No paperwork
Open your Business Account in the app, with no paperwork and no appointment needed.
Send invoices, manage VAT, and get paid by clients from one app. Open your Business Account in 5 minutes, with no branch visit and no monthly fee to start.

Send invoices, manage VAT, and get paid by clients from one app. Open your Business Account in 5 minutes, with no branch visit and no monthly fee to start.

Send invoices, manage VAT, and get paid by clients from one app. Open your Business Account in 5 minutes, with no branch visit and no monthly fee to start.

From sign-up to daily admin, bunq helps you manage your business money with less hassle.
Open your Business Account in the app, with no paperwork and no appointment needed.
Sole proprietorships can open a bunq Business Account with no monthly fee.
With Elite Business, send and receive more payments without tracking every transaction.
From sign-up to daily admin, bunq helps you manage your business money with less hassle.
Open your Business Account in the app, with no paperwork and no appointment needed.
Sole proprietorships can open a bunq Business Account with no monthly fee.
With Elite Business, send and receive more payments without tracking every transaction.
From sign-up to daily admin, bunq helps you manage your business money with less hassle.
Open your Business Account in the app, with no paperwork and no appointment needed.
Sole proprietorships can open a bunq Business Account with no monthly fee.
With Elite Business, send and receive more payments without tracking every transaction.
Create up to 25 Bank Accounts to separate taxes, income, subscriptions, savings, and business costs. Keep every part of your freelance finances clear.

Create up to 25 Bank Accounts to separate taxes, income, subscriptions, savings, and business costs. Keep every part of your freelance finances clear.

Create up to 25 Bank Accounts to separate taxes, income, subscriptions, savings, and business costs. Keep every part of your freelance finances clear.

Get a free Digital Credit Card with any Business Account. Choose a paid plan to add free Physical Cards for online, in-person, and everyday business spending.

Get a free Digital Credit Card with any Business Account. Choose a paid plan to add free Physical Cards for online, in-person, and everyday business spending.

Get a free Digital Credit Card with any Business Account. Choose a paid plan to add free Physical Cards for online, in-person, and everyday business spending.

Automate invoices, payment reminders, and VAT admin in one app. Keep cash flow moving without chasing spreadsheets after work.

Automate invoices, payment reminders, and VAT admin in one app. Keep cash flow moving without chasing spreadsheets after work.

Automate invoices, payment reminders, and VAT admin in one app. Keep cash flow moving without chasing spreadsheets after work.

Open local Bank Accounts with IBANs in the Netherlands, Germany, France, Spain, and Ireland. Manage foreign currency accounts in 22 currencies from the same app.
Open local Bank Accounts with IBANs in the Netherlands, Germany, France, Spain, and Ireland. Manage foreign currency accounts in 22 currencies from the same app.
Open local Bank Accounts with IBANs in the Netherlands, Germany, France, Spain, and Ireland. Manage foreign currency accounts in 22 currencies from the same app.
Get freelancer-friendly deals on software, travel, and gear with your bunq Business Card. Spend less on the tools you already use.

Get freelancer-friendly deals on software, travel, and gear with your bunq Business Card. Spend less on the tools you already use.

Get freelancer-friendly deals on software, travel, and gear with your bunq Business Card. Spend less on the tools you already use.

Connect your accounting software and cut down on manual admin. Transactions sync automatically, so your books stay up to date with less copy-pasting.

Connect your accounting software and cut down on manual admin. Transactions sync automatically, so your books stay up to date with less copy-pasting.

Connect your accounting software and cut down on manual admin. Transactions sync automatically, so your books stay up to date with less copy-pasting.

Turn your phone into a card reader with Tap to Pay. Take contactless payments from clients, customers, or market stall visitors using just your bunq app.

Turn your phone into a card reader with Tap to Pay. Take contactless payments from clients, customers, or market stall visitors using just your bunq app.

Turn your phone into a card reader with Tap to Pay. Take contactless payments from clients, customers, or market stall visitors using just your bunq app.

