Easy Budgeting built into your plan
Route incoming payments into the right money Pockets automatically.
Bank Account with easy budgeting
Get budgeting tools to keep your spending and savings on track—automatically.
Bank Account with easy budgeting
Get budgeting tools to keep your spending and savings on track—automatically.
Bank Account with easy budgeting
Get budgeting tools to keep your spending and savings on track—automatically.
Your new Bank Account, ready in just 5 minutes
Budgeting and savings made easy—all in one place.
5 free foreign currency transfers each month
Send money in 47 supported currencies from your euro account.
Up to 25 money Pockets with IBANs
Pay bills, save, and accept Direct Debits from the right account.
Your new Bank Account, ready in just 5 minutes
Budgeting and savings made easy—all in one place.
Easy Budgeting built into your plan
Route incoming payments into the right money Pockets automatically.
5 free foreign currency transfers each month
Send money in 47 supported currencies from your euro account.
Up to 25 money Pockets with IBANs
Pay bills, save, and accept Direct Debits from the right account.
Your new Bank Account, ready in just 5 minutes
Budgeting and savings made easy—all in one place.
Easy Budgeting built into your plan
Route incoming payments into the right money Pockets automatically.
5 free foreign currency transfers each month
Send money in 47 supported currencies from your euro account.
Up to 25 money Pockets with IBANs
Pay bills, save, and accept Direct Debits from the right account.
Spend and save with ease
Take your budgeting to the next level by organizing your finances with up to 25 dedicated money Pockets. Each comes with a unique IBAN, so you can easily transfer money and even use them for Direct Debits.
Spend and save with ease
Take your budgeting to the next level by organizing your finances with up to 25 dedicated money Pockets. Each comes with a unique IBAN, so you can easily transfer money and even use them for Direct Debits.
Spend and save with ease
Take your budgeting to the next level by organizing your finances with up to 25 dedicated money Pockets. Each comes with a unique IBAN, so you can easily transfer money and even use them for Direct Debits.
Get your Cards
With bunq Pro, get 25 Digital Debit or Credit Cards and 3 Physical Cards. Order them, top them up, and start making payments online or with your phone right away.
Get your Cards
With bunq Pro, get 25 Digital Debit or Credit Cards and 3 Physical Cards. Order them, top them up, and start making payments online or with your phone right away.
Get your Cards
With bunq Pro, get 25 Digital Debit or Credit Cards and 3 Physical Cards. Order them, top them up, and start making payments online or with your phone right away.
3.01%* annual interest, paid weekly
Keep savings in dedicated accounts alongside your day-to-day spending. Weekly payouts go straight to your balance so returns compound toward your goals.
*
See Savings Account terms and conditions . Rates are subject to change at any time. Interest earned is subject to applicable taxes and social security contributions. View savings rates and terms
3.01%* annual interest, paid weekly
Keep savings in dedicated accounts alongside your day-to-day spending. Weekly payouts go straight to your balance so returns compound toward your goals.
*
See Savings Account terms and conditions . Rates are subject to change at any time. Interest earned is subject to applicable taxes and social security contributions. View savings rates and terms
3.01%* annual interest, paid weekly
Keep savings in dedicated accounts alongside your day-to-day spending. Weekly payouts go straight to your balance so returns compound toward your goals.
*
See Savings Account terms and conditions . Rates are subject to change at any time. Interest earned is subject to applicable taxes and social security contributions. View savings rates and terms
Budgeting so easy you'll actually do it
Create separate Bank Accounts for each category—each with its own IBAN for transfers and Direct Debits. Top up those accounts automatically from any select Bank Account.
Budgeting so easy you'll actually do it
Create separate Bank Accounts for each category—each with its own IBAN for transfers and Direct Debits. Top up those accounts automatically from any select Bank Account.
Budgeting so easy you'll actually do it
Create separate Bank Accounts for each category—each with its own IBAN for transfers and Direct Debits. Top up those accounts automatically from any select Bank Account.
Free foreign currency transfers
Easily send money to anyone in 47 foreign currencies, directly from your euro account. You'll see our low transaction fee and competitive exchange rate upfront, so there are no surprises later. With your bunq Pro plan, enjoy 5 Foreign Currency Transfers free every month.
