ZeroFX

Always get the best exchange rate abroad.

Illustration of a hand holding a bunq card and multiple shopping bags with different flags on them.

ZeroFX

Always get the best exchange rate abroad.

Illustration of a hand holding a bunq card and multiple shopping bags with different flags on them.

ZeroFX

Always get the best exchange rate abroad.

Illustration of a hand holding a bunq card and multiple shopping bags with different flags on them.

What's ZeroFX?

Traditional banks charge you extra when using your card in foreign currencies—we don’t! bunqers love to travel, so we scrapped the exchange rate fees. Just use your bunq card when you're abroad, and automatically save up to 3%!

What's ZeroFX?

Traditional banks charge you extra when using your card in foreign currencies—we don’t! bunqers love to travel, so we scrapped the exchange rate fees. Just use your bunq card when you're abroad, and automatically save up to 3%!

What's ZeroFX?

Traditional banks charge you extra when using your card in foreign currencies—we don’t! bunqers love to travel, so we scrapped the exchange rate fees. Just use your bunq card when you're abroad, and automatically save up to 3%!

Calculating the exchange rate

To protect you from currency fluctuations, we add a 0.5% buffer to the latest rate when markets are open. This ensures consistent rates, giving you the best possible value when spending in non-Euro currencies.

Calculating the exchange rate

To protect you from currency fluctuations, we add a 0.5% buffer to the latest rate when markets are open. This ensures consistent rates, giving you the best possible value when spending in non-Euro currencies.

Calculating the exchange rate

To protect you from currency fluctuations, we add a 0.5% buffer to the latest rate when markets are open. This ensures consistent rates, giving you the best possible value when spending in non-Euro currencies.

Also try Local Currencies

Use bunq to save and spend in up to 22 different currencies, and save even more money whenever you travel or shop online.

Also try Local Currencies

Use bunq to save and spend in up to 22 different currencies, and save even more money whenever you travel or shop online.

Also try Local Currencies

Use bunq to save and spend in up to 22 different currencies, and save even more money whenever you travel or shop online.

Find your perfect fit

Easy Card icon
Easy Card

Free

Get a free international credit card in less than 5 minutes. Add it to Apple/Google Pay and start making payments today.

Easy Savings icon
Easy Savings

Free

Get a free Savings Account and start growing your money faster with 3.36%* interest. No minimum deposit is required!

Easy Bank icon
Easy Bank

€3.99/month

Everything you expect from a mobile bank, and more. Open a bank account in just 5 minutes with your phone and ID.

Easy Bank Pro icon
Easy Bank Pro

€9.99/month

Enjoy full control over your money wherever you go, with true borderless banking, easy budgeting, powerful cards, and much more.

Easy Bank Pro XL icon
Easy Bank Pro XL

€18.99/month

Discover the full power of mobile banking, with worldwide Travel Insurance, priority support and more trees planted when using your card.

Find your perfect fit

Easy Card icon
Easy Card

Free

Get a free international credit card in less than 5 minutes. Add it to Apple/Google Pay and start making payments today.

Easy Savings icon
Easy Savings

Free

Get a free Savings Account and start growing your money faster with 3.36%* interest. No minimum deposit is required!

Easy Bank icon
Easy Bank

€3.99/month

Everything you expect from a mobile bank, and more. Open a bank account in just 5 minutes with your phone and ID.

Easy Bank Pro icon
Easy Bank Pro

€9.99/month

Enjoy full control over your money wherever you go, with true borderless banking, easy budgeting, powerful cards, and much more.

Easy Bank Pro XL icon
Easy Bank Pro XL

€18.99/month

Discover the full power of mobile banking, with worldwide Travel Insurance, priority support and more trees planted when using your card.

Find your perfect fit

Easy Card icon
Easy Card

Free

Get a free international credit card in less than 5 minutes. Add it to Apple/Google Pay and start making payments today.

Easy Savings icon
Easy Savings

Free

Get a free Savings Account and start growing your money faster with 3.36%* interest. No minimum deposit is required!

Easy Bank icon
Easy Bank

€3.99/month

Everything you expect from a mobile bank, and more. Open a bank account in just 5 minutes with your phone and ID.

Easy Bank Pro icon
Easy Bank Pro

€9.99/month

Enjoy full control over your money wherever you go, with true borderless banking, easy budgeting, powerful cards, and much more.

Easy Bank Pro XL icon
Easy Bank Pro XL

€18.99/month

Discover the full power of mobile banking, with worldwide Travel Insurance, priority support and more trees planted when using your card.

Start your 30-day free trial

Open your account in just 5 minutes, directly from your phone.

Start your 30-day free trial

Open your account in just 5 minutes, directly from your phone.

Start your 30-day free trial

Open your account in just 5 minutes, directly from your phone.