Have a question? Get help in seconds with 24/7 in-app support. Chat in your language, wherever work takes you.
Have a question? Get help in seconds with 24/7 in-app support. Chat in your language, wherever work takes you.
Have a question? Get help in seconds with 24/7 in-app support. Chat in your language, wherever work takes you.
Join over 20 million users on the bunq platform
Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).
Your money is protected if something doesn't go as planned.
Instant help in your language, whenever you need it.
Join over 20 million users on the bunq platform
Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).
Your money is protected if something doesn't go as planned.
Instant help in your language, whenever you need it.
Join over 20 million users on the bunq platform
Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).
Your money is protected if something doesn't go as planned.
Instant help in your language, whenever you need it.
Try it free for 30 days, no strings attached.
Try it free for 30 days, no strings attached.
Try it free for 30 days, no strings attached.
Quick answers to help you choose the right plan and get started.
bunq Free Business is only available for freelancers. Have your business details ready and upload any documents we request during signup.
Other legal forms should choose Core, Pro, or Elite Business instead.
Yes. With bunq Free Business you can include foreign currency bank accounts among your three bank accounts and hold, receive, or send payments in 20+ currencies.
Tap to Pay lets Business users accept in-person card payments with your phone. A transaction fee applies; check the Tap to Pay section in your app for current rates.
Converting between foreign currency accounts uses the real market rate plus a 0.5% network fee.
For card payments in foreign currencies, bunq Free includes ZeroFX on up to €1,000 per year (0.5% fluctuation prevention applies); above that, a 3% conversion fee applies.
bunq Free Business includes a digital card (Credit or Debit) for Apple Pay and Google Pay. Physical cards are available if you upgrade to Core, Pro, or Elite Business.
On paid plans you can order Credit Cards within your included card allowance. bunq Free includes a Digital Card for Apple Pay or Google Pay; physical Credit Cards require a paid plan.
Quick answers to help you choose the right plan and get started.
bunq Free Business is only available for freelancers. Have your business details ready and upload any documents we request during signup.
Other legal forms should choose Core, Pro, or Elite Business instead.
Yes. With bunq Free Business you can include foreign currency bank accounts among your three bank accounts and hold, receive, or send payments in 20+ currencies.
Tap to Pay lets Business users accept in-person card payments with your phone. A transaction fee applies; check the Tap to Pay section in your app for current rates.
Converting between foreign currency accounts uses the real market rate plus a 0.5% network fee.
For card payments in foreign currencies, bunq Free includes ZeroFX on up to €1,000 per year (0.5% fluctuation prevention applies); above that, a 3% conversion fee applies.
bunq Free Business includes a digital card (Credit or Debit) for Apple Pay and Google Pay. Physical cards are available if you upgrade to Core, Pro, or Elite Business.
On paid plans you can order Credit Cards within your included card allowance. bunq Free includes a Digital Card for Apple Pay or Google Pay; physical Credit Cards require a paid plan.
Quick answers to help you choose the right plan and get started.
bunq Free Business is only available for freelancers. Have your business details ready and upload any documents we request during signup.
Other legal forms should choose Core, Pro, or Elite Business instead.
Yes. With bunq Free Business you can include foreign currency bank accounts among your three bank accounts and hold, receive, or send payments in 20+ currencies.
Tap to Pay lets Business users accept in-person card payments with your phone. A transaction fee applies; check the Tap to Pay section in your app for current rates.
Converting between foreign currency accounts uses the real market rate plus a 0.5% network fee.
For card payments in foreign currencies, bunq Free includes ZeroFX on up to €1,000 per year (0.5% fluctuation prevention applies); above that, a 3% conversion fee applies.
bunq Free Business includes a digital card (Credit or Debit) for Apple Pay and Google Pay. Physical cards are available if you upgrade to Core, Pro, or Elite Business.
On paid plans you can order Credit Cards within your included card allowance. bunq Free includes a Digital Card for Apple Pay or Google Pay; physical Credit Cards require a paid plan.
See how people use bunq to spend, save, and manage money every day.
Very satisfied Banking app that works wonderfully. Instant Crypto Buy, Very Easy Stock Placement. Possibility to buy crypto in rounding. Quite a few options without commitment. Perfect! 👍
TRIGALL
App Store
Very satisfied Banking app that works wonderfully. Instant Crypto Buy, Very Easy Stock Placement. Possibility to buy crypto in rounding. Quite a few options without commitment. Perfect! 👍
Mustafa
App Store
I'm really happy with bunq. I recently opened an account and am currently testing it out. I received the card very quickly, well done! The support service is incredibly efficient if needed, and in our language. bunq accepts instant transfers, and their credit card is flawless, accepted quickly for payments. The app is smooth and fast to open. My only complaint is the card's design, which could be less colorful and more neutral 😁 But otherwise, it's fantastic!
Alexis
Google Play
This app is really useful, because there are a lot of features like, Crypto, Stocks an easy budgeting system, so I would rate this app 10/10.
Olivier
Google Play
