bunq vs Vivid Money
Discover why bunq is the smarter way to bank—with flexible plans, innovative features, and a seamless experience designed for modern life.

bunq vs Vivid Money
Discover why bunq is the smarter way to bank—with flexible plans, innovative features, and a seamless experience designed for modern life.

bunq vs Vivid Money
Discover why bunq is the smarter way to bank—with flexible plans, innovative features, and a seamless experience designed for modern life.

Compare personal accounts
Compare bunq and Vivid Money side by side across plans, accounts, payments, savings, support, and sustainability.
| Feature | Vivid Money | |
|---|---|---|
| Personal Plans | 4 Plans | 3 Plans |
| Fully Digital Bank | ||
| German IBAN | ||
| Payment Accounts | Up to 25 accounts | Up to 15 accounts |
| Physical Cards | Physical card with paid plan | Physical card with paid plan |
| Digital Cards | Free Digital Credit Card | Free digital debit card |
| Apple/Google Pay | ||
| Savings Accounts | 3.11% on deposits | Up to 2.00% on deposits |
| Cash Banking | Up to 6 ATM withdrawals monthly | Up to €1000 monthly |
Compare personal accounts
Compare bunq and Vivid Money side by side across plans, accounts, payments, savings, support, and sustainability.
| Feature | Vivid Money | |
|---|---|---|
| Personal Plans | 4 Plans | 3 Plans |
| Fully Digital Bank | ||
| German IBAN | ||
| Payment Accounts | Up to 25 accounts | Up to 15 accounts |
| Physical Cards | Physical card with paid plan | Physical card with paid plan |
| Digital Cards | Free Digital Credit Card | Free digital debit card |
| Apple/Google Pay | ||
| Savings Accounts | 3.11% on deposits | Up to 2.00% on deposits |
| Cash Banking | Up to 6 ATM withdrawals monthly | Up to €1000 monthly |
Compare personal accounts
Compare bunq and Vivid Money side by side across plans, accounts, payments, savings, support, and sustainability.
| Feature | Vivid Money | |
|---|---|---|
| Personal Plans | 4 Plans | 3 Plans |
| Fully Digital Bank | ||
| German IBAN | ||
| Payment Accounts | Up to 25 accounts | Up to 15 accounts |
| Physical Cards | Physical card with paid plan | Physical card with paid plan |
| Digital Cards | Free Digital Credit Card | Free digital debit card |
| Apple/Google Pay | ||
| Savings Accounts | 3.11% on deposits | Up to 2.00% on deposits |
| Cash Banking | Up to 6 ATM withdrawals monthly | Up to €1000 monthly |
Disclaimer
Comparison based on publicly available information as of 08/05/2025. Features and pricing may change. Please check respective websites for the latest details.
* bunq savings account (individual, joint or child account), available on all bunq subscriptions, including the free plan, with no management fees. Gross annual rates. Your threshold is the highest balance reached over the last 6 months. The part of your savings up to your threshold earns a fixed base rate of 1.61% on the first €10,000 and 1.51% above €10,000. The part above your threshold earns a fixed bonus rate of 3.11% instead of the base rate: the advertised “up to 3.11%” rate therefore only applies to amounts above your threshold. The rates do not change; it is your threshold — and thus the amount to which each rate applies — that evolves over time. These rates are not promotional and have no end date. Interest is calculated and paid pro rata each week. Example: with a threshold of €5,000 and a balance of €10,000, you earn 1.61% on the €5,000 up to your threshold and 3.11% on the €5,000 above it, i.e. approximately €118.89 over 6 months (new threshold: €10,118.89). After an additional deposit of €5,000, you earn 1.61% on €10,000, 1.51% on €118.89 and 3.11% on €5,000, i.e. approximately €160.34 over the following 6 months, or approximately €279.23 over 12 months in total (assuming interest is kept in the account; amounts vary depending on your deposit day). Interest is paid on savings up to €100,000. bunq B.V., Basisweg 32, 1043 AP Amsterdam, Netherlands — credit institution authorized in the Netherlands, operating in France under the freedom to provide services. Terms at bunq.com.
Disclaimer
Comparison based on publicly available information as of 08/05/2025. Features and pricing may change. Please check respective websites for the latest details.
* bunq savings account (individual, joint or child account), available on all bunq subscriptions, including the free plan, with no management fees. Gross annual rates. Your threshold is the highest balance reached over the last 6 months. The part of your savings up to your threshold earns a fixed base rate of 1.61% on the first €10,000 and 1.51% above €10,000. The part above your threshold earns a fixed bonus rate of 3.11% instead of the base rate: the advertised “up to 3.11%” rate therefore only applies to amounts above your threshold. The rates do not change; it is your threshold — and thus the amount to which each rate applies — that evolves over time. These rates are not promotional and have no end date. Interest is calculated and paid pro rata each week. Example: with a threshold of €5,000 and a balance of €10,000, you earn 1.61% on the €5,000 up to your threshold and 3.11% on the €5,000 above it, i.e. approximately €118.89 over 6 months (new threshold: €10,118.89). After an additional deposit of €5,000, you earn 1.61% on €10,000, 1.51% on €118.89 and 3.11% on €5,000, i.e. approximately €160.34 over the following 6 months, or approximately €279.23 over 12 months in total (assuming interest is kept in the account; amounts vary depending on your deposit day). Interest is paid on savings up to €100,000. bunq B.V., Basisweg 32, 1043 AP Amsterdam, Netherlands — credit institution authorized in the Netherlands, operating in France under the freedom to provide services. Terms at bunq.com.
Disclaimer
Comparison based on publicly available information as of 08/05/2025. Features and pricing may change. Please check respective websites for the latest details.
* bunq savings account (individual, joint or child account), available on all bunq subscriptions, including the free plan, with no management fees. Gross annual rates. Your threshold is the highest balance reached over the last 6 months. The part of your savings up to your threshold earns a fixed base rate of 1.61% on the first €10,000 and 1.51% above €10,000. The part above your threshold earns a fixed bonus rate of 3.11% instead of the base rate: the advertised “up to 3.11%” rate therefore only applies to amounts above your threshold. The rates do not change; it is your threshold — and thus the amount to which each rate applies — that evolves over time. These rates are not promotional and have no end date. Interest is calculated and paid pro rata each week. Example: with a threshold of €5,000 and a balance of €10,000, you earn 1.61% on the €5,000 up to your threshold and 3.11% on the €5,000 above it, i.e. approximately €118.89 over 6 months (new threshold: €10,118.89). After an additional deposit of €5,000, you earn 1.61% on €10,000, 1.51% on €118.89 and 3.11% on €5,000, i.e. approximately €160.34 over the following 6 months, or approximately €279.23 over 12 months in total (assuming interest is kept in the account; amounts vary depending on your deposit day). Interest is paid on savings up to €100,000. bunq B.V., Basisweg 32, 1043 AP Amsterdam, Netherlands — credit institution authorized in the Netherlands, operating in France under the freedom to provide services. Terms at bunq.com.
Switching to bunq is Easy
Easily move your banking to bunq with our Switch Service. Request the Switch Service in the app, and we will make sure all payments and direct debits from your old account(s) are redirected to your new bunq account. That way you do not need to worry about updating your details across all your subscriptions and services.

