute a personal recommendation, investment advice, or an invitation to make any investment decision. Therefore, you should carefully consider your financial situation, consult the applicable documents and information, or seek independent professional advice before initiating any financial transactions or subscribing to new investment services. Learn more
Start investing in seconds
Whether you're interested in individual stocks or diversifying with ETFs, our selection of stocks and ETFs are tailored to your personal preferences. A few taps in the app is all you need to start growing your wealth*.
* Investment services are provided by Ginmon. Please note that all investments carry a high risk of total or partial capital loss. The information contained on this page does not constitute a personal recommendation, investment advice, or an invitation to make any investment decision. Therefore, you should carefully consider your financial situation, consult the applicable documents and information, or seek independent professional advice before initiating any financial transactions or subscribing to new investment services. Learn more

No trading fees for the first 3 months
Trade on Stocks with no monthly fees for the first 3 months. After that, it's just a 0.99% fee per trade. Pro users get a 20% discount, while Elite users enjoy a 50% discount on trading fees.

No trading fees for the first 3 months
Trade on Stocks with no monthly fees for the first 3 months. After that, it's just a 0.99% fee per trade. Pro users get a 20% discount, while Elite users enjoy a 50% discount on trading fees.

No trading fees for the first 3 months
Trade on Stocks with no monthly fees for the first 3 months. After that, it's just a 0.99% fee per trade. Pro users get a 20% discount, while Elite users enjoy a 50% discount on trading fees.
Easily buy and sell crypto
Buy and sell top cryptocurrencies directly in your bunq app*. It’s beginner-friendly, fully integrated, and powered by Kraken’s Custody service for secure storage and peace of mind.
* Investment services are provided by Kraken. Please note that investments in digital assets (or crypto assets) carry a high risk of total or partial capital loss. The information contained on this page should not be construed as a personal recommendation, investment advice, or an invitation to make any investment decision. Therefore, you should carefully consider your financial situation, consult the applicable documents and information, or seek independent professional advice before initiating any financial transactions or subscribing to new investment services.
Easily buy and sell crypto
Buy and sell top cryptocurrencies directly in your bunq app*. It’s beginner-friendly, fully integrated, and powered by Kraken’s Custody service for secure storage and peace of mind.
* Investment services are provided by Kraken. Please note that investments in digital assets (or crypto assets) carry a high risk of total or partial capital loss. The information contained on this page should not be construed as a personal recommendation, investment advice, or an invitation to make any investment decision. Therefore, you should carefully consider your financial situation, consult the applicable documents and information, or seek independent professional advice before initiating any financial transactions or subscribing to new investment services.
Easily buy and sell crypto
Buy and sell top cryptocurrencies directly in your bunq app*. It’s beginner-friendly, fully integrated, and powered by Kraken’s Custody service for secure storage and peace of mind.
* Investment services are provided by Kraken. Please note that investments in digital assets (or crypto assets) carry a high risk of total or partial capital loss. The information contained on this page should not be construed as a personal recommendation, investment advice, or an invitation to make any investment decision. Therefore, you should carefully consider your financial situation, consult the applicable documents and information, or seek independent professional advice before initiating any financial transactions or subscribing to new investment services.
Trusted by millions of users
Join over 20 million users on the bunq platform
Insured up to €100,000
Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).
Card Payment Refunds
Your money is protected if something doesn't go as planned.
Instant Payments
Send and receive money instantly, no waiting.
24/7 support
Instant help in your language, whenever you need it.
Trusted by millions of users
Join over 20 million users on the bunq platform
Insured up to €100,000
Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).
Card Payment Refunds
Your money is protected if something doesn't go as planned.
Instant Payments
Send and receive money instantly, no waiting.
24/7 support
Instant help in your language, whenever you need it.
Trusted by millions of users
Join over 20 million users on the bunq platform
Insured up to €100,000
Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).
Card Payment Refunds
Your money is protected if something doesn't go as planned.
Instant Payments
Send and receive money instantly, no waiting.
24/7 support
Instant help in your language, whenever you need it.
Find your perfect fit
bunq Free
Free
The essentials to get you started.
bunq Core
€3.99/month
The bank account for everyday use.
bunq Pro
€9.99/month
The bank account that makes budgeting easy.
bunq Elite
€18.99/month
The bank account designed for your international lifestyle.
