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Bill splitting culture: interesting differences by countries

May 26, 2023

Going out with friends and splitting bills is a common practice worldwide. However, the etiquette of bill splitting varies from country to country. In this blog post, we'll explore some interesting differences in bill splitting culture across the globe and how digital tools like Splitwise, Tricount, and bunq's very own group expenses feature can help you navigate these customs effortlessly.

United States: Going Dutch

In the United States, "going Dutch" is a popular term for bill splitting. It means that each person pays for their share of the bill. This practice is especially common among friends or colleagues who are bar hopping or participating in group activities. When you're out with your American friends, don't be surprised if everyone wants to split the bill evenly.

Europe: Different Approaches

European countries have various approaches to bill splitting. In the Netherlands, people often go Dutch as well, while in Germany, it's more common to ask for separate checks. In Spain and Italy, however, it's not unusual for one person to treat everyone else, and in France, people may take turns paying for the entire bill during group outings.

Digital tools like Splitwise and Tricount can make bill splitting easier when traveling across Europe. These apps allow you to keep track of shared expenses and settle up later, ensuring that everyone pays their fair share.

Asia: The Art of Treating

In many Asian countries, such as China, Japan, and South Korea, treating others to a meal is considered an important social gesture. Friends and family members often compete to pay the bill, and refusing someone's offer to treat you might be seen as impolite. If you're dining out in Asia, it's a good idea to be prepared for the possibility of someone else insisting on paying for your meal.

Embrace Digital Solutions with bunq

No matter where you are in the world, bill splitting can be made easy with bunq's group expenses feature. This handy tool allows you to keep track of shared costs and ensure that everyone pays their fair share. Plus, with bunq's instant payments, settling up has never been faster or more convenient.


Bill splitting culture varies greatly from country to country, but one thing remains constant: the need for a simple and efficient way to manage shared expenses. By using digital tools like Splitwise, Tricount, and bunq's group expenses feature, you can navigate the nuances of international bill splitting with ease. So go ahead and embrace the local customs while enjoying your global adventures!

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