Switching to bunq is Easy
Easily move your banking to bunq with our Switch Service. Request the Switch Service in the app, and we will make sure all payments and direct debits from your old account(s) are redirected to your new bunq account. That way you do not need to worry about updating your details across all your subscriptions and services.

Switching to bunq is Easy
Easily move your banking to bunq with our Switch Service. Request the Switch Service in the app, and we will make sure all payments and direct debits from your old account(s) are redirected to your new bunq account. That way you do not need to worry about updating your details across all your subscriptions and services.

Join 22 million people banking with bunq
Sign up in just 5 minutes
Download the bunq app
Get the app for iOS or Android.
Fill in your details
Fill in your name, address, email, and phone number.
Verify your ID
Verify your ID with a quick video selfie and start banking right away.
Join 22 million people banking with bunq
Sign up in just 5 minutes
Download the bunq app
Get the app for iOS or Android.
Fill in your details
Fill in your name, address, email, and phone number.
Verify your ID
Verify your ID with a quick video selfie and start banking right away.
Join 22 million people banking with bunq
Sign up in just 5 minutes
Download the bunq app
Get the app for iOS or Android.
Fill in your details
Fill in your name, address, email, and phone number.
Verify your ID
Verify your ID with a quick video selfie and start banking right away.
Choose your personal plan
Start simple. Upgrade when you want more ways to save, spend, and travel.
Choose your personal plan
Start simple. Upgrade when you want more ways to save, spend, and travel.
Choose your personal plan
Start simple. Upgrade when you want more ways to save, spend, and travel.
Open your bank account in just 5 minutes
All you need to get started is your phone and ID.

Open your bank account in just 5 minutes
All you need to get started is your phone and ID.

Open your bank account in just 5 minutes
All you need to get started is your phone and ID.

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