bank of The Free
Mobile banking that makes life easy
Sign up in just 5 minutes with only your phone and ID. Try bunq today.


All you need from a bank, in 1 app
Stay organized with different money pots
Notifications and insights show where your money goes
Grow your savings, with up to 2.51% interest
Buy & sell crypto safely, right where you bank
Control everything yourself, day or night
Discover bunq today, join 17 million other users
Signing up will only take you 5 minutes
Download the bunq app on your phone.
Fill in your name, address, email, and phone number.
Verify your ID with a quick video selfie and start banking right away.
Finally, simple banking that just fits daily life
Forget baffling jargon or waiting for your bank's permission. Discover easy-to-use features that let you manage your money at your own pace.

Tap to tidy up your money
Organize your finances as you like, with dedicated money pots. Create as many as you want! Each has its own IBAN to transfer money, set up direct debits or link to your bunq card.

Cards that simply work
Right when you start, you'll have a virtual credit card that you can use with Apple Pay or Google Pay. For easy budgeting, link your card and pay from any of your bank accounts. Your physical card can have your own design, to make it uniquely yours.

Earn as you spend
Earn 1% Cashback, get the best currency exchange rates with ZeroFX, and rack up bunq Points to unlock exclusive rewards. Just use your bunq card and watch the extra value add up!

Safely buy and sell crypto
Get started with crypto safely, right from your bunq app. Choose from the top cryptocurrencies—buying and selling takes just a tap.
Get €10 in Bitcoin, on us
Start strong with your first crypto investment. When you buy at least €100 in crypto, you’ll get €10 in Bitcoin for free. Spots are limited to just 10,000 users.
The easiest way to invest in Stocks
You don't need to install separate trading apps or go through endless paperwork to get started. Grow your wealth simple and stress-free. Everything you need to get started is in one place.

Travel worry free
Wherever you go in the world, you'll always have access to your bunq app, even without a data plan. With a bunq eSIM, you save up to 90% on roaming costs. On bunq Elite, you're automatically protected on all your trips with included Travel Insurance.

Effortlessly grow your savings
Enjoy high interest rates, up to 50% higher than you'll get at traditional banks. Your interest is paid out weekly, so with compound interest you'll earn even more interest over time! To reach your savings goals even faster, round up your payments with AutoSave.

Save more with bunq Deals
Get discounts from your favorite brands and services—simply by using bunq. Enjoy deals tailored to you, from gadgets to travel bookings.
Choose where we store your deposits
Unlike traditional banks, bunq puts you in control. We're the only bank that lets you decide where your deposits are invested. We invest ethically, and you choose the industries that align with your values in the app.

Offset your CO2
Spend with your bunq card and earn trees as you go. With veritree, each tree you earn is planted at the right time, in the right place, and carefully tracked as it grows. View the positive impact of your trees over time in the bunq app.
Trusted by millions of users
Join over 17 million users on the bunq platform

Insured up to €100,000
Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).
Card Payment Refunds
Your money is protected if something doesn't go as planned.
Instant Payments
Send and receive money instantly, no waiting.
24/7 support
Instant help in your language, whenever you need it.
Risk indicator for all bunq B.V. accounts
1
/
6
This number is indicative of product risk, with 1/6 indicating lower risk and 6/6 indicating higher risk.
bunq B.V. is adhered to the Dutch Deposit Guarantee Fund. The maximum guaranteed amount is €100,000 per user
Choose your plan
Try it free for 30 days, no strings attached.
bunq Free
The essentials to get you started.
bunq Core
The bank account for everyday use.
bunq Pro
The bank account that makes budgeting easy.
bunq Elite
The bank account designed for your international lifestyle.
Frequently Asked Questions
How many accounts can you have at bunq?
With bunq Pro and bunq Elite plans, you can open and manage up to 25 personal accounts. Whether you want to organize your finances or separate your savings, bunq makes life easy.
What is the best account for me?
bunq offers four plans tailored to your needs—bunq Free, bunq Core, bunq Pro, and bunq Elite. We provide features for both personal and business use, allowing you to choose what suits you best. Check out our comprehensive plan comparison to find your perfect fit!
Is bunq a Dutch bank?
Yes! bunq is proudly headquartered in The Netherlands, making it one of Europe's innovative digital banks.
What makes bunq a secure bank?
At bunq, your money is completely secure and protected under the Dutch Deposit Guarantee Scheme (DGS), which covers deposits up to €100,000. We leverage cutting-edge technology to keep your financial data safe, ensuring a seamless and secure banking experience.
Open your bank account in 5 minutes
Get started now, with just your phone and ID.
