Credit Cards
Discover Credit Cards¹ that let you do more. Enjoy seamless, worldwide payments—whichever one you choose.

Credit Cards
Discover Credit Cards¹ that let you do more. Enjoy seamless, worldwide payments—whichever one you choose.

Credit Cards
Discover Credit Cards¹ that let you do more. Enjoy seamless, worldwide payments—whichever one you choose.

Always a perfect fit

Digital Credit Card
Create instant Digital Credit Cards for secure online shopping, budgeting, and more. Set one up in seconds and start using it right away. With a bunq Pro or bunq Elite account, you can create up to 25 Digital Credit Cards.

Physical Credit Cards
bunq Core users get 1 physical card, while bunq Pro and bunq Elite users get 3. Need more? Easily add extra cards anytime!

Metal Credit Card
Crafted from 100% stainless steel, engraved with your preferred name, so you can pay in style wherever you go. Available for bunq Pro and bunq Elite users.
Always a perfect fit

Digital Credit Card
Create instant Digital Credit Cards for secure online shopping, budgeting, and more. Set one up in seconds and start using it right away. With a bunq Pro or bunq Elite account, you can create up to 25 Digital Credit Cards.

Physical Credit Cards
bunq Core users get 1 physical card, while bunq Pro and bunq Elite users get 3. Need more? Easily add extra cards anytime!

Metal Credit Card
Crafted from 100% stainless steel, engraved with your preferred name, so you can pay in style wherever you go. Available for bunq Pro and bunq Elite users.
Always a perfect fit

Digital Credit Card
Create instant Digital Credit Cards for secure online shopping, budgeting, and more. Set one up in seconds and start using it right away. With a bunq Pro or bunq Elite account, you can create up to 25 Digital Credit Cards.

Physical Credit Cards
bunq Core users get 1 physical card, while bunq Pro and bunq Elite users get 3. Need more? Easily add extra cards anytime!

Metal Credit Card
Crafted from 100% stainless steel, engraved with your preferred name, so you can pay in style wherever you go. Available for bunq Pro and bunq Elite users.
¹Your bunq Credit Card works with available balance. bunq doesn’t offer credit lines.
¹Your bunq Credit Card works with available balance. bunq doesn’t offer credit lines.
¹Your bunq Credit Card works with available balance. bunq doesn’t offer credit lines.
Trusted with what matters most
Pay with confidence, anywhere. bunq credit cards give you secure global payments, instant in-app control, and a design that’s uniquely yours. Simple, safe, and made for everyday freedom.
"I tried it because of the good design and stayed because banking became so easy. No more queues just to get a credit card or open an account. Currency conversions also happen directly in the app."
A. Moreau
"First I got a virtual card to buy online without putting the real one (you never know if they clone it). But in the end I asked for the physical one and it arrived quite fast, and I live half in the mountain, away from everything. And privacy issue: you can make a thousand different cards for different websites. I've done about 15 and I haven't reached the limit yet."
J. Rossi
"What I like most about bunq is how flexible it is. I use it mostly when I travel, for the fair exchange rates and how easy it is to manage the cards. Being able to freeze or unfreeze them from the app gives me a lot of peace of mind.."
E. Dubois
"I tried it because of the good design and stayed because banking became so easy. No more queues just to get a credit card or open an account. Currency conversions also happen directly in the app."
A. Moreau
"First I got a virtual card to buy online without putting the real one (you never know if they clone it). But in the end I asked for the physical one and it arrived quite fast, and I live half in the mountain, away from everything. And privacy issue: you can make a thousand different cards for different websites. I've done about 15 and I haven't reached the limit yet."
J. Rossi
"What I like most about bunq is how flexible it is. I use it mostly when I travel, for the fair exchange rates and how easy it is to manage the cards. Being able to freeze or unfreeze them from the app gives me a lot of peace of mind.."
E. Dubois
"I am a person who prefers to pay everything in cash and I don't understand those people who prefer to use bank cards and the like. So I want to say that bunq even worried about those people who love cash because thanks to the company I can withdraw my money from an ATM completely free 6 times in a month. They know how to earn the trust of customers. I'll stay here for many years!"
M. Novak
"All good, everything can be done in the app. No restrictions like with other banks. Create credit cards, link to accounts etc. in 10 seconds."
T. Andersen
"I didn't expect to receive a plastic card after becoming a customer of this bank. Therefore, I can use this card to withdraw money from an ATM. In addition, it has limits on the number of cash withdrawals. In addition to that, it can be considered as an advantage. By the way, today I read that I can get a metal card."
S. Petrov
"I am a person who prefers to pay everything in cash and I don't understand those people who prefer to use bank cards and the like. So I want to say that bunq even worried about those people who love cash because thanks to the company I can withdraw my money from an ATM completely free 6 times in a month. They know how to earn the trust of customers. I'll stay here for many years!"
M. Novak
"All good, everything can be done in the app. No restrictions like with other banks. Create credit cards, link to accounts etc. in 10 seconds."
T. Andersen
"I didn't expect to receive a plastic card after becoming a customer of this bank. Therefore, I can use this card to withdraw money from an ATM. In addition, it has limits on the number of cash withdrawals. In addition to that, it can be considered as an advantage. By the way, today I read that I can get a metal card."
S. Petrov

Get a Credit Card
Every bunq user gets a Credit Card. That means no interest fees or annual charges. Get it, top it up and instantly start making payments online or with your phone.