Savings plans for children are a great idea; I'm going to teach my kids about them as soon as I've learned how to do it myself. With these interest rates, you can't save like you used to. But the bank is still good nonetheless, that's something, I'd say.
Mathieu
The bank is good and offers a lot of management possibilities, but the new update is, for me, horrible. Before, I had all my accounts and savings on my home page, including other banks. So I knew exactly where I was. Now I have to navigate between tabs and calculate. Can you put this information back on the home page? The total balance? Thank you
Astrid
App Store
See how people use bunq to spend, save, and manage money every day.
Very satisfied Banking app that works wonderfully. Instant Crypto Buy, Very Easy Stock Placement. Possibility to buy crypto in rounding. Quite a few options without commitment. Perfect! 👍
TRIGALL
App Store
Very satisfied Banking app that works wonderfully. Instant Crypto Buy, Very Easy Stock Placement. Possibility to buy crypto in rounding. Quite a few options without commitment. Perfect! 👍
Mustafa
App Store
I'm really happy with bunq. I recently opened an account and am currently testing it out. I received the card very quickly, well done! The support service is incredibly efficient if needed, and in our language. bunq accepts instant transfers, and their credit card is flawless, accepted quickly for payments. The app is smooth and fast to open. My only complaint is the card's design, which could be less colorful and more neutral 😁 But otherwise, it's fantastic!
Alexis
Google Play
This app is really useful, because there are a lot of features like, Crypto, Stocks an easy budgeting system, so I would rate this app 10/10.
Olivier
Google Play
Savings plans for children are a great idea; I'm going to teach my kids about them as soon as I've learned how to do it myself. With these interest rates, you can't save like you used to. But the bank is still good nonetheless, that's something, I'd say.
Mathieu
The bank is good and offers a lot of management possibilities, but the new update is, for me, horrible. Before, I had all my accounts and savings on my home page, including other banks. So I knew exactly where I was. Now I have to navigate between tabs and calculate. Can you put this information back on the home page? The total balance? Thank you
Astrid
App Store
See how people use bunq to spend, save, and manage money every day.
Very satisfied Banking app that works wonderfully. Instant Crypto Buy, Very Easy Stock Placement. Possibility to buy crypto in rounding. Quite a few options without commitment. Perfect! 👍
TRIGALL
App Store
Very satisfied Banking app that works wonderfully. Instant Crypto Buy, Very Easy Stock Placement. Possibility to buy crypto in rounding. Quite a few options without commitment. Perfect! 👍
Mustafa
App Store
I'm really happy with bunq. I recently opened an account and am currently testing it out. I received the card very quickly, well done! The support service is incredibly efficient if needed, and in our language. bunq accepts instant transfers, and their credit card is flawless, accepted quickly for payments. The app is smooth and fast to open. My only complaint is the card's design, which could be less colorful and more neutral 😁 But otherwise, it's fantastic!
Alexis
Google Play
This app is really useful, because there are a lot of features like, Crypto, Stocks an easy budgeting system, so I would rate this app 10/10.
Olivier
Google Play
Savings plans for children are a great idea; I'm going to teach my kids about them as soon as I've learned how to do it myself. With these interest rates, you can't save like you used to. But the bank is still good nonetheless, that's something, I'd say.
Mathieu
The bank is good and offers a lot of management possibilities, but the new update is, for me, horrible. Before, I had all my accounts and savings on my home page, including other banks. So I knew exactly where I was. Now I have to navigate between tabs and calculate. Can you put this information back on the home page? The total balance? Thank you
Astrid
App Store
Start with bunq in minutes. Choose the plan that fits your setup and manage your business money from day one.
Start with bunq in minutes. Choose the plan that fits your setup and manage your business money from day one.
Start with bunq in minutes. Choose the plan that fits your setup and manage your business money from day one.
Keep exploring practical ways to get more from your money with bunq.

Freelancing gives you freedom, but also financial complexity. Here’s how to simplify your banking and taxes across borders, clients, and currencies.

Learn how to price your freelance work with a simple five-step method. Get clarity on costs, rates, and pricing models with confidence.

More people are choosing self-employment. Learn why the freelance economy keeps growing and how to get started on solid footing.
Keep exploring practical ways to get more from your money with bunq.

Freelancing gives you freedom, but also financial complexity. Here’s how to simplify your banking and taxes across borders, clients, and currencies.

Learn how to price your freelance work with a simple five-step method. Get clarity on costs, rates, and pricing models with confidence.

More people are choosing self-employment. Learn why the freelance economy keeps growing and how to get started on solid footing.
Keep exploring practical ways to get more from your money with bunq.

Freelancing gives you freedom, but also financial complexity. Here’s how to simplify your banking and taxes across borders, clients, and currencies.

Learn how to price your freelance work with a simple five-step method. Get clarity on costs, rates, and pricing models with confidence.

More people are choosing self-employment. Learn why the freelance economy keeps growing and how to get started on solid footing.