Your savings perfectly organized
Open an account fast, from anywhere, without paperwork or branch visits. No NIF? No problem. With bunq, you get local banking plus support in your own language.
Your savings perfectly organized
Open an account fast, from anywhere, without paperwork or branch visits. No NIF? No problem. With bunq, you get local banking plus support in your own language.
Save for what matters
Whether it’s shared goals or personal plans, bunq helps you save with purpose and stay prepared for what’s next.
Save for your next escape
Automatically set money aside for flights, stays, and spontaneous adventures.
Build your future home fund
Grow your long-term savings steadily and stay motivated with a clear view of your progress.
Invest in your future opportunities
Build a dedicated savings pot for courses, certifications, or new career paths.
Prepare for milestones that matter
Save gradually for weddings, celebrations, or once-in-a-lifetime experiences — without financial stress.
Stay ready for life’s surprises
Create a financial cushion that gives you peace of mind when the unexpected happens.
Turn extra money into real progress
Automatically move bonuses, refunds, or surprise transfers into savings the moment they arrive.
Save for what matters
Whether it’s shared goals or personal plans, bunq helps you save with purpose and stay prepared for what’s next.
Build your future home fund
Grow your long-term savings steadily and stay motivated with a clear view of your progress.
Invest in your future opportunities
Build a dedicated savings pot for courses, certifications, or new career paths.
Stay ready for life’s surprises
Create a financial cushion that gives you peace of mind when the unexpected happens.
Save for your next escape
Automatically set money aside for flights, stays, and spontaneous adventures.
Prepare for milestones that matter
Save gradually for weddings, celebrations, or once-in-a-lifetime experiences — without financial stress.
Turn extra money into real progress
Automatically move bonuses, refunds, or surprise transfers into savings the moment they arrive.
2.01%* interest paid out weekly
Grow your savings faster with a high-interest rate. Earn weekly payouts and take advantage of compound interest, helping you reach your goals even quicker.
2.01%* interest paid out weekly
Grow your savings faster with a high-interest rate. Earn weekly payouts and take advantage of compound interest, helping you reach your goals even quicker.
Grow your savings with Foreign Currency Savings Accounts
Earn high interest across 8 global currencies with bunq. Get up to 3.01% annual interest on USD and GBP, and up to 29% annual interest on selected global currencies like TRY, PLN, and ZAR—all paid out weekly¹.
Grow your savings with Foreign Currency Savings Accounts
Earn high interest across 8 global currencies with bunq. Get up to 3.01% annual interest on USD and GBP, and up to 29% annual interest on selected global currencies like TRY, PLN, and ZAR—all paid out weekly¹.
Save the change
Every time you make a payment, AutoSave rounds up your purchase and saves the difference. Spend €2.20 on coffee? €0.80 goes straight into your Savings Account, helping you grow your money effortlessly with compound interest.
Save the change
Every time you make a payment, AutoSave rounds up your purchase and saves the difference. Spend €2.20 on coffee? €0.80 goes straight into your Savings Account, helping you grow your money effortlessly with compound interest.
Sort incoming payments
Automatically sort incoming payments into the right Savings Accounts. Set up custom rules to split your money and send it exactly where you need it so you can grow your savings with ease.
Sort incoming payments
Automatically sort incoming payments into the right Savings Accounts. Set up custom rules to split your money and send it exactly where you need it so you can grow your savings with ease.
Adding money is easy
Add funds with bank transfers, local payment methods like iDEAL and Instant Bank Transfer, or use Apple Pay, Google Pay, and credit cards.
Adding money is easy
Add funds with bank transfers, local payment methods like iDEAL and Instant Bank Transfer, or use Apple Pay, Google Pay, and credit cards.
Up to 3 free withdrawals a month
You can withdraw any amount, up to 2 times each month, completely free. Save with bunq for a year and you’ll unlock 3 free monthly withdrawals, giving you even more freedom when you need it.