Get a Credit Card
Every bunq user gets a Credit Card. That means no interest fees or annual charges. Get it, top it up and instantly start making payments online or with your phone.

Get a Credit Card
Every bunq user gets a Credit Card. That means no interest fees or annual charges. Get it, top it up and instantly start making payments online or with your phone.
Apple Pay & Google Pay
Link all your bunq cards to your digital wallet of choice for quick and easy mobile payments. Set it up in just a few taps and start paying with your phone or smartwatch right away.
Apple Pay & Google Pay
Link all your bunq cards to your digital wallet of choice for quick and easy mobile payments. Set it up in just a few taps and start paying with your phone or smartwatch right away.
Apple Pay & Google Pay
Link all your bunq cards to your digital wallet of choice for quick and easy mobile payments. Set it up in just a few taps and start paying with your phone or smartwatch right away.

Full control in the app
Need to change your PIN, increase your daily limit or (un)freeze your card? With the bunq app you can make any change in just a few taps, and have it applied instantly.

Full control in the app
Need to change your PIN, increase your daily limit or (un)freeze your card? With the bunq app you can make any change in just a few taps, and have it applied instantly.

Full control in the app
Need to change your PIN, increase your daily limit or (un)freeze your card? With the bunq app you can make any change in just a few taps, and have it applied instantly.

2 accounts with 1 card
Set up a Secondary PIN for any of your physical cards. Use the first to pay with account A, and another to pay with account B. That's one less card to carry around.

2 accounts with 1 card
Set up a Secondary PIN for any of your physical cards. Use the first to pay with account A, and another to pay with account B. That's one less card to carry around.

2 accounts with 1 card
Set up a Secondary PIN for any of your physical cards. Use the first to pay with account A, and another to pay with account B. That's one less card to carry around.

Your card is your canvas
Make your bunq card uniquely yours! Add your favorite one-liner, choose a fun icon from our gallery, or draw your own from scratch. Go wild!

Your card is your canvas
Make your bunq card uniquely yours! Add your favorite one-liner, choose a fun icon from our gallery, or draw your own from scratch. Go wild!

