High-Interest, paid weekly
Earn up to 2.01% annual interest with a bunq Savings Account. Deposit and withdraw anytime, with no minimum deposit required. Your money stays accessible anytime while it grows.
High-Interest, paid weekly
Earn up to 2.01% annual interest with a bunq Savings Account. Deposit and withdraw anytime, with no minimum deposit required. Your money stays accessible anytime while it grows.
Save with total peace of mind
Built on trusted European protections, with privacy by design and support whenever you need it.
Your money is protected
Your savings are insured up to €100,000 by the Dutch Deposit Guarantee Scheme.
Your privacy is paramount
Your data is safe and protected by our robust, bank-level security.
24/7 support
Get instant help in your language, whenever you need it.
Save with total peace of mind
Built on trusted European protections, with privacy by design and support whenever you need it.
Your money is protected
Your savings are insured up to €100,000 by the Dutch Deposit Guarantee Scheme.
Your privacy is paramount
Your data is safe and protected by our robust, bank-level security.
24/7 support
Get instant help in your language, whenever you need it.
Save for what matters
Whether it’s shared goals or personal plans, bunq helps you save with purpose and stay prepared for what’s next.
Save for your next escape
Automatically set money aside for flights, stays, and spontaneous adventures.
Build your future home fund
Grow your long-term savings steadily and stay motivated with a clear view of your progress.
Invest in your future opportunities
Build a dedicated savings pot for courses, certifications, or new career paths.
Prepare for milestones that matter
Save gradually for weddings, celebrations, or once-in-a-lifetime experiences — without financial stress.
Stay ready for life’s surprises
Create a financial cushion that gives you peace of mind when the unexpected happens.
Turn extra money into real progress
Automatically move bonuses, refunds, or surprise transfers into savings the moment they arrive.
Save for what matters
Whether it’s shared goals or personal plans, bunq helps you save with purpose and stay prepared for what’s next.
Save for your next escape
Automatically set money aside for flights, stays, and spontaneous adventures.
Build your future home fund
Grow your long-term savings steadily and stay motivated with a clear view of your progress.
Invest in your future opportunities
Build a dedicated savings pot for courses, certifications, or new career paths.
Prepare for milestones that matter
Save gradually for weddings, celebrations, or once-in-a-lifetime experiences — without financial stress.
Stay ready for life’s surprises
Create a financial cushion that gives you peace of mind when the unexpected happens.
Turn extra money into real progress
Automatically move bonuses, refunds, or surprise transfers into savings the moment they arrive.
Start saving in minutes
Open, save, and start earning interest—all from your phone. No appointments, no paperwork.
Download the bunq app
Available on iOS and Android.
Open a bunq account
Sign up in the app and verify your details.
Deposit money
Transfer funds in and start earning weekly interest.
Start saving in minutes
Open, save, and start earning interest—all from your phone. No appointments, no paperwork.
Download the bunq app
Available on iOS and Android.
Open a bunq account
Sign up in the app and verify your details.
Deposit money
Transfer funds in and start earning weekly interest.
Your savings made easy
Get paid every week
Take advantage of compound interest and grow your savings faster.
Save without effort
Automatically round up your spare change and organize incoming payments into the right Savings Account.
Organize your goals with Pockets
Create separate Savings Accounts for all your goals—a new car, a dream vacation, or a rainy day fund.
Grow your savings in multiple currencies
Earn high interest across 8 global currencies with bunq.
Your savings made easy
Get paid every week
Take advantage of compound interest and grow your savings faster.
Organize your goals with Pockets
Create separate Savings Accounts for all your goals—a new car, a dream vacation, or a rainy day fund.
Save without effort
Automatically round up your spare change and organize incoming payments into the right Savings Account.
Grow your savings in multiple currencies
Earn high interest across 8 global currencies with bunq.
See how much you can earn with bunq
See how much you can earn with bunq
Use our Savings Calculator to estimate how much your money could earn over time—so you can plan smarter and stay motivated from day one.
Compound Interest
Amount Deposited
Savings period
Estimated interest earned
There are no limits on how much or for how long you can save, this calculator is for informational purposes only.
Compound Interest
Amount Deposited
Savings period
Estimated interest earned
There are no limits on how much or for how long you can save, this calculator is for informational purposes only.
Sign up in 5 minutes
Enjoy smarter, easier, stress-free banking and see why millions already made the switch.
Sign up in 5 minutes
Enjoy smarter, easier, stress-free banking and see why millions already made the switch.
Frequently Asked Questions
What is bunq?
bunq is the ultimate digital bank designed to eliminate the hassle of managing money. From effortless saving and budgeting to travel focused features, bunq empowers you to focus on what truly matters.
bunq is the ultimate digital bank designed to eliminate the hassle of managing money. From effortless saving and budgeting to travel focused features, bunq empowers you to focus on what truly matters.
How can I save money with bunq?
You can save money with bunq by using features like automatic categorization, budgeting tools, and multiple sub-accounts. You can even round up payments and save the difference automatically. Saving has never been this easy and efficient!
