bank of The Free

Mobile banking that makes life easy

Sign up in just 5 minutes with only your phone and ID. Try bunq today.

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Finance at your fingertips

All you need from a bank, in 1 app

Stay organized with different money pots

Notifications and insights show where your money goes

Grow your savings, with up to 2.51% interest

Buy & sell crypto safely, right where you bank

Control everything yourself, day or night

Discover bunq today, join 17 million other users

Signing up will only take you 5 minutes

Download the bunq app on your phone.

Fill in your name, address, email, and phone number.

Verify your ID with a quick video selfie and start banking right away.

Finally, simple banking that just fits daily life

Forget baffling jargon or waiting for your bank's permission. Discover easy-to-use features that let you manage your money at your own pace.

Tap to tidy up your money

Organize your finances as you like, with dedicated money pots. Create as many as you want! Each has its own IBAN to transfer money, set up direct debits or link to your bunq card.

Cards that simply work

Right when you start, you'll have a virtual credit card that you can use with Apple Pay or Google Pay. For easy budgeting, link your card and pay from any of your bank accounts. Your physical card can have your own design, to make it uniquely yours.

Earn as you spend

Earn 1% Cashback, get the best currency exchange rates with ZeroFX, and rack up bunq Points to unlock exclusive rewards. Just use your bunq card and watch the extra value add up!

Safely buy and sell crypto

Get started with crypto safely, right from your bunq app. Choose from the top cryptocurrencies—buying and selling takes just a tap.

Get €10 in Bitcoin, on us

Start strong with your first crypto investment. When you buy at least €100 in crypto, you’ll get €10 in Bitcoin for free. Spots are limited to just 10,000 users.

The easiest way to invest in Stocks

You don't need to install separate trading apps or go through endless paperwork to get started. Grow your wealth simple and stress-free. Everything you need to get started is in one place.

Travel worry free

Wherever you go in the world, you'll always have access to your bunq app, even without a data plan. With a bunq eSIM, you save up to 90% on roaming costs. On bunq Elite, you're automatically protected on all your trips with included Travel Insurance.

Effortlessly grow your savings

Enjoy high interest rates, up to 50% higher than you'll get at traditional banks. Your interest is paid out weekly, so with compound interest you'll earn even more interest over time! To reach your savings goals even faster, round up your payments with AutoSave.

Save more with bunq Deals

Get discounts from your favorite brands and services—simply by using bunq. Enjoy deals tailored to you, from gadgets to travel bookings.

Choose where we store your deposits

Unlike traditional banks, bunq puts you in control. We're the only bank that lets you decide where your deposits are invested. We invest ethically, and you choose the industries that align with your values in the app.

Offset your CO2

Spend with your bunq card and earn trees as you go. With veritree, each tree you earn is planted at the right time, in the right place, and carefully tracked as it grows. View the positive impact of your trees over time in the bunq app.

Trusted by millions of users

Join over 17 million users on the bunq platform

Insured up to €100,000

Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).

Card Payment Refunds

Your money is protected if something doesn't go as planned.

Instant Payments

Send and receive money instantly, no waiting.

24/7 support

Instant help in your language, whenever you need it.

Risk indicator for all bunq B.V. accounts

1

/

6

This number is indicative of product risk, with 1/6 indicating lower risk and 6/6 indicating higher risk.

bunq B.V. is adhered to the Dutch Deposit Guarantee Fund. The maximum guaranteed amount is €100,000 per user

Choose your plan

Try it free for 30 days, no strings attached.

Easy Savings icon

bunq Free

Free

The essentials to get you started.

Easy Bank icon

bunq Core

€3.99/month

The bank account for everyday use.

Easy Bank Pro icon

bunq Pro

€9.99/month

The bank account that makes budgeting easy.

Easy Bank Pro XL icon

bunq Elite

€18.99/month

The bank account designed for your international lifestyle.

Frequently Asked Questions

How many accounts can you have at bunq?

With bunq Pro and bunq Elite plans, you can open and manage up to 25 personal accounts. Whether you want to organize your finances or separate your savings, bunq makes life easy.

What is the best account for me?

bunq offers four plans tailored to your needs—bunq Free, bunq Core, bunq Pro, and bunq Elite. We provide features for both personal and business use, allowing you to choose what suits you best. Check out our comprehensive plan comparison to find your perfect fit!

Is bunq a Dutch bank?

Yes! bunq is proudly headquartered in The Netherlands, making it one of Europe's innovative digital banks.

What makes bunq a secure bank?

At bunq, your money is completely secure and protected under the Dutch Deposit Guarantee Scheme (DGS), which covers deposits up to €100,000. We leverage cutting-edge technology to keep your financial data safe, ensuring a seamless and secure banking experience.

Open your bank account in 5 minutes

Get started now, with just your phone and ID.