Card issuing
Issue branded physical and digital Mastercards for direct mobile payments.
bunq as a Service
Build on bunq
Instant payments, true IBANs with deposit protection, and branded cards, complete with built-in compliance.
bunq as a Service
Build on bunq
Instant payments, true IBANs with deposit protection, and branded cards, complete with built-in compliance.
bunq as a Service
Build on bunq
Instant payments, true IBANs with deposit protection, and branded cards, complete with built-in compliance.
One API, one license, launch in weeks
One integration for cards, IBANs, and payments. Zero licensing or compliance effort for you.
Accounts & IBANs
Offer users payments with local IBANs (NL, DE, FR, ES, BE, IT, IE...) and €100K deposit protection.
Embedded compliance
Built-in KYC, Reliance, AML, and risk controls handle regulatory work behind the scenes.
Payments & FX
Access local payments (Wero, Bizum, etc.) as well as SWIFT, SEPA, and SEPA Instant.
Multi-currency
Send, receive, and hold over 20 currencies natively without ever needing to convert.
Developer-first platform
Sandbox, REST APIs, SDKs, webhooks, and clear documentation for engineers.
One API, one license, launch in weeks
One integration for cards, IBANs, and payments. Zero licensing or compliance effort for you.
Card issuing
Issue branded physical and digital Mastercards for direct mobile payments.
Accounts & IBANs
Offer users payments with local IBANs (NL, DE, FR, ES, BE, IT, IE...) and €100K deposit protection.
Embedded compliance
Built-in KYC, Reliance, AML, and risk controls handle regulatory work behind the scenes.
Payments & FX
Access local payments (Wero, Bizum, etc.) as well as SWIFT, SEPA, and SEPA Instant.
Multi-currency
Send, receive, and hold over 20 currencies natively without ever needing to convert.
Developer-first platform
Sandbox, REST APIs, SDKs, webhooks, and clear documentation for engineers.
One API, one license, launch in weeks
One integration for cards, IBANs, and payments. Zero licensing or compliance effort for you.
Card issuing
Issue branded physical and digital Mastercards for direct mobile payments.
Accounts & IBANs
Offer users payments with local IBANs (NL, DE, FR, ES, BE, IT, IE...) and €100K deposit protection.
Embedded compliance
Built-in KYC, Reliance, AML, and risk controls handle regulatory work behind the scenes.
Payments & FX
Access local payments (Wero, Bizum, etc.) as well as SWIFT, SEPA, and SEPA Instant.
Multi-currency
Send, receive, and hold over 20 currencies natively without ever needing to convert.
Developer-first platform
Sandbox, REST APIs, SDKs, webhooks, and clear documentation for engineers.
Embedded finance. Earned user loyalty.
See how teams use bunq as a Service to quickly launch financial features and keep their users coming back.
Fintechs
Launch accounts, cards, or wallets without applying for your own banking license.
Digital platforms
Add business accounts and payouts so customers stay inside your app.
Marketplaces
Pay sellers and hold balances with embedded accounts and local IBANs.
Enterprises
Embed treasury, cards, or employee banking in internal tools and portals.
Crypto platforms
Connect fiat accounts, on-ramps, and card spending to regulated banking rails.
Embedded finance. Earned user loyalty.
See how teams use bunq as a Service to quickly launch financial features and keep their users coming back.
Fintechs
Launch accounts, cards, or wallets without applying for your own banking license.
Digital platforms
Add business accounts and payouts so customers stay inside your app.
Marketplaces
Pay sellers and hold balances with embedded accounts and local IBANs.
Enterprises
Embed treasury, cards, or employee banking in internal tools and portals.
Crypto platforms
Connect fiat accounts, on-ramps, and card spending to regulated banking rails.
Embedded finance. Earned user loyalty.
See how teams use bunq as a Service to quickly launch financial features and keep their users coming back.
Fintechs
Launch accounts, cards, or wallets without applying for your own banking license.
Digital platforms
Add business accounts and payouts so customers stay inside your app.
Marketplaces
Pay sellers and hold balances with embedded accounts and local IBANs.
