No paperwork
Easily start sharing finances without leaving the house.

Track shared bills, build joint savings, and spend as a team—in 5 minutes. One app for two people's money.

Track shared bills, build joint savings, and spend as a team—in 5 minutes. One app for two people's money.

Track shared bills, build joint savings, and spend as a team—in 5 minutes. One app for two people's money.
Shared accounts and joint budgets in one app.
Easily start sharing finances without leaving the house.
Up to 25 money Pockets to help you and your partner plan spending and grow savings.
Open personal or joint Savings Accounts and get interest paid weekly.
Shared accounts and joint budgets in one app.
Easily start sharing finances without leaving the house.
Up to 25 money Pockets to help you and your partner plan spending and grow savings.
Open personal or joint Savings Accounts and get interest paid weekly.
Shared accounts and joint budgets in one app.
Easily start sharing finances without leaving the house.
Up to 25 money Pockets to help you and your partner plan spending and grow savings.
Open personal or joint Savings Accounts and get interest paid weekly.
Get up to 25 money Pockets, shared or personal. Each comes with a unique IBAN, making it easy to transfer money or set up Direct Debits.
Get up to 25 money Pockets, shared or personal. Each comes with a unique IBAN, making it easy to transfer money or set up Direct Debits.
Get up to 25 money Pockets, shared or personal. Each comes with a unique IBAN, making it easy to transfer money or set up Direct Debits.
Never overspend on groceries or going out. Set spending limits per category and get timely alerts when you're close to your limit.
Never overspend on groceries or going out. Set spending limits per category and get timely alerts when you're close to your limit.
Never overspend on groceries or going out. Set spending limits per category and get timely alerts when you're close to your limit.
Each of you gets your own card. Link it to your joint account for shared expenses, your personal one for everything else—and switch anytime.

Each of you gets your own card. Link it to your joint account for shared expenses, your personal one for everything else—and switch anytime.

Each of you gets your own card. Link it to your joint account for shared expenses, your personal one for everything else—and switch anytime.

Invest on the go with the bunq app*. Start with just €10 and enjoy zero fees for the first 3 months.
Investment services are provided by Ginmon. Please note that all investments carry a high risk of total or partial capital loss. The information contained on this page does not constitute a personal recommendation, investment advice, or an invitation to make any investment decision. Therefore, you should carefully consider your financial situation, consult the applicable documents and information, or seek independent professional advice before initiating any financial transactions or subscribing to new investment services. Learn more
Invest on the go with the bunq app*. Start with just €10 and enjoy zero fees for the first 3 months.
Investment services are provided by Ginmon. Please note that all investments carry a high risk of total or partial capital loss. The information contained on this page does not constitute a personal recommendation, investment advice, or an invitation to make any investment decision. Therefore, you should carefully consider your financial situation, consult the applicable documents and information, or seek independent professional advice before initiating any financial transactions or subscribing to new investment services. Learn more
Invest on the go with the bunq app*. Start with just €10 and enjoy zero fees for the first 3 months.
Investment services are provided by Ginmon. Please note that all investments carry a high risk of total or partial capital loss. The information contained on this page does not constitute a personal recommendation, investment advice, or an invitation to make any investment decision. Therefore, you should carefully consider your financial situation, consult the applicable documents and information, or seek independent professional advice before initiating any financial transactions or subscribing to new investment services. Learn more
Know someone who needs a Bank Account? Give them a head start with bunq. When your friend joins, you both receive rewards like a free Metal Card, extra Bonus Interest, or three months of free stock trading.

Know someone who needs a Bank Account? Give them a head start with bunq. When your friend joins, you both receive rewards like a free Metal Card, extra Bonus Interest, or three months of free stock trading.

Know someone who needs a Bank Account? Give them a head start with bunq. When your friend joins, you both receive rewards like a free Metal Card, extra Bonus Interest, or three months of free stock trading.

Get started with crypto easily. Our partner Kraken takes care of custody, while you buy or sell crypto starting from just €1.
Investment services are provided by Kraken. Please note that investments in digital assets (or crypto assets) carry a high risk of total or partial capital loss. The information contained on this page should not be construed as a personal recommendation, investment advice, or an invitation to make any investment decision. Therefore, you should carefully consider your financial situation, consult the applicable documents and information, or seek independent professional advice before initiating any financial transactions or subscribing to new investment services.

Get started with crypto easily. Our partner Kraken takes care of custody, while you buy or sell crypto starting from just €1.
Investment services are provided by Kraken. Please note that investments in digital assets (or crypto assets) carry a high risk of total or partial capital loss. The information contained on this page should not be construed as a personal recommendation, investment advice, or an invitation to make any investment decision. Therefore, you should carefully consider your financial situation, consult the applicable documents and information, or seek independent professional advice before initiating any financial transactions or subscribing to new investment services.

Get started with crypto easily. Our partner Kraken takes care of custody, while you buy or sell crypto starting from just €1.
Investment services are provided by Kraken. Please note that investments in digital assets (or crypto assets) carry a high risk of total or partial capital loss. The information contained on this page should not be construed as a personal recommendation, investment advice, or an invitation to make any investment decision. Therefore, you should carefully consider your financial situation, consult the applicable documents and information, or seek independent professional advice before initiating any financial transactions or subscribing to new investment services.