Free foreign currency transfers
Easily send money to anyone in 47 foreign currencies, directly from your euro account. You'll see our low transaction fee and competitive exchange rate upfront, so there are no surprises later. With your bunq Pro plan, enjoy 5 Foreign Currency Transfers free every month.
Free foreign currency transfers
Easily send money to anyone in 47 foreign currencies, directly from your euro account. You'll see our low transaction fee and competitive exchange rate upfront, so there are no surprises later. With your bunq Pro plan, enjoy 5 Foreign Currency Transfers free every month.
Buy and sell crypto in the bunq app
Get started with crypto easily. Our partner Kraken takes care of custody, while you buy or sell crypto starting from just €1.
*
Investment services are provided by Kraken. Please note that investments in digital assets (or crypto assets) carry a high risk of total or partial capital loss. The information contained on this page should not be construed as a personal recommendation, investment advice, or an invitation to make any investment decision. Therefore, you should carefully consider your financial situation, consult the applicable documents and information, or seek independent professional advice before initiating any financial transactions or subscribing to new investment services.
Buy and sell crypto in the bunq app
Get started with crypto easily. Our partner Kraken takes care of custody, while you buy or sell crypto starting from just €1.
*
Investment services are provided by Kraken. Please note that investments in digital assets (or crypto assets) carry a high risk of total or partial capital loss. The information contained on this page should not be construed as a personal recommendation, investment advice, or an invitation to make any investment decision. Therefore, you should carefully consider your financial situation, consult the applicable documents and information, or seek independent professional advice before initiating any financial transactions or subscribing to new investment services.
Buy and sell crypto in the bunq app
Get started with crypto easily. Our partner Kraken takes care of custody, while you buy or sell crypto starting from just €1.
*
Investment services are provided by Kraken. Please note that investments in digital assets (or crypto assets) carry a high risk of total or partial capital loss. The information contained on this page should not be construed as a personal recommendation, investment advice, or an invitation to make any investment decision. Therefore, you should carefully consider your financial situation, consult the applicable documents and information, or seek independent professional advice before initiating any financial transactions or subscribing to new investment services.
Investing made easy
Buy stocks and ETFs on the go with the bunq app. Start investing from just €10, enjoy zero trading fees for the first 3 months, and get a 20% discount after that.
*
Investment services are provided by Ginmon. Please note that all investments carry a high risk of total or partial capital loss. The information contained on this page does not constitute a personal recommendation, investment advice, or an invitation to make any investment decision. Therefore, you should carefully consider your financial situation, consult the applicable documents and information, or seek independent professional advice before initiating any financial transactions or subscribing to new investment services. Learn more
Investing made easy
Buy stocks and ETFs on the go with the bunq app. Start investing from just €10, enjoy zero trading fees for the first 3 months, and get a 20% discount after that.
*
Investment services are provided by Ginmon. Please note that all investments carry a high risk of total or partial capital loss. The information contained on this page does not constitute a personal recommendation, investment advice, or an invitation to make any investment decision. Therefore, you should carefully consider your financial situation, consult the applicable documents and information, or seek independent professional advice before initiating any financial transactions or subscribing to new investment services. Learn more
Investing made easy
Buy stocks and ETFs on the go with the bunq app. Start investing from just €10, enjoy zero trading fees for the first 3 months, and get a 20% discount after that.
*
Investment services are provided by Ginmon. Please note that all investments carry a high risk of total or partial capital loss. The information contained on this page does not constitute a personal recommendation, investment advice, or an invitation to make any investment decision. Therefore, you should carefully consider your financial situation, consult the applicable documents and information, or seek independent professional advice before initiating any financial transactions or subscribing to new investment services. Learn more
Get instant support, 24/7
Got a question? Get all the answers you need in seconds. Chat in your language at any hour, wherever you are.
Get instant support, 24/7
Got a question? Get all the answers you need in seconds. Chat in your language at any hour, wherever you are.
Get instant support, 24/7
Got a question? Get all the answers you need in seconds. Chat in your language at any hour, wherever you are.
Loved by our users
Read what are users are saying about banking with bunq.