Enterprises
Embed treasury, cards, or employee banking in internal tools and portals.
Crypto platforms
Connect fiat accounts, on-ramps, and card spending to regulated banking rails.
First in Bitcoin banking: Blockrise
Blockrise used our licensed infrastructure to offer €100K deposit protection directly within their platform.
First in Bitcoin banking: Blockrise
Blockrise used our licensed infrastructure to offer €100K deposit protection directly within their platform.
First in Bitcoin banking: Blockrise
Blockrise used our licensed infrastructure to offer €100K deposit protection directly within their platform.
Unlock new revenue with embedded banking
Add cards, accounts, and payments to your product to create new income streams, all under our license.
| Main blockers | Without bunq | With bunq | |
|---|---|---|---|
| Time to launch | Years to launch | Launch in weeks | |
| Banking license | Apply for a license | No license needed | |
| Compliance | Compliance overhead | Built-in compliance | |
| Infrastructure | Many separate vendors | One bank, one platform | |
| Customer experience | Users switch apps | Users stay in your app | |
| Scale & security | More tools, more risk | Licensed and supervised |
Unlock new revenue with embedded banking
Add cards, accounts, and payments to your product to create new income streams, all under our license.
| Main blockers | Without bunq | With bunq | |
|---|---|---|---|
| Time to launch | Years to launch | Launch in weeks | |
| Banking license | Apply for a license | No license needed | |
| Compliance | Compliance overhead | Built-in compliance | |
| Infrastructure | Many separate vendors | One bank, one platform | |
| Customer experience | Users switch apps | Users stay in your app | |
| Scale & security | More tools, more risk | Licensed and supervised |
Unlock new revenue with embedded banking
Add cards, accounts, and payments to your product to create new income streams, all under our license.
| Main blockers | Without bunq | With bunq | |
|---|---|---|---|
| Time to launch | Years to launch | Launch in weeks | |
| Banking license | Apply for a license | No license needed | |
| Compliance | Compliance overhead | Built-in compliance | |
| Infrastructure | Many separate vendors | One bank, one platform | |
| Customer experience | Users switch apps | Users stay in your app | |
| Scale & security | More tools, more risk | Licensed and supervised |
Your brand on a card
Issue cards and open accounts with local IBANs inside your product. Your users sign up, pay, and get paid without leaving your app.
Your brand on a card
Issue cards and open accounts with local IBANs inside your product. Your users sign up, pay, and get paid without leaving your app.
Your brand on a card
Issue cards and open accounts with local IBANs inside your product. Your users sign up, pay, and get paid without leaving your app.
Be compliant from day one
Verify users, monitor transactions, and process multi-currency payments through one integrated platform and APIs.
Be compliant from day one
Verify users, monitor transactions, and process multi-currency payments through one integrated platform and APIs.
Be compliant from day one
Verify users, monitor transactions, and process multi-currency payments through one integrated platform and APIs.
A real European bank
As a licensed European bank, eligible deposits are protected up to €100,000 under the EU Deposit Guarantee Scheme. Built on a regulated, fully monitored platform.
A real European bank
As a licensed European bank, eligible deposits are protected up to €100,000 under the EU Deposit Guarantee Scheme. Built on a regulated, fully monitored platform.
A real European bank
As a licensed European bank, eligible deposits are protected up to €100,000 under the EU Deposit Guarantee Scheme. Built on a regulated, fully monitored platform.
From integration to scale
Go from first call to live financial products on infrastructure built and regulated for banking.
1.
Talk to us
Share your use case and the banking features you want to embed.
2.
Integrate once
Connect through our APIs and choose only the capabilities you need.
3.
Launch products
Ship accounts, cards, and payments inside your platform, faster.
4.
Scale confidently
Add users and markets with supervision, deposit protection, and dedicated support.
From integration to scale
Go from first call to live financial products on infrastructure built and regulated for banking.
1.
Talk to us
Share your use case and the banking features you want to embed.
2.
Integrate once
Connect through our APIs and choose only the capabilities you need.