Your card is your canvas
Make your bunq card uniquely yours! Add your favorite one-liner, choose a fun icon from our gallery, or draw your own from scratch. Go wild!
Trusted by millions of users
Join over 20 million users on the bunq platform
Insured up to €100,000
Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).
Card Payment Refunds
Your money is protected if something doesn't go as planned.
Instant Payments
Send and receive money instantly, no waiting.
24/7 support
Instant help in your language, whenever you need it.
Trusted by millions of users
Join over 20 million users on the bunq platform
Insured up to €100,000
Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).
Card Payment Refunds
Your money is protected if something doesn't go as planned.
Instant Payments
Send and receive money instantly, no waiting.
24/7 support
Instant help in your language, whenever you need it.
Trusted by millions of users
Join over 20 million users on the bunq platform
Insured up to €100,000
Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).
Card Payment Refunds
Your money is protected if something doesn't go as planned.
Instant Payments
Send and receive money instantly, no waiting.
24/7 support
Instant help in your language, whenever you need it.
Choose your plan
bunq Free
Free
The essentials to get you started.
bunq Core
€3.99/month
The bank account for everyday use.
bunq Pro
€9.99/month
The bank account that travels with you.
bunq Elite
€18.99/month
The bank account designed for your international lifestyle.
Choose your plan
bunq Free
Free
The essentials to get you started.
bunq Core
€3.99/month
The bank account for everyday use.
bunq Pro
€9.99/month
The bank account that travels with you.
bunq Elite
€18.99/month
The bank account designed for your international lifestyle.
Frequently Asked Questions
What’s a bunq Credit Card?
We made a card that works for you as it comes without the risk of falling into debt. This allows you to use it to the full extent and acceptability of a normal credit card, without the possibility of financial burden.
We made a card that works for you as it comes without the risk of falling into debt. This allows you to use it to the full extent and acceptability of a normal credit card, without the possibility of financial burden.
Is the bunq Credit Card a free credit card?
Your Free Credit Card is a digital card you can set up from your bunq app and then use with Apple Pay or Google Pay.
Is the bunq Credit Card a Visa card or Mastercard?
The bunq Credit Card is a Mastercard. It functions as a credit card for merchants, allowing for services like hotel reservations and car rentals that typically require a credit card. However, for you as the user, it operates like a debit card, with transactions directly debiting your linked account without offering a credit line.
Is there overdraft on my Credit Card?
We’re here to break free from the status quo, and create the bank with you in mind. Giving you the freedom to live life on your terms.
In order to do so, we ensure that you can't fall into debt by not offering loans or overdraft. This way you can freely use your money without the burden of debt.
How do I get a bunq Credit Card?
Ordering a Credit Card is super easy, followings the steps below 📩
Go to Home Tab
Tap on 🟣 + Add
Tap on 🔵 Add Card
Select Credit Card
Choose cardholder name and card description
Confirm your address
Tap on Get Your Card
What's the difference between the bunq Debit Card and Credit Card?
The bunq Credit Card will be the best card option for worldwide traveling. With it, you get the overall usability of a credit card without the risk that comes along with credit.
You can use it when traveling for hotel reservations, car rentals and all other payments that require a deposit. This means larger merchant acceptance and more convenience on your holiday. The main difference is that it'll be accepted by merchants who only accept credit cards.
Hotels and car rentals have had issues accepting our Debit Card (Mastercard) because they require a deposit and they'll only accept a credit card. This was then resolved with the Credit Card.
Frequently Asked Questions
What’s a bunq Credit Card?
We made a card that works for you as it comes without the risk of falling into debt. This allows you to use it to the full extent and acceptability of a normal credit card, without the possibility of financial burden.
We made a card that works for you as it comes without the risk of falling into debt. This allows you to use it to the full extent and acceptability of a normal credit card, without the possibility of financial burden.
Is the bunq Credit Card a free credit card?
Your Free Credit Card is a digital card you can set up from your bunq app and then use with Apple Pay or Google Pay.
Is the bunq Credit Card a Visa card or Mastercard?
The bunq Credit Card is a Mastercard. It functions as a credit card for merchants, allowing for services like hotel reservations and car rentals that typically require a credit card. However, for you as the user, it operates like a debit card, with transactions directly debiting your linked account without offering a credit line.
Is there overdraft on my Credit Card?
We’re here to break free from the status quo, and create the bank with you in mind. Giving you the freedom to live life on your terms.
In order to do so, we ensure that you can't fall into debt by not offering loans or overdraft. This way you can freely use your money without the burden of debt.
How do I get a bunq Credit Card?
Ordering a Credit Card is super easy, followings the steps below 📩
Go to Home Tab
Tap on 🟣 + Add
Tap on 🔵 Add Card
Select Credit Card
Choose cardholder name and card description
Confirm your address
Tap on Get Your Card
What's the difference between the bunq Debit Card and Credit Card?
The bunq Credit Card will be the best card option for worldwide traveling. With it, you get the overall usability of a credit card without the risk that comes along with credit.
You can use it when traveling for hotel reservations, car rentals and all other payments that require a deposit. This means larger merchant acceptance and more convenience on your holiday. The main difference is that it'll be accepted by merchants who only accept credit cards.
Hotels and car rentals have had issues accepting our Debit Card (Mastercard) because they require a deposit and they'll only accept a credit card. This was then resolved with the Credit Card.
Frequently Asked Questions
What’s a bunq Credit Card?
We made a card that works for you as it comes without the risk of falling into debt. This allows you to use it to the full extent and acceptability of a normal credit card, without the possibility of financial burden.
We made a card that works for you as it comes without the risk of falling into debt. This allows you to use it to the full extent and acceptability of a normal credit card, without the possibility of financial burden.
Is the bunq Credit Card a free credit card?
Your Free Credit Card is a digital card you can set up from your bunq app and then use with Apple Pay or Google Pay.
Is the bunq Credit Card a Visa card or Mastercard?
The bunq Credit Card is a Mastercard. It functions as a credit card for merchants, allowing for services like hotel reservations and car rentals that typically require a credit card. However, for you as the user, it operates like a debit card, with transactions directly debiting your linked account without offering a credit line.
Is there overdraft on my Credit Card?
We’re here to break free from the status quo, and create the bank with you in mind. Giving you the freedom to live life on your terms.
In order to do so, we ensure that you can't fall into debt by not offering loans or overdraft. This way you can freely use your money without the burden of debt.
How do I get a bunq Credit Card?
Ordering a Credit Card is super easy, followings the steps below 📩
Go to Home Tab
Tap on 🟣 + Add
Tap on 🔵 Add Card
Select Credit Card
Choose cardholder name and card description
Confirm your address
Tap on Get Your Card
What's the difference between the bunq Debit Card and Credit Card?
The bunq Credit Card will be the best card option for worldwide traveling. With it, you get the overall usability of a credit card without the risk that comes along with credit.
You can use it when traveling for hotel reservations, car rentals and all other payments that require a deposit. This means larger merchant acceptance and more convenience on your holiday. The main difference is that it'll be accepted by merchants who only accept credit cards.
Hotels and car rentals have had issues accepting our Debit Card (Mastercard) because they require a deposit and they'll only accept a credit card. This was then resolved with the Credit Card.
Open your Bank Account in 5 minutes
Get started now, with just your phone and ID.

Open your Bank Account in 5 minutes
Get started now, with just your phone and ID.

Open your Bank Account in 5 minutes
Get started now, with just your phone and ID.

Related Articles
Check out some of these blog posts, packed with useful insights and tips to help you bank smarter and make life easy.
Related Articles
Check out some of these blog posts, packed with useful insights and tips to help you bank smarter and make life easy.
Related Articles
Check out some of these blog posts, packed with useful insights and tips to help you bank smarter and make life easy.