Ready to fully switch to bunq? Use our in-app Switch Service to move all payments and Direct Debits to your new Joint Account without any hassle.
Ready to fully switch to bunq? Use our in-app Switch Service to move all payments and Direct Debits to your new Joint Account without any hassle.
Ready to fully switch to bunq? Use our in-app Switch Service to move all payments and Direct Debits to your new Joint Account without any hassle.
Start simple. Upgrade when you want more ways to save, spend, and travel.
Start simple. Upgrade when you want more ways to save, spend, and travel.
Start simple. Upgrade when you want more ways to save, spend, and travel.
Quick answers to help you pick the right setup and get started.
Not on unlimited amounts. MassInterest applies to up to €100,000 across your EUR Savings Accounts. Term Deposits can earn interest on up to €100,000 combined across all Term Deposits.
Balances above these limits do not earn interest.
Referral rewards change by campaign and tab. They may include cash, a free Metal Card, bonus savings interest, stock-trading perks, or Switch Service bonuses where available.
Check the latest offer in the app before you share your link.
Use Savings Accounts and Savings Goals, Auto Round Up, and Easy Budgeting with dedicated Bank Accounts. You can also organize income automatically so more of your money stays in savings.
Yes! With bunq Pro or bunq Elite, you can open up to 25 bank accounts, including multiple Savings Accounts with their own IBANs.
Name accounts for goals and group them so your savings stay easy to scan.
Yes. bunq Joint Accounts let you share a payment account with up to nine other co-owners. Everyone can access the account from their own bunq app and gets Instant Notifications for transactions.
Yes. On bunq Pro Business and bunq Elite Business you can set monthly limits, block or unblock Company Cards, and manage employee spending from the Business Cards tab.
Quick answers to help you pick the right setup and get started.
Not on unlimited amounts. MassInterest applies to up to €100,000 across your EUR Savings Accounts. Term Deposits can earn interest on up to €100,000 combined across all Term Deposits.
Balances above these limits do not earn interest.
Referral rewards change by campaign and tab. They may include cash, a free Metal Card, bonus savings interest, stock-trading perks, or Switch Service bonuses where available.
Check the latest offer in the app before you share your link.
Use Savings Accounts and Savings Goals, Auto Round Up, and Easy Budgeting with dedicated Bank Accounts. You can also organize income automatically so more of your money stays in savings.
Yes! With bunq Pro or bunq Elite, you can open up to 25 bank accounts, including multiple Savings Accounts with their own IBANs.
Name accounts for goals and group them so your savings stay easy to scan.
Yes. bunq Joint Accounts let you share a payment account with up to nine other co-owners. Everyone can access the account from their own bunq app and gets Instant Notifications for transactions.
Yes. On bunq Pro Business and bunq Elite Business you can set monthly limits, block or unblock Company Cards, and manage employee spending from the Business Cards tab.
Quick answers to help you pick the right setup and get started.
Not on unlimited amounts. MassInterest applies to up to €100,000 across your EUR Savings Accounts. Term Deposits can earn interest on up to €100,000 combined across all Term Deposits.
Balances above these limits do not earn interest.
Referral rewards change by campaign and tab. They may include cash, a free Metal Card, bonus savings interest, stock-trading perks, or Switch Service bonuses where available.
Check the latest offer in the app before you share your link.
Use Savings Accounts and Savings Goals, Auto Round Up, and Easy Budgeting with dedicated Bank Accounts. You can also organize income automatically so more of your money stays in savings.
Yes! With bunq Pro or bunq Elite, you can open up to 25 bank accounts, including multiple Savings Accounts with their own IBANs.
Name accounts for goals and group them so your savings stay easy to scan.
Yes. bunq Joint Accounts let you share a payment account with up to nine other co-owners. Everyone can access the account from their own bunq app and gets Instant Notifications for transactions.
Yes. On bunq Pro Business and bunq Elite Business you can set monthly limits, block or unblock Company Cards, and manage employee spending from the Business Cards tab.
Download the app and open an account in minutes. Pick a plan that fits how you spend and save.
Download the app and open an account in minutes. Pick a plan that fits how you spend and save.
Download the app and open an account in minutes. Pick a plan that fits how you spend and save.
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How couples can start investing together with confidence, even on a small budget. bunq makes growing as a team easy.

Plan meaningful nights out without overspending, creative ideas plus bunq tools to split costs and keep shared money stress low.

Joint Accounts can split rent and groceries fairly. Learn what to share, what to keep separate, and how to talk about it early.
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How couples can start investing together with confidence, even on a small budget. bunq makes growing as a team easy.

Plan meaningful nights out without overspending, creative ideas plus bunq tools to split costs and keep shared money stress low.

Joint Accounts can split rent and groceries fairly. Learn what to share, what to keep separate, and how to talk about it early.
These articles are fallbacks when related posts are not loaded from the CMS.

How couples can start investing together with confidence, even on a small budget. bunq makes growing as a team easy.

Plan meaningful nights out without overspending, creative ideas plus bunq tools to split costs and keep shared money stress low.

Joint Accounts can split rent and groceries fairly. Learn what to share, what to keep separate, and how to talk about it early.