3.
Launch products
Ship accounts, cards, and payments inside your platform, faster.
4.
Scale confidently
Add users and markets with supervision, deposit protection, and dedicated support.
From integration to scale
Go from first call to live financial products on infrastructure built and regulated for banking.
1.
Talk to us
Share your use case and the banking features you want to embed.
2.
Integrate once
Connect through our APIs and choose only the capabilities you need.
3.
Launch products
Ship accounts, cards, and payments inside your platform, faster.
4.
Scale confidently
Add users and markets with supervision, deposit protection, and dedicated support.
Frequently asked questions
Answers to the questions teams ask before building on bunq.
Our Banking as a Service—or bunq as a Service—lets you embed cards, accounts, payments, FX, and compliance via API. You design the user experience; we provide the licensed banking stack. Contact an expert to get started.
No. You run the product, and we provide the licensed banking backend. Setup requirements depend on your business model—talk to our experts to map yours.
Our stack has built-in KYC, AML, and risk controls, so you can onboard and monitor users without extra vendors. Since requirements vary by location, talk to an expert to map yours.
Timelines vary by scope, but partners have integrated in as little as 4 weeks. Start with a conversation, then move to solution design and API integration. Talk to an expert for a realistic launch plan.
Yes. As a fully licensed European bank, bunq is regulated and protects eligible deposits up to €100,000. For specific details on your structure, talk to an expert.
You can combine accounts, local IBANs, multi-currency, cards, payments, FX, and embedded compliance in any configuration across the EEA. Talk to an expert to confirm what fits your roadmap.
Still have questions?
Tell us what you want to build and we'll map the fastest path.
Frequently asked questions
Answers to the questions teams ask before building on bunq.
Our Banking as a Service—or bunq as a Service—lets you embed cards, accounts, payments, FX, and compliance via API. You design the user experience; we provide the licensed banking stack. Contact an expert to get started.
No. You run the product, and we provide the licensed banking backend. Setup requirements depend on your business model—talk to our experts to map yours.
Our stack has built-in KYC, AML, and risk controls, so you can onboard and monitor users without extra vendors. Since requirements vary by location, talk to an expert to map yours.
Timelines vary by scope, but partners have integrated in as little as 4 weeks. Start with a conversation, then move to solution design and API integration. Talk to an expert for a realistic launch plan.
Yes. As a fully licensed European bank, bunq is regulated and protects eligible deposits up to €100,000. For specific details on your structure, talk to an expert.
You can combine accounts, local IBANs, multi-currency, cards, payments, FX, and embedded compliance in any configuration across the EEA. Talk to an expert to confirm what fits your roadmap.
Still have questions?
Tell us what you want to build and we'll map the fastest path.
Frequently asked questions
Answers to the questions teams ask before building on bunq.
Our Banking as a Service—or bunq as a Service—lets you embed cards, accounts, payments, FX, and compliance via API. You design the user experience; we provide the licensed banking stack. Contact an expert to get started.
No. You run the product, and we provide the licensed banking backend. Setup requirements depend on your business model—talk to our experts to map yours.
Our stack has built-in KYC, AML, and risk controls, so you can onboard and monitor users without extra vendors. Since requirements vary by location, talk to an expert to map yours.
Timelines vary by scope, but partners have integrated in as little as 4 weeks. Start with a conversation, then move to solution design and API integration. Talk to an expert for a realistic launch plan.
Yes. As a fully licensed European bank, bunq is regulated and protects eligible deposits up to €100,000. For specific details on your structure, talk to an expert.
You can combine accounts, local IBANs, multi-currency, cards, payments, FX, and embedded compliance in any configuration across the EEA. Talk to an expert to confirm what fits your roadmap.
Still have questions?
Tell us what you want to build and we'll map the fastest path.
You focus on customers, we'll handle banking
Talk to our team about bunq as a Service for your platform.
You focus on customers, we'll handle banking
Talk to our team about bunq as a Service for your platform.
You focus on customers, we'll handle banking
Talk to our team about bunq as a Service for your platform.