International Bank Accounts and Foreign Currencies
Bank like a local, wherever you are. Open International Bank Accounts with NL, DE, FR, ES, or IE IBANs and send, receive, and hold money in 20 global currencies with ease.
International Bank Accounts and Foreign Currencies
Bank like a local, wherever you are. Open International Bank Accounts with NL, DE, FR, ES, or IE IBANs and send, receive, and hold money in 20 global currencies with ease.
International Bank Accounts and Foreign Currencies
Bank like a local, wherever you are. Open International Bank Accounts with NL, DE, FR, ES, or IE IBANs and send, receive, and hold money in 20 global currencies with ease.
International Bank Accounts
Open Bank Accounts with NL, DE, FR, ES, or IE IBANs.
Foreign Currencies
Open Bank Accounts with DE, FR, ES or IE IBANs.
Foreign Currency Transfer
Instantly send money across the world in 47 currencies.
ZeroFX
Always get the best exchange rate abroad.
Foreign Currency Savings Accounts
Earn up to 3.01% annual interest on USD/GBP and up to 27% on other 6 currencies.
International Bank Accounts
Open Bank Accounts with NL, DE, FR, ES, or IE IBANs.
Foreign Currencies
Open Bank Accounts with DE, FR, ES or IE IBANs.
Foreign Currency Transfer
Instantly send money across the world in 47 currencies.
ZeroFX
Always get the best exchange rate abroad.
Foreign Currency Savings Accounts
Earn up to 3.01% annual interest on USD/GBP and up to 27% on other 6 currencies.
International Bank Accounts
Open Bank Accounts with NL, DE, FR, ES, or IE IBANs.
Foreign Currencies
Open Bank Accounts with DE, FR, ES or IE IBANs.
Foreign Currency Transfer
Instantly send money across the world in 47 currencies.
ZeroFX
Always get the best exchange rate abroad.
Foreign Currency Savings Accounts
Earn up to 3.01% annual interest on USD/GBP and up to 27% on other 6 currencies.
International Bank Accounts
We offer international IBANs for 5 countries, with more on the way! You'll automatically receive an NL, DE, FR, ES, or IE IBAN based on your location, but you can also open additional bank accounts and choose the IBAN that works best for you.
International Bank Accounts
We offer international IBANs for 5 countries, with more on the way! You'll automatically receive an NL, DE, FR, ES, or IE IBAN based on your location, but you can also open additional bank accounts and choose the IBAN that works best for you.
International Bank Accounts
We offer international IBANs for 5 countries, with more on the way! You'll automatically receive an NL, DE, FR, ES, or IE IBAN based on your location, but you can also open additional bank accounts and choose the IBAN that works best for you.
Foreign Currencies
Add dedicated bank accounts to your bunq app and manage your money effortlessly. Spend, receive, and hold funds in 19 foreign currencies, all with an international IBAN and competitive exchange rates.
Foreign Currencies
Add dedicated bank accounts to your bunq app and manage your money effortlessly. Spend, receive, and hold funds in 19 foreign currencies, all with an international IBAN and competitive exchange rates.
Foreign Currencies
Add dedicated bank accounts to your bunq app and manage your money effortlessly. Spend, receive, and hold funds in 19 foreign currencies, all with an international IBAN and competitive exchange rates.
Foreign Currency Transfer
Easily send money to anyone in 47 foreign currencies, directly from your Euro account. You’ll see our low transaction fee and competitive exchange rate upfront, so there are no surprises later.
Foreign Currency Transfer
Easily send money to anyone in 47 foreign currencies, directly from your Euro account. You’ll see our low transaction fee and competitive exchange rate upfront, so there are no surprises later.
Foreign Currency Transfer
Easily send money to anyone in 47 foreign currencies, directly from your Euro account. You’ll see our low transaction fee and competitive exchange rate upfront, so there are no surprises later.
Get the best exchange rate abroad
With ZeroFX, use your bunq card abroad and get the best value on non-euro transactions. While traditional banks charge high extra fees for using your card in foreign currencies—we don't! Instead, to protect you from currency fluctuations, and give you the best possible rates, we add a 0.5% mark up to the latest rate when markets are open.
Get the best exchange rate abroad
With ZeroFX, use your bunq card abroad and get the best value on non-euro transactions. While traditional banks charge high extra fees for using your card in foreign currencies—we don't! Instead, to protect you from currency fluctuations, and give you the best possible rates, we add a 0.5% mark up to the latest rate when markets are open.
Get the best exchange rate abroad
With ZeroFX, use your bunq card abroad and get the best value on non-euro transactions. While traditional banks charge high extra fees for using your card in foreign currencies—we don't! Instead, to protect you from currency fluctuations, and give you the best possible rates, we add a 0.5% mark up to the latest rate when markets are open.