Up to 3 free withdrawals a month
You can withdraw any amount, up to 2 times each month, completely free. Save with bunq for a year and you’ll unlock 3 free monthly withdrawals, giving you even more freedom when you need it.
Save with total peace of mind
Built on trusted European protections, with privacy by design and support whenever you need it.
Your money is protected
Your savings are insured up to €100,000 by the Dutch Deposit Guarantee Scheme.
Your privacy is paramount
Your data is safe and protected by our robust, bank-level security.
24/7 support
Get instant help in your language, whenever you need it.
Save with total peace of mind
Built on trusted European protections, with privacy by design and support whenever you need it.
Your money is protected
Your savings are insured up to €100,000 by the Dutch Deposit Guarantee Scheme.
Your privacy is paramount
Your data is safe and protected by our robust, bank-level security.
24/7 support
Get instant help in your language, whenever you need it.
Start saving in minutes
Open, save, and start earning interest—all from your phone. No appointments, no paperwork.
Download the bunq app
Available on iOS and Android.
Open a bunq account
Sign up in the app and verify your details.
Deposit money
Transfer funds in and start earning weekly interest.
Start saving in minutes
Open, save, and start earning interest—all from your phone. No appointments, no paperwork.
Download the bunq app
Available on iOS and Android.
Open a bunq account
Sign up in the app and verify your details.
Deposit money
Transfer funds in and start earning weekly interest.
See how much you can earn with bunq
See how much you can earn with bunq
Use our Savings Calculator to estimate how much your money could earn over time—so you can plan smarter and stay motivated from day one.
Compound Interest
Amount Deposited
Savings period
Estimated interest earned
There are no limits on how much or for how long you can save, this calculator is for informational purposes only.
Compound Interest
Amount Deposited
Savings period
Estimated interest earned
There are no limits on how much or for how long you can save, this calculator is for informational purposes only.
Choose your plan
Try it free for 30 days, no strings attached.
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bunq Free
Free
The essentials to get you started.
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bunq Core
€3.99/month
The bank account for everyday use.
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bunq Pro
€9.99/month
The bank account that makes budgeting easy.
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bunq Elite
€18.99/month
The bank account designed for your international lifestyle.
Choose your plan
Try it free for 30 days, no strings attached.
bunq Free
Free
The essentials to get you started.
bunq Core
€3.99/month
The bank account for everyday use.
bunq Pro
€9.99/month
The bank account that makes budgeting easy.
bunq Elite
€18.99/month
The bank account designed for your international lifestyle.
Sign up in 5 minutes
Enjoy smarter, easier, stress-free banking and see why millions already made the switch.
Sign up in 5 minutes
Enjoy smarter, easier, stress-free banking and see why millions already made the switch.
Frequently Asked Questions
How do I open an account with bunq?
Simply download the app and follow the steps. You can open a bunq account in just 5 minutes. All you need is your phone and ID.
Simply download the app and follow the steps. You can open a bunq account in just 5 minutes. All you need is your phone and ID.
What’s the best online bank?
bunq stands out as one of the best online banks thanks to its innovation, transparency, and focus on simplicity and sustainability. With an intuitive app, up to 25 sub-accounts, automated budgeting features, and multi-IBANs, bunq offers a modern, flexible banking experience. Plus, every time you spend, you help plant trees—so you manage your money and support the planet at the same time.
Which online bank should I choose?
bunq fits every lifestyle: expats, parents, couples, entrepreneurs, students, or savers. With multi-IBANs, dedicated sub-accounts, budgeting tools, and shared accounts, bunq gives you flexible solutions to manage your money easily. Whatever you need, bunq helps you bank simply, efficiently, and sustainably.
What is a bank card?
A bank card is a payment method that lets you shop in stores, online, or withdraw cash from ATMs. With bunq, you get unmatched flexibility: up to 25 digital (credit or debit) cards and up to 3 physical cards, all linked to your sub-accounts. This makes it easy to manage your spending and stay in control of your finances.
How do I get a bank card?