Very satisfied Banking app that works wonderfully. Instant Crypto Buy, Very Easy Stock Placement. Possibility to buy crypto in rounding. Quite a few options without commitment. Perfect! 👍
Mustafa
App Store
Account How to deposit money with transfer from my account I can't arrive and deposit directly from my bank account nothing goes through how to do it so explain to me
Café
App Store
I'm really happy with bunq. I recently opened an account and am currently testing it out. I received the card very quickly, well done! The support service is incredibly efficient if needed, and in our language. bunq accepts instant transfers, and their credit card is flawless, accepted quickly for payments. The app is smooth and fast to open. My only complaint is the card's design, which could be less colorful and more neutral 😁 But otherwise, it's fantastic!
Alexis
Google Play
Loved by our users
Read what are users are saying about banking with bunq.
Very satisfied Banking app that works wonderfully. Instant Crypto Buy, Very Easy Stock Placement. Possibility to buy crypto in rounding. Quite a few options without commitment. Perfect! 👍
Mustafa
App Store
Account How to deposit money with transfer from my account I can't arrive and deposit directly from my bank account nothing goes through how to do it so explain to me
Café
App Store
I'm really happy with bunq. I recently opened an account and am currently testing it out. I received the card very quickly, well done! The support service is incredibly efficient if needed, and in our language. bunq accepts instant transfers, and their credit card is flawless, accepted quickly for payments. The app is smooth and fast to open. My only complaint is the card's design, which could be less colorful and more neutral 😁 But otherwise, it's fantastic!
Alexis
Google Play
Loved by our users
Read what are users are saying about banking with bunq.
Very satisfied Banking app that works wonderfully. Instant Crypto Buy, Very Easy Stock Placement. Possibility to buy crypto in rounding. Quite a few options without commitment. Perfect! 👍
Mustafa
App Store
Account How to deposit money with transfer from my account I can't arrive and deposit directly from my bank account nothing goes through how to do it so explain to me
Café
App Store
I'm really happy with bunq. I recently opened an account and am currently testing it out. I received the card very quickly, well done! The support service is incredibly efficient if needed, and in our language. bunq accepts instant transfers, and their credit card is flawless, accepted quickly for payments. The app is smooth and fast to open. My only complaint is the card's design, which could be less colorful and more neutral 😁 But otherwise, it's fantastic!
Alexis
Google Play
Choose your personal plan
Start simple. Upgrade when you want more ways to save, spend, and travel.
Choose your personal plan
Start simple. Upgrade when you want more ways to save, spend, and travel.
Choose your personal plan
Start simple. Upgrade when you want more ways to save, spend, and travel.
Frequently Asked Questions
bunq Pro and bunq Elite include free physical cards in your plan limit, but the Metal Credit Card is optional and has a one-time order fee (see the app for the current price).
Money Insights and Easy Budgeting break spending into categories and alert you at 80%, 95%, or 100% of a limit. Auto Round Up saves spare change, and Income Organizer splits salary across the Bank Accounts you choose.
bunq Pro focuses on powerful budgeting: many Bank Accounts, Digital Cards, foreign-currency bundles, ZeroFX, savings interest where eligible, discounted stock fees, Invoice Scanning, Zapier, bunq Web, and 24/7 support.
Card and ATM allowances follow your plan overview in the app.
Yes. You can switch between bunq Free, bunq Core, bunq Pro, and bunq Elite anytime in the app. Your new plan usually starts when your current billing cycle ends (upgrades from Free start right away).
Your rate depends on plan, currency, and how much you save. EUR, USD, and GBP Savings each have published variable rates, check the Savings tab or plan comparison for today’s numbers and bonus thresholds.
From Home, tap Pay, choose your currency, enter amount and recipient, then confirm, the fee and rate are shown before you send. bunq Pro includes 5 free FX payments per month; Elite includes 10 (see the app for your allowance).
Frequently Asked Questions
bunq Pro and bunq Elite include free physical cards in your plan limit, but the Metal Credit Card is optional and has a one-time order fee (see the app for the current price).
Money Insights and Easy Budgeting break spending into categories and alert you at 80%, 95%, or 100% of a limit. Auto Round Up saves spare change, and Income Organizer splits salary across the Bank Accounts you choose.
bunq Pro focuses on powerful budgeting: many Bank Accounts, Digital Cards, foreign-currency bundles, ZeroFX, savings interest where eligible, discounted stock fees, Invoice Scanning, Zapier, bunq Web, and 24/7 support.