Earn top interest on Foreign Currencies
Earn high interest across 8 global currencies with bunq. Get up to 3.01% annual interest on USD and GBP, and up to 27% annual interest on selected global currencies like TRY, PLN, and ZAR—all paid out weekly¹.
Earn top interest on Foreign Currencies
Earn high interest across 8 global currencies with bunq. Get up to 3.01% annual interest on USD and GBP, and up to 27% annual interest on selected global currencies like TRY, PLN, and ZAR—all paid out weekly¹.
Earn top interest on Foreign Currencies
Earn high interest across 8 global currencies with bunq. Get up to 3.01% annual interest on USD and GBP, and up to 27% annual interest on selected global currencies like TRY, PLN, and ZAR—all paid out weekly¹.
Disclaimer
¹Exchange rates, interest rates, and inflation can change at any time. When you hold money in a foreign-currency e-money account, the value of your balance may rise or fall relative to your home currency, meaning you may receive back less in your home currency than you originally deposited. Interest on foreign-currency balances is earned in those currencies up to the equivalent of €100,000 per user, based on applicable conversion rates. Your foreign-currency e-money accounts are issued and safeguarded by CurrencyCloud and are not protected by a deposit guarantee scheme. Learn More
Disclaimer
¹Exchange rates, interest rates, and inflation can change at any time. When you hold money in a foreign-currency e-money account, the value of your balance may rise or fall relative to your home currency, meaning you may receive back less in your home currency than you originally deposited. Interest on foreign-currency balances is earned in those currencies up to the equivalent of €100,000 per user, based on applicable conversion rates. Your foreign-currency e-money accounts are issued and safeguarded by CurrencyCloud and are not protected by a deposit guarantee scheme. Learn More
Disclaimer
¹Exchange rates, interest rates, and inflation can change at any time. When you hold money in a foreign-currency e-money account, the value of your balance may rise or fall relative to your home currency, meaning you may receive back less in your home currency than you originally deposited. Interest on foreign-currency balances is earned in those currencies up to the equivalent of €100,000 per user, based on applicable conversion rates. Your foreign-currency e-money accounts are issued and safeguarded by CurrencyCloud and are not protected by a deposit guarantee scheme. Learn More
Trusted by millions of users
Join over 20 million users on the bunq platform
Insured up to €100,000
Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).
Card Payment Refunds
Your money is protected if something doesn't go as planned.
Instant Payments
Send and receive money instantly, no waiting.
24/7 support
Instant help in your language, whenever you need it.
Trusted by millions of users
Join over 20 million users on the bunq platform
Insured up to €100,000
Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).
Card Payment Refunds
Your money is protected if something doesn't go as planned.
Instant Payments
Send and receive money instantly, no waiting.
24/7 support
Instant help in your language, whenever you need it.
Trusted by millions of users
Join over 20 million users on the bunq platform
Insured up to €100,000
Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).
Card Payment Refunds
Your money is protected if something doesn't go as planned.
Instant Payments
Send and receive money instantly, no waiting.
24/7 support
Instant help in your language, whenever you need it.
Frequently Asked Questions
How does ZeroFX work?
ZeroFX helps you save money on foreign exchange fees when you spend abroad. Here’s how:
No fixed fees for spending abroad
Instead of a fixed fee, you get the Mastercard exchange rate plus a 0.5% network fee to protect you from currency fluctuations. This means you always get the best possible rate, confirmed the moment the merchant approves the paymentAlways opt for the local currency
To activate ZeroFX, simply choose to pay in the local currency when you're at a shop or ATM. This ensures you get the real exchange rate without hidden markups.Threshold for free usage
For bunq Free users, ZeroFX applies to payments below a €1,000 threshold. If your payment exceeds this limit, you’ll be charged a 1% conversion fee on the amount above it.See your monthly savings
Track how much you’ve saved with ZeroFX right in the app. It’s a great way to see your savings add up, especially if you travel often.
ZeroFX helps you save money on foreign exchange fees when you spend abroad. Here’s how:
No fixed fees for spending abroad
Instead of a fixed fee, you get the Mastercard exchange rate plus a 0.5% network fee to protect you from currency fluctuations. This means you always get the best possible rate, confirmed the moment the merchant approves the paymentAlways opt for the local currency
To activate ZeroFX, simply choose to pay in the local currency when you're at a shop or ATM. This ensures you get the real exchange rate without hidden markups.Threshold for free usage
For bunq Free users, ZeroFX applies to payments below a €1,000 threshold. If your payment exceeds this limit, you’ll be charged a 1% conversion fee on the amount above it.See your monthly savings
Track how much you’ve saved with ZeroFX right in the app. It’s a great way to see your savings add up, especially if you travel often.
Frequently Asked Questions
How does ZeroFX work?