Getting a digital bunq card is quick and easy – just a few taps in the bunq app. You can use it immediately with Apple Pay or Google Pay. Prefer a physical card? Order one through the app and have it delivered to your home.
Frequently Asked Questions
How do I open an account with bunq?
Simply download the app and follow the steps. You can open a bunq account in just 5 minutes. All you need is your phone and ID.
Simply download the app and follow the steps. You can open a bunq account in just 5 minutes. All you need is your phone and ID.
What’s the best online bank?
bunq stands out as one of the best online banks thanks to its innovation, transparency, and focus on simplicity and sustainability. With an intuitive app, up to 25 sub-accounts, automated budgeting features, and multi-IBANs, bunq offers a modern, flexible banking experience. Plus, every time you spend, you help plant trees—so you manage your money and support the planet at the same time.
Which online bank should I choose?
bunq fits every lifestyle: expats, parents, couples, entrepreneurs, students, or savers. With multi-IBANs, dedicated sub-accounts, budgeting tools, and shared accounts, bunq gives you flexible solutions to manage your money easily. Whatever you need, bunq helps you bank simply, efficiently, and sustainably.
What is a bank card?
A bank card is a payment method that lets you shop in stores, online, or withdraw cash from ATMs. With bunq, you get unmatched flexibility: up to 25 digital (credit or debit) cards and up to 3 physical cards, all linked to your sub-accounts. This makes it easy to manage your spending and stay in control of your finances.
How do I get a bank card?
Getting a digital bunq card is quick and easy – just a few taps in the bunq app. You can use it immediately with Apple Pay or Google Pay. Prefer a physical card? Order one through the app and have it delivered to your home.
Disclaimer
bunq bonus MassInterest
You can earn a 2.01% annual gross interest rate on savings above your personalized threshold, and 1.51% gross interest rate on the portion below it.
Your threshold is the highest balance in your Savings Account during the previous 6-month period, recalculated on January 1 and July 1 at 00:00 UTC.
If your account is new or had no savings during that period, your threshold is €0, so you receive the full 2.01% annual gross interest rate on all savings until the next calculation. Interest is paid out weekly based on your Payday. Read more about Payday here.
bunq may adjust the gross interest rate; you will always be notified by email.
Costs
There are no additional fees for opening or maintaining a Savings Account beyond the monthly price of your bunq plan.
Savings accounts are available with all bunq plans: bunq Free (€0/month), bunq Core (€3.99/month), bunq Pro (€9.99/month), bunq Elite (€18.99/month).
Credit Risk
Saving money always involves some credit risk. Your money is protected up to a total of €100,000 per person across all bunq accounts (excluding investments in stocks and crypto) under the Dutch Deposit Guarantee Scheme (DGS). Balances above this amount are not guaranteed.
Inflation Risk
Your savings may lose value if inflation exceeds the interest you earn.
Disclaimer
bunq bonus MassInterest
You can earn a 2.01% annual gross interest rate on savings above your personalized threshold, and 1.51% gross interest rate on the portion below it.
Your threshold is the highest balance in your Savings Account during the previous 6-month period, recalculated on January 1 and July 1 at 00:00 UTC.
If your account is new or had no savings during that period, your threshold is €0, so you receive the full 2.01% annual gross interest rate on all savings until the next calculation. Interest is paid out weekly based on your Payday. Read more about Payday here.
bunq may adjust the gross interest rate; you will always be notified by email.
Costs
There are no additional fees for opening or maintaining a Savings Account beyond the monthly price of your bunq plan.
Savings accounts are available with all bunq plans: bunq Free (€0/month), bunq Core (€3.99/month), bunq Pro (€9.99/month), bunq Elite (€18.99/month).
Credit Risk
Saving money always involves some credit risk. Your money is protected up to a total of €100,000 per person across all bunq accounts (excluding investments in stocks and crypto) under the Dutch Deposit Guarantee Scheme (DGS). Balances above this amount are not guaranteed.
Inflation Risk
Your savings may lose value if inflation exceeds the interest you earn.