Find your perfect fit
bunq Free
Free
The essentials to get you started.
bunq Core
€3.99/month
The bank account for everyday use.
bunq Pro
€9.99/month
The bank account that makes budgeting easy.
bunq Elite
€18.99/month
The bank account designed for your international lifestyle.
Find your perfect fit
bunq Free
Free
The essentials to get you started.
bunq Core
€3.99/month
The bank account for everyday use.
bunq Pro
€9.99/month
The bank account that makes budgeting easy.
bunq Elite
€18.99/month
The bank account designed for your international lifestyle.
Frequently Asked Questions
What is bunq?
bunq is the ultimate digital bank designed to eliminate the hassle of managing money. From effortless saving and budgeting to travel focused features, bunq empowers you to focus on what truly matters.
bunq is the ultimate digital bank designed to eliminate the hassle of managing money. From effortless saving and budgeting to travel focused features, bunq empowers you to focus on what truly matters.
What’s the best online bank?
bunq stands out as one of the best online banks thanks to its innovation, transparency, and focus on simplicity and sustainability. With an intuitive app, up to 25 sub-accounts, automated budgeting features, and multi-IBANs, bunq offers a modern, flexible banking experience. Plus, every time you spend, you help plant trees—so you manage your money and support the planet at the same time.
Is bunq an independent bank?
bunq was founded in 2012 by Ali Niknam in the Netherlands as a tech-driven challenger bank focused on innovation, transparency, and simplicity. In 2015, we launched the bunq app – the first new bank in 35 years to receive a European banking license – and we’ve been challenging traditional banks ever since.
What do I need to open a bunq account?
To open a bunq account, you need your tax ID, a smartphone with the bunq app, and a residential address in Europe. The process is fully digital and takes less than 5 minutes – easy, fast, and convenient!
Frequently Asked Questions
What is bunq?
bunq is the ultimate digital bank designed to eliminate the hassle of managing money. From effortless saving and budgeting to travel focused features, bunq empowers you to focus on what truly matters.
bunq is the ultimate digital bank designed to eliminate the hassle of managing money. From effortless saving and budgeting to travel focused features, bunq empowers you to focus on what truly matters.
What’s the best online bank?
bunq stands out as one of the best online banks thanks to its innovation, transparency, and focus on simplicity and sustainability. With an intuitive app, up to 25 sub-accounts, automated budgeting features, and multi-IBANs, bunq offers a modern, flexible banking experience. Plus, every time you spend, you help plant trees—so you manage your money and support the planet at the same time.
Is bunq an independent bank?
bunq was founded in 2012 by Ali Niknam in the Netherlands as a tech-driven challenger bank focused on innovation, transparency, and simplicity. In 2015, we launched the bunq app – the first new bank in 35 years to receive a European banking license – and we’ve been challenging traditional banks ever since.
What do I need to open a bunq account?
To open a bunq account, you need your tax ID, a smartphone with the bunq app, and a residential address in Europe. The process is fully digital and takes less than 5 minutes – easy, fast, and convenient!
Frequently Asked Questions
What is bunq?
bunq is the ultimate digital bank designed to eliminate the hassle of managing money. From effortless saving and budgeting to travel focused features, bunq empowers you to focus on what truly matters.
bunq is the ultimate digital bank designed to eliminate the hassle of managing money. From effortless saving and budgeting to travel focused features, bunq empowers you to focus on what truly matters.
What’s the best online bank?
bunq stands out as one of the best online banks thanks to its innovation, transparency, and focus on simplicity and sustainability. With an intuitive app, up to 25 sub-accounts, automated budgeting features, and multi-IBANs, bunq offers a modern, flexible banking experience. Plus, every time you spend, you help plant trees—so you manage your money and support the planet at the same time.
Is bunq an independent bank?
bunq was founded in 2012 by Ali Niknam in the Netherlands as a tech-driven challenger bank focused on innovation, transparency, and simplicity. In 2015, we launched the bunq app – the first new bank in 35 years to receive a European banking license – and we’ve been challenging traditional banks ever since.
What do I need to open a bunq account?
To open a bunq account, you need your tax ID, a smartphone with the bunq app, and a residential address in Europe. The process is fully digital and takes less than 5 minutes – easy, fast, and convenient!
Open your Bank Account in 5 minutes
Get started now, with just your phone and ID.

Open your Bank Account in 5 minutes
Get started now, with just your phone and ID.

Open your Bank Account in 5 minutes
Get started now, with just your phone and ID.

Related Articles
Check out some of these blog posts, packed with useful insights and tips to help you bank smarter and make life easy.
Related Articles
Check out some of these blog posts, packed with useful insights and tips to help you bank smarter and make life easy.
Related Articles
Check out some of these blog posts, packed with useful insights and tips to help you bank smarter and make life easy.