What do I need to open a bunq account?
To open a bunq account, you need your tax ID, a smartphone with the bunq app, and a residential address in Europe. The process is fully digital and takes less than 5 minutes – easy, fast, and convenient!
What do I need to open a business account with bunq?
To open a bunq business account, you'll need your tax ID, business details (such as company name, legal form, and registration number), a smartphone with the bunq app, and a European business address. The entire process is fully digital and takes under 5 minutes, so you can get started right away.
Why is bunq the best bank in Germany?
bunq offers unique benefits that make banking simpler, more transparent, and more sustainable. With innovative features, a user-friendly app, and a focus on customer happiness, bunq truly stands out from other banks.
Frequently Asked Questions
What is bunq?
bunq is the ultimate digital bank designed to eliminate the hassle of managing money. From effortless saving and budgeting to travel focused features, bunq empowers you to focus on what truly matters.
bunq is the ultimate digital bank designed to eliminate the hassle of managing money. From effortless saving and budgeting to travel focused features, bunq empowers you to focus on what truly matters.
How can I save money with bunq?
You can save money with bunq by using features like automatic categorization, budgeting tools, and multiple sub-accounts. You can even round up payments and save the difference automatically. Saving has never been this easy and efficient!
What do I need to open a bunq account?
To open a bunq account, you need your tax ID, a smartphone with the bunq app, and a residential address in Europe. The process is fully digital and takes less than 5 minutes – easy, fast, and convenient!
What do I need to open a business account with bunq?
To open a bunq business account, you'll need your tax ID, business details (such as company name, legal form, and registration number), a smartphone with the bunq app, and a European business address. The entire process is fully digital and takes under 5 minutes, so you can get started right away.
Why is bunq the best bank in Germany?
bunq offers unique benefits that make banking simpler, more transparent, and more sustainable. With innovative features, a user-friendly app, and a focus on customer happiness, bunq truly stands out from other banks.
Choose your plan
Try it free for 30 days, no strings attached.
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bunq Free
Free
The essentials to get you started.
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bunq Core
€3.99/month
The bank account for everyday use.
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bunq Pro
€9.99/month
The bank account that makes budgeting easy.
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bunq Elite
€18.99/month
The bank account designed for your international lifestyle.
Choose your plan
Try it free for 30 days, no strings attached.
bunq Free
Free
The essentials to get you started.
bunq Core
€3.99/month
The bank account for everyday use.
bunq Pro
€9.99/month
The bank account that makes budgeting easy.
bunq Elite
€18.99/month
The bank account designed for your international lifestyle.
Disclaimer
bunq bonus MassInterest
You can earn a 2.01% annual gross interest rate (1.407% net) on savings above your personalized threshold, and 1.51% gross interest rate (1.057% net) on the portion below it.
Your threshold is the highest balance in your Savings Account during the previous 6-month period, recalculated on January 1 and July 1 at 00:00 UTC.
If your account is new or had no savings during that period, your threshold is €0, so you receive the full 2.01% annual gross interest rate (1.407% net) on all savings until the next calculation. Interest is paid out weekly based on your Payday. Read more about Payday here.
bunq may adjust the gross interest rate; you will always be notified by email.
Costs
There are no additional fees for opening or maintaining a Savings Account beyond the monthly price of your bunq plan.
Savings accounts are available with all bunq plans: bunq Free (€0/month), bunq Core (€3.99/month), bunq Pro (€9.99/month), bunq Elite (€18.99/month).
Credit Risk
Saving money always involves some credit risk. Your money is protected up to a total of €100,000 per person across all bunq accounts (excluding investments in stocks and crypto) under the Dutch Deposit Guarantee Scheme (DGS). Balances above this amount are not guaranteed.
Inflation Risk
Your savings may lose value if inflation exceeds the interest you earn.
Disclaimer
bunq bonus MassInterest
You can earn a 2.01% annual gross interest rate (1.407% net) on savings above your personalized threshold, and 1.51% gross interest rate (1.057% net) on the portion below it.
Your threshold is the highest balance in your Savings Account during the previous 6-month period, recalculated on January 1 and July 1 at 00:00 UTC.
If your account is new or had no savings during that period, your threshold is €0, so you receive the full 2.01% annual gross interest rate (1.407% net) on all savings until the next calculation. Interest is paid out weekly based on your Payday. Read more about Payday here.
bunq may adjust the gross interest rate; you will always be notified by email.
Costs
There are no additional fees for opening or maintaining a Savings Account beyond the monthly price of your bunq plan.
Savings accounts are available with all bunq plans: bunq Free (€0/month), bunq Core (€3.99/month), bunq Pro (€9.99/month), bunq Elite (€18.99/month).
Credit Risk
Saving money always involves some credit risk. Your money is protected up to a total of €100,000 per person across all bunq accounts (excluding investments in stocks and crypto) under the Dutch Deposit Guarantee Scheme (DGS). Balances above this amount are not guaranteed.
Inflation Risk
Your savings may lose value if inflation exceeds the interest you earn.