ZeroFX helps you save money on foreign exchange fees when you spend abroad. Here’s how:
No fixed fees for spending abroad
Instead of a fixed fee, you get the Mastercard exchange rate plus a 0.5% network fee to protect you from currency fluctuations. This means you always get the best possible rate, confirmed the moment the merchant approves the paymentAlways opt for the local currency
To activate ZeroFX, simply choose to pay in the local currency when you're at a shop or ATM. This ensures you get the real exchange rate without hidden markups.Threshold for free usage
For bunq Free users, ZeroFX applies to payments below a €1,000 threshold. If your payment exceeds this limit, you’ll be charged a 1% conversion fee on the amount above it.See your monthly savings
Track how much you’ve saved with ZeroFX right in the app. It’s a great way to see your savings add up, especially if you travel often.
ZeroFX helps you save money on foreign exchange fees when you spend abroad. Here’s how:
No fixed fees for spending abroad
Instead of a fixed fee, you get the Mastercard exchange rate plus a 0.5% network fee to protect you from currency fluctuations. This means you always get the best possible rate, confirmed the moment the merchant approves the paymentAlways opt for the local currency
To activate ZeroFX, simply choose to pay in the local currency when you're at a shop or ATM. This ensures you get the real exchange rate without hidden markups.Threshold for free usage
For bunq Free users, ZeroFX applies to payments below a €1,000 threshold. If your payment exceeds this limit, you’ll be charged a 1% conversion fee on the amount above it.See your monthly savings
Track how much you’ve saved with ZeroFX right in the app. It’s a great way to see your savings add up, especially if you travel often.
Frequently Asked Questions
How does ZeroFX work?
ZeroFX helps you save money on foreign exchange fees when you spend abroad. Here’s how:
No fixed fees for spending abroad
Instead of a fixed fee, you get the Mastercard exchange rate plus a 0.5% network fee to protect you from currency fluctuations. This means you always get the best possible rate, confirmed the moment the merchant approves the paymentAlways opt for the local currency
To activate ZeroFX, simply choose to pay in the local currency when you're at a shop or ATM. This ensures you get the real exchange rate without hidden markups.Threshold for free usage
For bunq Free users, ZeroFX applies to payments below a €1,000 threshold. If your payment exceeds this limit, you’ll be charged a 1% conversion fee on the amount above it.See your monthly savings
Track how much you’ve saved with ZeroFX right in the app. It’s a great way to see your savings add up, especially if you travel often.
ZeroFX helps you save money on foreign exchange fees when you spend abroad. Here’s how:
No fixed fees for spending abroad
Instead of a fixed fee, you get the Mastercard exchange rate plus a 0.5% network fee to protect you from currency fluctuations. This means you always get the best possible rate, confirmed the moment the merchant approves the paymentAlways opt for the local currency
To activate ZeroFX, simply choose to pay in the local currency when you're at a shop or ATM. This ensures you get the real exchange rate without hidden markups.Threshold for free usage
For bunq Free users, ZeroFX applies to payments below a €1,000 threshold. If your payment exceeds this limit, you’ll be charged a 1% conversion fee on the amount above it.See your monthly savings
Track how much you’ve saved with ZeroFX right in the app. It’s a great way to see your savings add up, especially if you travel often.
Choose your plan
Try it free for 30 days, no strings attached.
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bunq Free
Free
The essentials to get you started.
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bunq Core
€3.99/month
The bank account for everyday use.
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bunq Pro
€9.99/month
The bank account that makes budgeting easy.
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bunq Elite
€18.99/month
The bank account designed for your international lifestyle.
Choose your plan
Try it free for 30 days, no strings attached.
bunq Free
Free
The essentials to get you started.
bunq Core
€3.99/month
The bank account for everyday use.
bunq Pro
€9.99/month
The bank account that makes budgeting easy.
bunq Elite
€18.99/month
The bank account designed for your international lifestyle.
Choose your plan
Try it free for 30 days, no strings attached.
bunq Free
Free
The essentials to get you started.
bunq Core
€3.99/month
The bank account for everyday use.
bunq Pro
€9.99/month
The bank account that makes budgeting easy.
bunq Elite
€18.99/month
The bank account designed for your international lifestyle.
Start your 30-day free trial
Open your account in just 5 minutes, directly from your phone.
Start your 30-day free trial
Open your account in just 5 minutes, directly from your phone.
Start your 30-day free trial
Open your account in just 5 minutes, directly from your phone.
Related Articles
Check out some of these blog posts, packed with useful insights and tips to help you bank smarter and make life easy.
Related Articles
Check out some of these blog posts, packed with useful insights and tips to help you bank smarter and make life easy.
Related Articles
Check out some of these blog posts, packed with useful insights and tips to help you bank smarter and make life easy.