2.55%* interest, zero fees
Get a free Savings Account in 5 minutes. No minimum deposit, no fixed terms.
Free, reliable, safe
100% free
A bunq Savings Account lets you save money effortlessly, giving you high interest and zero fees.
100% reliable
Because we’re a licensed bank, we’re fully regulated by the Dutch Central Bank (DNB).
100% safe
Thanks to the DNB’s Deposit Guarantee Scheme, your money (up to €100,000) is fully insured.
Earn more, effortlessly
Easily grow your savings with an interest rate of 2.55% for the first four months with bunq (1.56% thereafter).
Save money the way you want
Enjoy the freedom of a Savings Account that fits your needs
Every month, you earn interest over your savings
Instantly withdraw any amount up to two times a month
There’s no minimum deposit, and no fixed terms
Your money, your rules
bunq is the only bank in the world that lets you decide how your money gets invested. We call it Freedom of Choice:
Use the bunq app to tell us how to invest your money
Earn interest from socially-responsible industries
Effortlessly grow your savings while creating a greener future
How much you earn without effort with compound interest
Earn compound interest each and every month
Instant access to your funds
You won’t need to open a reference or investment account
Good for you, and for the planet
How much you earn without effort with compound interest
Earn compound interest each and every month
Instant access to your funds
You won’t need to open a reference or investment account
Good for you, and for the planet
Register in just 5 minutes
To open an online savings account with bunq, all you need is your mobile phone or computer. No paperwork, no branch visits.
Register
You can register for bunq online or on your mobile phone by downloading the bunq app.
Verify your identity
Upload your ID card encrypted and verify yourself in just 5 minutes.
Start saving
Get your IBAN and deposit money directly to earn interest.
bunq Savings Calculator
FAQ
Everything you need to know to start saving with bunq
Start your 30-day free trial
Open your account in just 5 minutes, directly from your smartphone.
All new bunq users residing in Germany receive 2.55% interest on their savings in the first 4 months. After the first 4 months, our standard interest rate of 1.56% applies. This does not apply to already registered bunq users, who continue to earn 1.56% on their savings at bunq. For more information, click here.