Card and ATM allowances follow your plan overview in the app.
Yes. You can switch between bunq Free, bunq Core, bunq Pro, and bunq Elite anytime in the app. Your new plan usually starts when your current billing cycle ends (upgrades from Free start right away).
Your rate depends on plan, currency, and how much you save. EUR, USD, and GBP Savings each have published variable rates, check the Savings tab or plan comparison for today’s numbers and bonus thresholds.
From Home, tap Pay, choose your currency, enter amount and recipient, then confirm, the fee and rate are shown before you send. bunq Pro includes 5 free FX payments per month; Elite includes 10 (see the app for your allowance).
Frequently Asked Questions
bunq Pro and bunq Elite include free physical cards in your plan limit, but the Metal Credit Card is optional and has a one-time order fee (see the app for the current price).
Money Insights and Easy Budgeting break spending into categories and alert you at 80%, 95%, or 100% of a limit. Auto Round Up saves spare change, and Income Organizer splits salary across the Bank Accounts you choose.
bunq Pro focuses on powerful budgeting: many Bank Accounts, Digital Cards, foreign-currency bundles, ZeroFX, savings interest where eligible, discounted stock fees, Invoice Scanning, Zapier, bunq Web, and 24/7 support.
Card and ATM allowances follow your plan overview in the app.
Yes. You can switch between bunq Free, bunq Core, bunq Pro, and bunq Elite anytime in the app. Your new plan usually starts when your current billing cycle ends (upgrades from Free start right away).
Your rate depends on plan, currency, and how much you save. EUR, USD, and GBP Savings each have published variable rates, check the Savings tab or plan comparison for today’s numbers and bonus thresholds.
From Home, tap Pay, choose your currency, enter amount and recipient, then confirm, the fee and rate are shown before you send. bunq Pro includes 5 free FX payments per month; Elite includes 10 (see the app for your allowance).
Start banking your way
Open a Personal Account from your phone and organize spending, savings, and cards in one app.
Start banking your way
Open a Personal Account from your phone and organize spending, savings, and cards in one app.
Start banking your way
Open a Personal Account from your phone and organize spending, savings, and cards in one app.
Guides for everyday banking
Tips on saving, budgeting, and getting more from your bunq account.
Business2 minute read
Getting Started with bunq Business Accounts
Simplify your business finances with bunq. Instant Payments, multi-currency, and tools that grow with you.
News3 minute read
Top Ways to Use bunq’s Digital Cards
Issue Digital Cards for subscriptions, travel, or business spend, separate limits and instant controls keep online payments predictable and safe.
Guides2 minute read
Budgeting With bunq: Tools That Fit Real Life
Easy Budgeting, Savings Accounts, and instant insights, how to build a simple monthly rhythm in the bunq app without starting from zero.
Guides for everyday banking
Tips on saving, budgeting, and getting more from your bunq account.
Business2 minute read
Getting Started with bunq Business Accounts
Simplify your business finances with bunq. Instant Payments, multi-currency, and tools that grow with you.
News3 minute read
Top Ways to Use bunq’s Digital Cards
Issue Digital Cards for subscriptions, travel, or business spend, separate limits and instant controls keep online payments predictable and safe.
Guides2 minute read
Budgeting With bunq: Tools That Fit Real Life
Easy Budgeting, Savings Accounts, and instant insights, how to build a simple monthly rhythm in the bunq app without starting from zero.
Guides for everyday banking
Tips on saving, budgeting, and getting more from your bunq account.
Business2 minute read
Getting Started with bunq Business Accounts
Simplify your business finances with bunq. Instant Payments, multi-currency, and tools that grow with you.
News3 minute read
Top Ways to Use bunq’s Digital Cards
Issue Digital Cards for subscriptions, travel, or business spend, separate limits and instant controls keep online payments predictable and safe.
Guides2 minute read
Budgeting With bunq: Tools That Fit Real Life
Easy Budgeting, Savings Accounts, and instant insights, how to build a simple monthly rhythm in the bunq app without starting from zero.