Effortlessly grow your savings

Opening a bunq account is a breeze. Skip the branch visits and paperwork hassles – with just your phone and a valid ID, you're good to go. Simply download the bunq app to get started, tell us a little bit about yourself, and take a quick video selfie. We’ll take a few minutes to make sure it’s really you, and get your account set up. In just 5 minutes, you'll be ready to get banking with bunq. Want more info about the signup process?

Your interest is calculated daily at 23:59 CET for the balance across all your Savings Accounts. We take the annual interest rate, divide it by the number of days in the year and get the daily interest rate as a result. For Joint Savings Accounts, we divide the balance equally among owners. Your daily interest gets saved and paid out to you weekly on your bunq Payday.

Our Easy Savings plan is completely free. Withdrawals from your savings account come at no extra charge, however some deposit methods involving third parties may incur small fees. *Regular transaction fees apply for all business users. If you send money to your bunq savings account from another bank, the other bank may charge some additional fees.

Thanks to our banking license from the Dutch Central Bank (DNB), your funds are protected up to €100,000 by the Dutch Deposit Guarantee scheme. In the unlikely event of any issues with bunq, the government steps in to cover any losses up to that amount. That way you can sleep well knowing your hard earned money isn’t going anywhere.

There's no minimum deposit, and you have the freedom to withdraw as much as you’d like 2 times per month. Your MassInterest will be paid out over the first €100,000 in your account. Please keep in mind that this account is designed exclusively for savings, so you won't be able to make payments from it.