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Savings

1.56% interest, zero fees

Get a free Savings Account in 5 minutes. No minimum deposit, no fixed terms.

Free, reliable, safe

100% free

A bunq Savings Account lets you save money effortlessly, giving you high interest and zero fees.

100% reliable

Because we’re a licensed bank, we’re fully regulated by the Dutch Central Bank (DNB).

100% safe

Thanks to the DNB’s Deposit Guarantee Scheme, your money (up to €100,000) is fully insured.

Earn more, effortlessly

Easily grow your savings with an annual interest rate of 1.56% on deposits up to €100,000.
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Save money the way you want

Enjoy the freedom of a Savings Account that fits your needs

  • Every month, you earn interest over your savings

  • Instantly withdraw any amount up to two times a month

  • There’s no minimum deposit, and no fixed terms

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Your money, your rules

bunq is the only bank in the world that lets you decide how your money gets invested. We call it Freedom of Choice:

  • Use the bunq app to tell us how to invest your money

  • Earn interest from socially-responsible industries

  • Effortlessly grow your savings while creating a greener future

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Register in just 5 minutes

To open an online savings account with bunq, all you need is your mobile phone or computer. No paperwork, no branch visits.

  • Icon of number 1
    Register

    You can register for bunq online or on your mobile phone by downloading the bunq app.

  • Icon of number 2
    Verify your identity

    Upload your ID card encrypted and verify yourself in just 5 minutes.

  • Icon of number 3
    Start saving

    Get your IBAN and deposit money directly to earn interest.

Free, reliable, safe

100% free

A bunq Savings Account lets you save money effortlessly, giving you high interest and zero fees.

100% reliable

Because we’re a licensed bank, we’re fully regulated by the Dutch Central Bank (DNB).

100% safe

Thanks to the DNB’s Deposit Guarantee Scheme, your money (up to €100,000) is fully insured.

bunq Savings Calculator

How much will you keep in your savings account?
0
€ 100
€ 100,000
How long will you keep it there?
0
months
1
24
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Interest you’ll earn
0
Earn interest for free
How did we get this number?
Each day we take the lowest balance of your savings account(s) from the day before and apply your daily interest rate (yearly interest rate divided by number of days in the year) to a maximum sum of €100,000. Then, on the 1st of each month, we add it all together and pay it to you.
Starting amount
0
Yearly interest rate (first 4 months)
2.55%
Yearly interest rate
1.56%
Months spent saving
0
Interest earned
0
Total savings
0
The results of this calculator should be used for reference only. They are calculated based on the current interest rate applicable at bunq and may not reflect your personal situation. No rights can be derived from the information available on this page.

FAQ

Everything you need to know to start saving with bunq

Start saving with bunq

It only takes 5 minutes to open your Savings Account.

Alle neuen bunq -Nutzer*innen, die in Deutschland leben, erhalten in den ersten 4 Monaten 2,55% Zinsen auf ihr Erspartes. Nach den ersten 4 Monaten gilt der Zinssatz unseres Standardzinses von 1,56%. Dies gilt nicht für bestehende bunq-Nutzer. Bestehende Nutzer verdienen 1,56% auf ihr Erspartes bei bunq. Weitere Informationen findest du hier. Der Willkommensbonus ist für alle Neukunden verfügbar, die sich ab dem 15. März 2023 bei bunq anmelden.

Get started